Heck
ActiveSummary
The computed 12-month bankruptcy probability of Heck is 4.9% (elevated). The 2026 annual accounts show negative equity (-€34,475) and a net result of -€24,333. Equity is shrinking by ~61.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 84 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
Axes · tick = 2025
Profitability9▼-1
Solvency14▼-8
Growth32=
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.41 against 1.58 in 2025; short-term debt: 70.3% and cash: 0% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-10.8%
Return on assets
-7.6%
Age of the figures
6 mo
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
2123242526
2021 to 2026 · latest year -€34,475
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 17-09-2026, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
44 d early
2025
1 d early
2024
3 d early
2023
1 d early
2021
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
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Financials · fiscal year 2026, micro schema
Equity
-€34,475▼ 240%
2025 · -€10,142
Total assets
€318,492▼ 13.9%
2025 · €370,018
Net result
-€24,333▲ 4.4%
2025 · -€25,461
Working capital
€92,010▼ 30.9%
2025 · €133,138
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212023202420252026
Operating result€41,103--€4,230--€1,308▲ 69.1%-€16,520▼ 1,163%-€16,114▲ 2.5%
Net result€33,779--€11,622--€11,838▼ 1.9%-€25,461▼ 115%-€24,333▲ 4.4%
Equity€38,779-€27,157-€15,319▼ 43.6%-€10,142-€34,475▼ 240%
Total assets€335,303-€372,178-€371,463▼ 0.2%€370,018▼ 0.4%€318,492▼ 13.9%
Debt€296,524-€345,021-€356,144▲ 3.2%€380,159▲ 6.7%€352,967▼ 7.2%
Working capital-€76,512-€212,244-€178,002▼ 16.1%€133,138▼ 25.2%€92,010▼ 30.9%
Staff (FTE)1.1-0.3-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16,114 in 2026 against €16,520 in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €318,492
Fixed assets
€2,662 ▼ 54.0%
Current assets
€315,830 ▼ 13.3%
Key figures and ratios
EBITDA
-€14,504▼
2025 · -€14,236
Cash flow
-€22,724▲
2025 · -€23,176
Solvency
-10.8%▼
2025 · -2.7%
Current ratio
1.41▼
2025 · 1.58
Quick ratio
0.23▼
2025 · 0.43
Debt to equity
-10.24▲
2025 · -37.48
ROA
-7.6%▼
2025 · -6.9%
Interest coverage
-1.76▼
2025 · -1.59
Debt ≤ 1 year
€223,820▼
2025 · €231,097
Debt > 1 year
€129,147▼
2025 · €149,063
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
4.6%
went bankrupt
5.6%
stopped otherwise
88%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,091 | €0 | - | €1,794 | - |
| Remuneration, social security and pensions62 | €53,099 | €15,712 | -€107 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,186 | €0 | €682 | €2,284 | €1,610 | ▼ 29.5% |
| Other operating charges640/8 | €3,466 | €503 | €553 | €742 | €648 | ▼ 12.6% |
| Non-recurring operating charges66A | - | €22,297 | €0 | - | - | - |
| Gross operating margin9900 | €113,853 | €34,282 | -€181 | -€13,494 | -€13,856 | ▼ 2.7% |
| Operating profit (loss)9901 | €41,103 | -€4,230 | -€1,308 | -€16,520 | -€16,114 | ▲ 2.5% |
| Financial income75/76B | €40 | €3 | €0 | - | €1 | - |
| Recurring financial income75 | €40 | €3 | €0 | - | €1 | - |
| Financial charges65/66B | €3,622 | €7,309 | €10,530 | €8,940 | €8,220 | ▼ 8.1% |
| Recurring financial charges65 | €3,622 | €7,309 | €10,530 | €8,940 | €8,220 | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €37,520 | -€11,537 | -€11,838 | -€25,461 | -€24,333 | ▲ 4.4% |
| Income taxes67/77 | €3,741 | €85 | €0 | - | - | - |
| Profit (loss) for the period9904 | €33,779 | -€11,622 | -€11,838 | -€25,461 | -€24,333 | ▲ 4.4% |
| Profit (loss) for the period to be appropriated9905 | €33,779 | -€11,622 | -€11,838 | -€25,461 | -€24,333 | ▲ 4.4% |
| Line | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €335,303 | €372,178 | €371,463 | €370,018 | €318,492 | ▼ 13.9% |
| Fixed assets21/28 | €305,378 | €0 | €5,517 | €5,783 | €2,662 | ▼ 54.0% |
| Tangible fixed assets22/27 | €305,133 | €0 | €5,517 | €5,783 | €2,662 | ▼ 54.0% |
| Plant, machinery and equipment23 | €15,866 | €0 | €3,281 | €2,181 | €1,082 | ▼ 50.4% |
