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SAMIVA

Active
Private limited companyfounded 2020active for 6 yearsKronestraat 19, 8210 Zedelgem, BelgiumKBO/BCE: BE 0745.430.152
Summary

The computed 12-month bankruptcy probability of SAMIVA is 3.4% (moderate). The 2025 annual accounts show equity of €54,904 and a net result of -€24,317. Equity has been shrinking by about 6.6% per year since 2021. Its solvency ranks better than 39% of 4,800 sector peers (NACE 56, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-03-2020 Normal situation
Activity
Full-service restaurants NACE 56111
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.300.765.962 8210 Zedelgem, since 16-03-2020
Financial year end
31 December
Peppol
Reachable since 19-10-2026

Board and ownership

Board
  • Buffel IvanDirector
  • Sabbe SaminaDirector

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2025
Gross margin
-€7,344
▼ 33.4%
Loss
€24,317
▲ 290%
Equity
€54,904
▼ 30.7%
Total assets
€283,013
▲ 46.3%
Employees on 31-12-2025
2
Turnover not published (abbreviated or micro format)
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2020Size: 0.4 FTE, total assets €283,013Loss of €24,317, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 23% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 44-22
equity 19.4% of total assets
Liquidity 14-33
short-term debt 80.6% · cash 6.3%
Profitability 8-21
return on assets -8.6%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024lowest value 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▼ -0.1 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.4%▼ -0.1 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.2 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.3%▼ -0.3 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 3.4%▲ +2.0 percentage points vs 07-2026highest value 09-2026: 3.4%● unchanged vs 08-2026highest value 10-2026: 3.4%● unchanged vs 09-2026highest value 11-2026: 3.4%● unchanged vs 10-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.18 (0.41 in 2024), below 1. Short-term debt is 80.6% and cash 6.3% of total assets. 80.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 41% of them on solvency, 12% on liquidity, 21% on profitability and 20% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 0.4 FTE, total assets €283,013
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €24,317, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€24,317
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
15 days early
2024
7 days early
2023
112 days early
2022
116 days early
2021
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 57 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 accounts filed within 78 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€24,317 View
  • Caution: Lower net result than 85% of companies in food and beverage servicesector median €10,387 · 4,795 companies -€24,317 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as SAMIVA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €147,000 and €318,000, founded between 2017 and 2020.

CompanyTotal assetsGross margin
SAMIVA Zedelgem€283,013-€7,344
PR Management Turnhout€146,776-€2,946
Heck Harelbeke€318,492-€13,856
DEN HERDER Kuurne€235,303-€17,185
TAYYAR FOOD Brussel€288,212-€4,640
Foodstorms Gent€298,763-€23,793
VILLA MONCEAU Ottignies-Louvain-la-Neuve€282,768-€147
Full comparison

Key facts about SAMIVA

What is the company number of SAMIVA?
The company number of SAMIVA is 0745.430.152. The VAT number is the same number with BE in front: BE 0745.430.152.
Where is SAMIVA based?
The registered office is at Kronestraat 19, 8210 Zedelgem.Company details
What does SAMIVA do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of SAMIVA?
The legal form of SAMIVA is Private limited company (BV).
When was SAMIVA founded?
SAMIVA was founded on 16-03-2020.
Is SAMIVA still active?
Yes, SAMIVA is an active enterprise in the KBO register.
How many employees does SAMIVA have?
SAMIVA had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SAMIVA fall under?
In its 2025 annual accounts, SAMIVA states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of SAMIVA?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is SAMIVA profitable?
In financial year 2025, SAMIVA made a loss of €24,317.
Where can I find the annual accounts of SAMIVA?
SAMIVA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAMIVA due?
SAMIVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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