BLOOM& CO
ActiveSummary
BLOOM& CO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,293 and a net result of -€2,047. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-27
Solvency43▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.04 in 2023; short-term debt: 81.7% and cash: 0.6% of total assets), and 81.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.3%
Return on assets
-1.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 37948 sector peers (2024).
NBB · sector comparisonPosition among 37948 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
29 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€23,293▼ 8.1%
2023 · €25,340
Total assets
€127,407▲ 9.8%
2023 · €116,053
Net result
-€2,047
2023 · €10,661
Working capital
-€103,324▼ 18.2%
2023 · -€87,382
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€19,501-€14,254▼ 26.9%-€2,004
Net result€14,579within the sector's middle half-€10,661within the sector's middle half▼ 26.9%-€2,047below the sector's middle half
Equity€14,679below the sector's middle half-€25,340below the sector's middle half▲ 72.6%€23,293below the sector's middle half▼ 8.1%
Total assets€80,857below the sector's middle half-€116,053below the sector's middle half▲ 43.5%€127,407within the sector's middle half▲ 9.8%
Debt€66,178-€90,712▲ 37.1%€104,114▲ 14.8%
Working capital-€61,076--€87,382▼ 43.1%-€103,324▼ 18.2%
Solvency18.2%below the sector's middle half-21.8%below the sector's middle half▲ 3.7pp18.3%below the sector's middle half▼ 3.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2,004 after €14,254 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127,407
Fixed assets
€126,617 ▲ 12.3%
Current assets
€790 ▼ 76.3%
Equity and liabilities €127,407
Equity
€23,293 ▼ 8.1%
Debt
€104,114 ▲ 14.8%
Debt's share of the balance-sheet total rises from 78.2% to 81.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.01▼
2023 · 0.04
Debt to equity
4.47▲
2023 · 3.58
ROE
-8.8%▼
2023 · 42.1%
ROA
-1.6%▼
2023 · 9.2%
Debt ≤ 1 year
€104,114▲
2023 · €90,712
Income taxes
€0▼
2023 · €3,554
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €132 | €528 | ▲ 301% |
| Gross operating margin9900 | €19,501 | €14,386 | -€1,476 | ▼ 110% |
| Operating profit (loss)9901 | €19,501 | €14,254 | -€2,004 | ▼ 114% |
| Financial charges65/66B | €63 | €39 | €44 | ▲ 11.5% |
| Recurring financial charges65 | €63 | €39 | €44 | ▲ 11.5% |
| Profit (loss) for the period before taxes9903 | €19,439 | €14,215 | -€2,047 | ▼ 114% |
| Income taxes67/77 | €4,860 | €3,554 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €14,579 | €10,661 | -€2,047 | ▼ 119% |
| Profit (loss) for the period to be appropriated9905 | €14,579 | €10,661 | -€2,047 | ▼ 119% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €80,857 | €116,053 | €127,407 | ▲ 9.8% |
| Fixed assets21/28 | €75,755 | €112,722 | €126,617 | ▲ 12.3% |
| Financial fixed assets28 | €75,755 | €112,722 | €126,617 | ▲ 12.3% |
| Current assets29/58 | €5,102 | €3,331 | €790 | ▼ 76.3% |
| Cash at bank and in hand54/58 | €5,102 | €3,331 | €790 | ▼ 76.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €80,857 | €116,053 | €127,407 | ▲ 9.8% |
| Equity10/15 | €14,679 | €25,340 | €23,293 | ▼ 8.1% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €14,579 | €25,240 | €23,193 | ▼ 8.1% |
| Amounts payable17/49 | €66,178 | €90,712 | €104,114 | ▲ 14.8% |
| Amounts payable within one year42/48 | €66,178 | €90,712 | €104,114 | ▲ 14.8% |
| Taxes, remuneration and social security45 | €4,860 | €3,554 | €3,554 | = |
| Taxes450/3 | €4,860 | €3,554 | €3,554 | = |
| Other amounts payable47/48 | €61,318 | €87,158 | €100,560 | ▲ 15.4% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,579 | €10,661 | -€2,047 | ▼ 119% |
| Operating cash flow (approximation) | €14,579 | €10,661 | -€2,047 | ▼ 119% |
| Investment in fixed assets (approximation) | - | -€36,967 | -€13,895 | ▲ 62.4% |
| Change in cash | - | -€1,771 | -€2,541 | ▼ 43.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€2,047
Net result drops to -€2,047, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2021
Ground area
692 m²
Building footprint
145 m²
Volume, LiDAR
650 m³
Parcel 44034D0888/00D000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BLOOM& CO
since 20212.320.813.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034D0888/00D000 | Flanders | 692 m² | 1 · 145 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,712 companies in sector 70100 we hold annual accounts for 3,504. 1,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0772384571
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.