SampleSumo
ActiveSampleSumo has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €15k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-15
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 18.26 against 97.04 in 2024; short-term debt: 5.5% and cash: 87.2% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
6 d early
2023
4 d early
2022
21 d early
2021
25 d early
2020
31 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 8.0%
2024 · €108k
2018: €10k
2019: €31k
2020: €69k
2021: €50k
2022: €80k
2023: €81k
2024: €108k
2018 → 2025
Total assets
€123k▲ 13.1%
2024 · €109k
2018: €78k
2019: €78k
2020: €104k
2021: €65k
2022: €85k
2023: €81k
2024: €109k
2018 → 2025
Net result
€15k▼ 44.8%
2024 · €26k
2018: €26k
2019: €22k
2020: €38k
2021: €-19k
2022: €30k
2023: €1k
2024: €26k
2018 → 2025
Working capital
€116k▲ 9.3%
2024 · €106k
2018: €64k
2019: €62k
2020: €82k
2021: €50k
2022: €79k
2023: €78k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€80k▲ 59.9%€81k▲ 1.8%€108k▲ 32.7%€116k▲ 8.0%
Operating result€-19k-€31k€711▼ 97.7%€27k▲ 3,682%€15k▼ 45.4%
Net result€-19k-€30k€1k▼ 95.1%€26k▲ 1,722%€15k▼ 44.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€251▼ 82.6%
Current assets
€123k▲ 14.4%
Equity and liabilities €123k
Equity
€116k▲ 8.0%
Debt
€7k▲ 508%
The debt ratio rises from 1.0% to 5.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €28k
Cash flow
€16k▼
2024 · €28k
Solvency
94.5%▼
2024 · 99.0%
Current ratio
18.26▼
2024 · 97.04
Quick ratio
18.26▼
2024 · 97.04
Debt / equity
0.06▲
2024 · 0.01
ROE
12.6%▼
2024 · 24.6%
ROA
11.9%▼
2024 · 24.4%
Interest coverage
113.18▼
2024 · 271.03
Debt
€7k▲
2024 · €1k
Debt ≤ 1 year
€7k▲
2024 · €1k
Income taxes
€979▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€123k▲
Fixed assets21/28€1k€251▼
Tangible fixed assets22/27€1k€251▼
Furniture and vehicles24€1k€251▼
Current assets29/58€107k€123k▲
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€32€587▲
Cash at bank and in hand54/58€93k€107k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€109k€123k▲
Equity10/15€108k€116k▲
Contributions10/11€32k€32k=
Reserves13€32k€42k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€40k▲
Profit (loss) carried forward14€43k€42k▼
Amounts payable17/49€1k€7k▲
Amounts payable within one year42/48€1k€7k▲
Trade debts44€105-
Suppliers440/4€105-
Taxes, remuneration and social security45€1k€985▼
Taxes450/3€1k€985▼
Other amounts payable47/48-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€528€544▲
Gross operating margin9900€29k€16k▼
Operating profit (loss)9901€27k€15k▼
Financial income75/76B€716€1k▲
Recurring financial income75€716€1k▲
Financial charges65/66B€104€140▲
Recurring financial charges65€104€140▲
Profit (loss) for the period before taxes9903€27k€16k▼
Income taxes67/77€1k€979▼
Profit (loss) for the period9904€26k€15k▼
Profit (loss) for the period to be appropriated9905€26k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€58k▲
Profit (loss) brought forward from the previous period14P€27k€43k▲
Transfer to equity691/2€10k€10k=
To other reserves6921€10k€10k=
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €108k ▲32.7%
3 profitable years in a row build equity to €108k.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 51current ratio 807.27
Current ratio from 15.79 to 807.27; short-term debt falls from €5k to €97.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 15.79
Current ratio from 4.74 to 15.79; short-term debt falls from €13k to €5k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼151%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €38k ▲75.8%
Operating result €39k, net result €38k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geitstraat 689000 GentGround area
150 m²
Building footprint
71 m²
Volume, LiDAR
482 m³
Parcel 44816K0712/00B005, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAMPLESUMO
since 20072.166.613.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0712/00B005 | Flanders | 150 m² | 1 · 71 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KUBE Management
BE 0755.787.574
Alken · Eq €116k
Stassen Consulting
BE 0804.065.860
Bilzen-Hoeselt · Eq €116k
FESQFOR
BE 0677.817.885
Herselt · Eq €116k
LINKDIGITAL
BE 0802.327.976
Beernem · Eq €116k
ALLES ZOU OOK ANDERS KUNNEN
BE 0475.079.274
Aalst · Eq €116k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-11-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
72109Other research and development on natural sciences
73100
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.