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Samso

Active
Private limited companyfounded 20224 yrs activeVolhardingsstraat 69, 2650 Edegem, BelgiumKBO/BCE: BE 0784.340.119

Samso has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €78k. Equity is growing by ~57.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 4.0 in 2024; short-term debt: 19.4% and cash: 72.1% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.5%
Return on assets
30%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
28 d late
2024
5 d late
2023
14 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€210k▲ 59.3%
2024 · €132k
2023: €58k 2024: €132k
2023 → 2025
Total assets
€261k▲ 49.8%
2024 · €174k
2023: €83k 2024: €174k
2023 → 2025
Net result
€78k▲ 6.6%
2024 · €73k
2023: €54k 2024: €73k
2023 → 2025
Working capital
€149k▲ 17.3%
2024 · €127k
2023: €58k 2024: €127k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€58k-€132k▲ 125%€210k▲ 59.3%
Operating result€69k-€92k▲ 34.0%€99k▲ 7.0%
Net result€54k-€73k▲ 34.4%€78k▲ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2023: €69k€69kNet result 2023: €54k€54kOperating result 2024: €92k€92kNet result 2024: €73k€73kOperating result 2025: €99k€99kNet result 2025: €78k€78k202320242025
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets €61k▲ 1,158%
Current assets €199k▲ 17.9%
Equity and liabilities €261k
Equity €210k▲ 59.3%
Debt €51k▲ 20.2%
The debt ratio falls from 24.3% to 19.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€112k
2024 · €93k
Cash flow
€92k
2024 · €73k
Solvency
80.5%
2024 · 75.7%
Current ratio
3.94
2024 · 4.00
Quick ratio
3.94
2024 · 4.00
Debt / equity
0.24
2024 · 0.32
ROE
37.2%
2024 · 55.6%
ROA
30.0%
2024 · 42.1%
Interest coverage
2783.29
2024 · 2197.54
Debt
€51k
2024 · €42k
Debt ≤ 1 year
€51k
2024 · €42k
Income taxes
€21k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€174k€261k
Fixed assets21/28€5k€61k
Tangible fixed assets22/27€5k€61k
Plant, machinery and equipment23€555€2k
Furniture and vehicles24€4k€59k
Current assets29/58€169k€199k
Amounts receivable within one year40/41€10k€10k=
Trade receivables40€0-
Other amounts receivable41€10k€10k=
Cash at bank and in hand54/58€159k€188k
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€174k€261k
Equity10/15€132k€210k
Contributions10/11€4k€4k=
Reserves13€128k€206k
Distributable reserves133€128k€206k
Amounts payable17/49€42k€51k
Amounts payable within one year42/48€42k€51k
Trade debts44€16k€2k
Suppliers440/4€16k€2k
Taxes, remuneration and social security45€26k€49k
Taxes450/3€26k€47k
Remuneration and social security454/9€0€1k
Accrued charges and deferred income492/3-€246
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192€14k
Other operating charges640/8€762€485
Gross operating margin9900€93k€113k
Operating profit (loss)9901€92k€99k
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€42€40
Recurring financial charges65€42€40
Profit (loss) for the period before taxes9903€92k€99k
Income taxes67/77€19k€21k
Profit (loss) for the period9904€73k€78k
Profit (loss) for the period to be appropriated9905€73k€78k
Appropriation of the result
Profit (loss) to be appropriated9906€73k€78k
Transfer to equity691/2€73k€78k
To other reserves6921€73k€78k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Highest result since 2023net €78k ▲6.6%
Operating result €99k, net result €78k, both a record.
31-12
Financial Equity above €200kEq €210k ▲59.3%
3 profitable years in a row build equity to €210k.
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial Equity above €100kEq €132k ▲125%
2 profitable years in a row build equity to €132k.
14-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Volhardingsstraat 692650 Edegem
Ground area
323 m²
Building footprint
78 m²
Volume, LiDAR
448 m³
Parcel 11013A0064/00B002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Samso
Volhardingsstraat 69, 2650 EdegemFinancial service activities, except insurance and pension funding
since 20222.331.768.152
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11013A0064/00B002 Flanders 322 m² 1 · 78 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,352 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-04-2022
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:stefan.bovee@telenet.be
Enterprise