| Furniture and vehicles24 | €1,852 | €0 | €2,236 | €3,602 | €1,580 | ▼ 56.1% |
| Other tangible fixed assets26 | €287,415 | €0 | - | - | - | - |
| Financial fixed assets28 | €245 | €0 | - | - | - | - |
| Current assets29/58 | €29,925 | €372,178 | €365,946 | €364,234 | €315,830 | ▼ 13.3% |
| Stocks and contracts in progress3 | €6,127 | €290,346 | €290,346 | €265,000 | €265,000 | = |
| Stocks30/36 | €6,127 | €290,346 | €290,346 | €265,000 | €265,000 | = |
| Amounts receivable within one year40/41 | €1,458 | €79,015 | €75,237 | €98,763 | €50,830 | ▼ 48.5% |
| Trade receivables40 | €1,278 | €72,540 | €75,237 | €98,763 | €50,830 | ▼ 48.5% |
| Other amounts receivable41 | €180 | €6,474 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €22,340 | €2,817 | €362 | €471 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €335,303 | €372,178 | €371,463 | €370,018 | €318,492 | ▼ 13.9% |
| Equity10/15 | €38,779 | €27,157 | €15,319 | -€10,142 | -€34,475 | ▼ 240% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €33,779 | €33,779 | €33,779 | €33,779 | €33,779 | = |
| Distributable reserves133 | €33,779 | €33,779 | €33,779 | €33,779 | €33,779 | = |
| Profit (loss) carried forward14 | - | -€11,622 | -€23,460 | -€48,921 | -€73,254 | ▼ 49.7% |
| Amounts payable17/49 | €296,524 | €345,021 | €356,144 | €380,159 | €352,967 | ▼ 7.2% |
| Amounts payable after more than one year17 | €189,608 | €185,087 | €168,201 | €149,063 | €129,147 | ▼ 13.4% |
| Financial debts170/4 | €189,608 | €185,087 | €168,201 | €149,063 | €129,147 | ▼ 13.4% |
| Amounts payable within one year42/48 | €106,437 | €159,934 | €187,944 | €231,097 | €223,820 | ▼ 3.1% |
| Current portion of amounts payable after more than one year42 | €12,654 | €17,731 | €18,391 | €19,138 | €19,916 | ▲ 4.1% |
| Financial debts43 | - | - | €1 | €0 | €1,687 | - |
| Credit institutions430/8 | - | - | €1 | €0 | €1,687 | - |
| Trade debts44 | €7,732 | €57,352 | €82,903 | €114,031 | €76,602 | ▼ 32.8% |
| Suppliers440/4 | €7,732 | €57,352 | €82,903 | €114,031 | €76,602 | ▼ 32.8% |
| Taxes, remuneration and social security45 | €12,998 | €5,148 | €2,218 | €10,664 | €634 | ▼ 94.1% |
| Taxes450/3 | €9,823 | €4,384 | €2,218 | €10,664 | €634 | ▼ 94.1% |
| Remuneration and social security454/9 | €3,174 | €764 | €0 | - | - | - |
| Other amounts payable47/48 | €73,054 | €79,702 | €84,430 | €87,265 | €124,981 | ▲ 43.2% |
| Accrued charges and deferred income492/3 | €479 | €0 | - | - | - | - |
| Line | 2021 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,779 | -€11,622 | -€11,838 | -€25,461 | -€24,333 | ▲ 4.4% |
| + Depreciation and write-downs630 | €16,186 | €0 | €682 | €2,284 | €1,610 | ▼ 29.5% |
| Operating cash flow (approximation) | €49,965 | -€11,622 | -€11,157 | -€23,176 | -€22,724 | ▲ 2.0% |
| Investment in fixed assets (approximation) | - | - | -€6,199 | -€2,550 | €1,511 | ▲ 159% |
| Change in cash | - | - | -€2,454 | €109 | -€471 | ▼ 533% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet -€25,461
Net result drops to -€25,461, the lowest in the series; recovery starts the following year.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity times 8current ratio 2.33
Current ratio from 0.28 to 2.33.
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2020
Ground area
2,941 m²
Building footprint
60 m²
Parcel 34025C0692/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Heck
since 20202.309.187.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025C0692/00Y000 | Flanders | 2,940 m² | 1 · 60 m² | 0.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 8,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2020
Fiscal year end31-03
Activities, NACEBEL 2025
56111Full-service restaurants
46180Agents specialised in the wholesale of other particular products
56210Event catering
Contact
Phone
0473946221
E-invoicing
Reachable via Peppol
Peppol ID
0208:0757491014
Also
9925:BE0757491014
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.