SAMIR
ActiveSummary
SAMIR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14,225 and a net result of €17,835. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+7
Solvency50▲+36
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.18 against 0.64 in 2023; short-term debt: 74.6% and cash: 55.5% of total assets), and 74.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.4%
Return on assets
31.8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-02-2026, 202 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
202 d late
2023
78 d late
2022
41 d late
2021
151 d late
2020
516 d late
2019
180 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 195 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€14,225
2023 · -€3,610
Total assets
€56,082▲ 66.1%
2023 · €33,758
Net result
€17,835▲ 168%
2023 · €6,664
Working capital
€7,740
2023 · -€13,365
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€7,502-€755€1,583€6,809▲ 330%€21,944▲ 222%
Net result€7,812within the sector's middle half-€804within the sector's middle half-€1,905within the sector's middle half▼ 137%€6,664within the sector's middle half€17,835within the sector's middle half▲ 168%
Equity-€7,564below the sector's middle half▲ 50.8%-€8,368below the sector's middle half▼ 10.6%-€10,274below the sector's middle half▼ 22.8%-€3,610below the sector's middle half▲ 64.9%€14,225within the sector's middle half
Total assets€23,472below the sector's middle half▼ 13.8%€28,431below the sector's middle half▲ 21.1%€35,116below the sector's middle half▲ 23.5%€33,758below the sector's middle half▼ 3.9%€56,082below the sector's middle half▲ 66.1%
Debt€31,036▼ 27.1%€36,800▲ 18.6%€45,389▲ 23.3%€37,368▼ 17.7%€41,857▲ 12.0%
Working capital-€13,166▲ 48.7%-€12,022▲ 8.7%-€11,178▲ 7.0%-€13,365▼ 19.6%€7,740
Solvency-32.2%below the sector's middle half▲ 24.3pp-29.4%below the sector's middle half▲ 2.8pp-29.3%below the sector's middle half▲ 0.2pp-10.7%below the sector's middle half▲ 18.6pp25.4%within the sector's middle half▲ 36.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 222% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56,082
Fixed assets
€6,485 ▼ 33.5%
Current assets
€49,597 ▲ 107%
Equity and liabilities €56,082
Equity
€14,225
Debt
€41,857
Debt finances 74.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€25,214▲
2023 · €10,158
Cash flow
€21,105▲
2023 · €10,013
Current ratio
1.18▲
2023 · 0.64
Debt to equity
2.94▲
2023 · -10.35
ROE
125.4%
ROA
31.8%▲
2023 · 19.7%
Interest coverage
65.63▲
2023 · 39.80
Debt ≤ 1 year
€41,857▲
2023 · €37,368
Income taxes
€3,724
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €469 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,241 | €3,049 | €2,749 | €3,349 | €3,270 | ▼ 2.4% |
| Other operating charges640/8 | €1,461 | €1,122 | €1,286 | €522 | €2,038 | ▲ 291% |
| Gross operating margin9900 | €14,205 | €3,416 | €6,087 | €10,679 | €27,252 | ▲ 155% |
| Operating profit (loss)9901 | €7,502 | -€755 | €1,583 | €6,809 | €21,944 | ▲ 222% |
| Financial income75/76B | €347 | €202 | - | €110 | - | - |
| Recurring financial income75 | €347 | €202 | - | €110 | - | - |
| Financial charges65/66B | €37 | €251 | €349 | €255 | €384 | ▲ 50.6% |
| Recurring financial charges65 | €37 | €251 | €349 | €255 | €384 | ▲ 50.6% |
| Profit (loss) for the period before taxes9903 | €7,812 | -€804 | €1,234 | €6,664 | €21,560 | ▲ 224% |
| Income taxes67/77 | - | - | €3,139 | - | €3,724 | - |
| Profit (loss) for the period9904 | €7,812 | -€804 | -€1,905 | €6,664 | €17,835 | ▲ 168% |
| Profit (loss) for the period to be appropriated9905 | €7,812 | -€804 | -€1,905 | €6,664 | €17,835 | ▲ 168% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23,472 | €28,431 | €35,116 | €33,758 | €56,082 | ▲ 66.1% |
| Fixed assets21/28 | €5,602 | €3,653 | €904 | €9,755 | €6,485 | ▼ 33.5% |
