Equity
€54,198 ▲ 26.9%
Optimazing has made a profit without a break since 2023.
Optimazing
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €55,203 (2017)
€16,026▼ 36.5%
lowest -€36,088 (2022)
€11,500▼ 54.7%
peak €57,258 (2010)
€54,198▲ 26.9%
€65,855▼ 16.4%
peak 1 FTE (2015)
-not published
Board1 name since 2014
1 directorCathy Tavernier
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €25,224 to €16,026Result from €25,362 to €11,500Registered office moved within Ghent 17-06Equity from €42,698 to €54,198Debts from €78,790 to €65,855Cash from €1,902 to €3,095
Key points
from the 2025 annual accountsChecked score
67
Healthy
Financially stronger than 36% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.5%▲ +0.4 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.5%▼ -0.3 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 2.00, cash €3,095
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 39% of them on solvency, 11% on liquidity, 25% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Optimazing has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Optimazing itself is higher: 0.9% within 12 months. It rests on far more data about Optimazing than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Optimazing. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.0 (1.86 in 2024), above the usual 1.5. Short-term debt is 48.4% and cash 2.6% of total assets. However, 54.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €54,198
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
22 days late
2023
26 days late
2022
33 days early
2021
44 days early
2020
26 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0862475203
Registered office moved within Ghent
New registered office: Voskenslaan 120 bus 401, 9000 GENT · Previous registered office: Sint-Jansvest 5, 9000 Gent · Permanent representative: Iris Carsau · General meeting of 08-04-2025 · Gazette deed
Registered office moved from Lochristi to Ghent
New registered office: Sint-Jansvest 5, 9000 Gent · Previous registered office: Kerkstraat 112, 9080 Lochristi · Board meeting of 01-12-2020 · Gazette deed
Company renamed from mavan insurance Burgerlijke Vennootschap to OPTIMAZING
“tekst van artikel 3 als herformuleerd” (deed in Dutch) · General meeting of 06-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Optimazing Ghent | €120,053 | €16,026 | 45.1% | - |
| ALLES ZOU OOK ANDERS KUNNEN Aalst | €121,043 | €15,584 | 95.9% | - |
| SHERWOOD SOFTWARE SERVICES Crisnée | €121,410 | €16,595 | 64.5% | - |
| 1ST SOLUTIONS Herk-de-Stad | €109,984 | €14,605 | 74.2% | - |
| EXCITED GREY MATTER Wellen | €132,552 | €14,670 | 93.8% | - |
| SampleSumo Ghent | €122,880 | €16,411 | 94.5% | - |
| IMMOTHEEK Sint-Niklaas | €115,078 | €15,827 | 24.1% | - |
These companies have the same main activity as Optimazing: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €110,000 and €133,000, founded between 1998 and 2007.
Official details
Source: KBO- Status
- Active since 06-01-2004Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.241.034.8479000 Ghent, since 01-10-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Insights on Optimazing
Optimazing files the micro format. That format states no turnover. The gross margin rose from €10,065 in 2006 to €16,026 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Optimazing
- What is the company number of Optimazing?
- The company number of Optimazing is 0862.475.203. The VAT number is the same number with BE in front: BE 0862.475.203.
- Where is Optimazing based?
- The registered office is at Voskenslaan 120, 9000 Ghent.Company details
- What does Optimazing do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Optimazing?
- Optimazing is a private limited company (pre-2019) (BVBA).
- When was Optimazing founded?
- Optimazing was founded on 06-01-2004.
- Is Optimazing still active?
- Yes, Optimazing is an active enterprise in the KBO register.
- What is the turnover of Optimazing?
- The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €16,026 and 73 comparable companies (NACE 62200). It probably lies between €41,000 and €170,000. It is a rough estimate.Financials
- Is Optimazing profitable?
- In financial year 2025, Optimazing made a profit of €11,500.
- Where can I find the annual accounts of Optimazing?
- Optimazing filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Optimazing due?
- Optimazing must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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