Financials
- Fiscal year
- 2025
- Total assets
- €2.0m
- Profit
- €47,795
- Solvency
- 14.3%
Total assets▼ 7.0%
Net result
20192025
SAMONCO
ActiveSummary
The computed 12-month bankruptcy probability of SAMONCO is 2.0% (moderate). The 2025 annual accounts show equity of €286,483 and a net result of €47,795. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 910 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
How big
€2.0mtotal assets 2025
- Staff
- 15.6 FTE
- Equity
- €286,483
- Profit
- €47,795
Who decides
- Largest shareholder
- NUCLIO · 50%
Accounts 15 d early0 of 6 deeds read
Why 53- Equity €286,483 (14.3% of total assets)- Sector Construction of residential and non-residential buildings (NACE 41)- 1 change of registered office in 24 months- Liquidity: current ratio 0.54, cash €19,744, halvedShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 41, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
39+1
equity 14.3% of total assets
Liquidity
19-8
short-term debt 62.2% · cash 1.0%
Profitability
72+6
return on assets 2.4%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 2.0%highest value
09-2026: 2.0%● 0.0% vs 08-2026highest value
10-2026: 2.0%● 0.0% vs 09-2026highest value
- Equity €286,483 (14.3% of total assets) raises the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 0.54, cash €19,744, halved raises the probability
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.65 in 2024; short-term debt: 62.2% and cash: 1% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, small). Better than this share of them on solvency 24%, liquidity 18%, profitability 65%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 910 sector peers (2025).
NBB · sector comparisonPosition among 910 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
27 d late
2023
2 d early
2022
4 d early
2021
3 d early
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- NUCLIO · 50%
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-07-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 29-01-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 30-12-1988
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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