| Tangible fixed assets22/27 | €5,602 | €3,653 | €904 | €9,755 | €6,485 | ▼ 33.5% |
| Plant, machinery and equipment23 | - | €935 | €770 | €605 | €385 | ▼ 36.4% |
| Furniture and vehicles24 | €5,302 | €2,718 | €134 | €9,150 | €6,100 | ▼ 33.3% |
| Other tangible fixed assets26 | €300 | - | - | - | - | - |
| Current assets29/58 | €17,870 | €24,778 | €34,212 | €24,003 | €49,597 | ▲ 107% |
| Amounts receivable within one year40/41 | €450 | €450 | €450 | €1,257 | €18,457 | ▲ 1,368% |
| Trade receivables40 | €450 | €450 | €450 | €450 | €17,390 | ▲ 3,764% |
| Other amounts receivable41 | - | - | - | €807 | €1,067 | ▲ 32.2% |
| Current investments50/53 | - | - | €33,762 | - | - | - |
| Cash at bank and in hand54/58 | €17,420 | €24,328 | - | €22,746 | €31,140 | ▲ 36.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23,472 | €28,431 | €35,116 | €33,758 | €56,082 | ▲ 66.1% |
| Equity10/15 | -€7,564 | -€8,368 | -€10,274 | -€3,610 | €14,225 | ▲ 494% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€26,164 | -€26,968 | -€28,874 | -€22,210 | -€4,375 | ▲ 80.3% |
| Amounts payable17/49 | €31,036 | €36,800 | €45,389 | €37,368 | €41,857 | ▲ 12.0% |
| Amounts payable within one year42/48 | €31,036 | €36,800 | €45,389 | €37,368 | €41,857 | ▲ 12.0% |
| Trade debts44 | €14,192 | €13,752 | €8,914 | €17,210 | €15,129 | ▼ 12.1% |
| Suppliers440/4 | €14,192 | €13,752 | €8,914 | €17,210 | €15,129 | ▼ 12.1% |
| Taxes, remuneration and social security45 | €1,808 | €5,379 | €5,545 | €1,791 | €4,428 | ▲ 147% |
| Taxes450/3 | €608 | €579 | €277 | €794 | €2,228 | ▲ 180% |
| Remuneration and social security454/9 | €1,200 | €4,800 | €5,269 | €997 | €2,200 | ▲ 121% |
| Other amounts payable47/48 | €15,036 | €17,669 | €30,929 | €18,367 | €22,299 | ▲ 21.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,812 | -€804 | -€1,905 | €6,664 | €17,835 | ▲ 168% |
| + Depreciation and write-downs630 | €5,241 | €3,049 | €2,749 | €3,349 | €3,270 | ▼ 2.4% |
| Operating cash flow (approximation) | €13,054 | €2,245 | €844 | €10,013 | €21,105 | ▲ 111% |
| Investment in fixed assets (approximation) | - | -€1,100 | €0 | -€12,200 | €0 | ▲ 100% |
| Change in cash | - | €6,908 | - | - | €8,394 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 202 days late
2024
31-12
Financial
Highest result since 2018net €17,835 ▲168%
Operating result €21,944, net result €17,835, both a record.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-12
Financial
Back to profitnet €6,664
Net result €6,664 after 2 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 41 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 516 days late
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 180 days late
2020
31-12
Financial
Back to profitnet €7,812
Net result €7,812 after one loss-making year.
2019
31-12
Financial
Weakest financial yearnet -€7,407
Net result drops to -€7,407, the lowest in the series; recovery starts the following year.
08-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 130 days late
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 65 days late
2017
17-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 139 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2015
Ground area
100 m²
Building footprint
36 m²
Volume, LiDAR
264 m³
Parcel 12402B0235/00V000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMIR
since 20152.242.245.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0235/00V000 | Flanders | 100 m² | 1 · 36 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.242.245.565
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 3,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47210Retail sale of fruit and vegetables
47221Retail sale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID
0208:0630767145
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.