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Punjabi

Active Private limited companyfounded 2013active for 13 yearsKloosterstraat 64, 2180 AntwerpKBO/BCE: BE 0536.735.840

Lifetime

11 annual accounts with figures on one time axis
peak €72,130 (2023)
€30,390▼ 44.7%
lowest -€27,954 (2015)
€22,753▲ 115%
peak €20,653 (2025)
€20,653▲ 320%
€28,976▼ 31.3%
peak 1 FTE (2014)
-not published
Board3 names since 2015
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €54,946 to €30,390Result from €10,606 to €22,753Equity from €4,916 to €20,653Debts from €42,148 to €28,976Cash from €8,474 to €14,753

Key points

from the 2025 annual accounts

Turnover

≈ €350,000 estimated

The micro format states no turnover.

Liquidity

4.64 was 1.69 in 2024

Short-term debts fell from €22,148 to €8,976.

Filings

11 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Seven of the last ten came late. The 2022 accounts came latest: 94 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,691 companies had the same profile as Punjabi has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,691 companies, not a prediction for Punjabi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0536735840
Appointment: (director) General meeting of 01-12-2023 · Gazette deed
Purpose change · Amendment of the articles · Legal-form change “Het uitbaten en inrichten, van één of meerdere restaurants en drankgelegenheden in het algemeen, waaronder…” (deed in Dutch) · General meeting of 01-12-2021 · Gazette deed
Resignation: (manager) General meeting of 01-06-2015 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
Punjabi Antwerp - - 41.6% -
SAIFAN Antwerp - - 38.1% -
SAMIR Mechelen - - 25.4% -
JISAN Ixelles €0.3m -3.7% 64.0% -
LITTLE BROTHER Vilvoorde €1.0m 1.7% 29.9% -
K2BELMA Schaerbeek €0.6m -1.1% 6.3% -
AMINA 2011 Ixelles - - 69.5% -

These companies have the same main activity as Punjabi: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €42,200 and €61,200, founded between 2013 and 2015.

Official details

Source: KBO
Status
Active since 16-07-2013Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 2 others
Establishment unit
2.221.156.5772180 Antwerp, since 17-07-2013
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Annual accounts 2025

€49,630▲ 5.5%
Filing
Filed on 31-08-2026
Financials

Insights on Punjabi

Punjabi files the micro format. That format states no turnover. The gross margin fell from €30,885 in 2014 to €30,390 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Punjabi

What is the company number of Punjabi?
The company number of Punjabi is 0536.735.840. The VAT number is the same number with BE in front: BE 0536.735.840.
Where is Punjabi based?
The registered office is at Kloosterstraat 64, 2180 Antwerp.Company details
What does Punjabi do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of Punjabi?
Punjabi is a private limited company (BV).
When was Punjabi founded?
Punjabi was founded on 16-07-2013.
Is Punjabi still active?
Yes, Punjabi is an active enterprise in the KBO register.
How many employees does Punjabi have?
Punjabi had an average of 1.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Punjabi?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €30,390 and 168 comparable companies (NACE 47110). It probably lies between €240,000 and €550,000.
Is Punjabi profitable?
In financial year 2025, Punjabi made a profit of €22,753.
Where can I find the annual accounts of Punjabi?
Punjabi filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Punjabi due?
Punjabi must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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