Skip to content

Samex Solutions

Active
Private limited companyfounded 2021active for 5 yearsJan Breydelstraat 87, 8530 Harelbeke, BelgiumKBO/BCE: BE 0765.699.291
Summary

Samex Solutions has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,756 and a net result of €20,833. Equity is growing by about 41% per year across the filed financial years. Its solvency ranks better than 87% of 2,368 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330
1 site
Size
≈ €87,000turnover 2025, estimated
Equity
€86,756
Profit
€20,833
Turnover estimated from the gross margin
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts filed 28 days late1 of 2 deeds summarised
Why 87raises riskSector: Land transport and transport via pipelines (NACE 49)Founded in 2021lowers riskLiquidity: current ratio 3.90, cash €81,658Equity €86,756 (75.6% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Strong
Solvency 100+8
equity 75.6% of total assets
Liquidity 91+5
short-term debt 24.4% · cash 71.2%
Profitability 91-9
return on assets 18.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,095 companies, NACE 49, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.3%▼ -0.3 percentage points vs 11-2024 01-2025: 1.1%▼ -0.2 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.2 percentage points vs 03-2025 05-2025: 1.5%▲ +0.2 percentage points vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.7 percentage points vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025highest value 10-2025: 1.1%▼ -1.2 percentage points vs 09-2025 11-2025: 0.6%▼ -0.5 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.9, compared with 3.0 in 2024, above the usual 1.5; short-term debt: 24.4% and cash: 71.2% of total assets), and 24.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 92% on solvency, 92% on liquidity, 81% on profitability and 73% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.90, cash €81,658
NBB · annual accounts
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €86,756 (75.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
28 days late
2024
31 days late
2023
1 day early
2022
35 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 25 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2021 to 2025net €26,543 ▲241%

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00450346.

Turnover
≈ €87,000
Estimated: probably between €59,000 and €120,000
Total assets
€114,685▲ 15.6%
2024 · €99,194
Net result
€20,833▼ 21.5%
2024 · €26,543
Working capital
€80,963▲ 23.9%
2024 · €65,351
Trend over the years

2021 to 2025, 5 financial years

The operating result falls in 2025; 2025 is 20% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€26,950 2025 Net result€20,833 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 49, Land transport and transport via pipelines: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€25,190-€12,306▼ 51.1%€10,206▼ 17.1%€33,545▲ 229%€26,950▼ 19.7%
Net result€19,702within the sector's middle half-€9,519within the sector's middle half▼ 51.7%€7,790within the sector's middle half▼ 18.2%€26,543above the sector's middle half▲ 241%€20,833within the sector's middle half▼ 21.5%
Equity€22,702within the sector's middle half-€32,221within the sector's middle half▲ 41.9%€40,011within the sector's middle half▲ 24.2%€66,553within the sector's middle half▲ 66.3%€86,756within the sector's middle half▲ 30.4%
Total assets€53,788within the sector's middle half-€79,418within the sector's middle half▲ 47.6%€62,658within the sector's middle half▼ 21.1%€99,194within the sector's middle half▲ 58.3%€114,685below the sector's middle half▲ 15.6%
Debt€31,087-€47,197▲ 51.8%€22,648▼ 52.0%€32,640▲ 44.1%€27,929▼ 14.4%
Working capital€11,011within the sector's middle half-€35,427within the sector's middle half▲ 222%€34,913within the sector's middle half▼ 1.4%€65,351above the sector's middle half▲ 87.2%€80,963within the sector's middle half▲ 23.9%
Solvency42.2%within the sector's middle half-40.6%within the sector's middle half▼ 1.6pp63.9%within the sector's middle half▲ 23.3pp67.1%above the sector's middle half▲ 3.2pp75.6%above the sector's middle half▲ 8.6pp
Current ratio1.35within the sector's middle half-1.99within the sector's middle half▲ 0.632.54above the sector's middle half▲ 0.563.00above the sector's middle half▲ 0.463.90above the sector's middle half▲ 0.90
Return on assets (ROA)36.6%above the sector's middle half-12.0%within the sector's middle half▼ 24.6pp12.4%within the sector's middle half▲ 0.4pp26.8%above the sector's middle half▲ 14.3pp18.2%above the sector's middle half▼ 8.6pp
above within below the middle half of NACE 49, Land transport and transport via pipelines: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114,685
Fixed assets €5,793 ▲ 382%
Current assets €108,892 ▲ 11.1%
Equity and liabilities €114,685
Equity €86,756 ▲ 30.4%
Debt €27,929 ▼ 14.4%
Debt's share of the balance-sheet total falls from 32.9% to 24.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,062▼
2024 · €37,440
Cash flow
€21,945▼
2024 · €30,438
Debt to equity
0.32▼
2024 · 0.49
ROE
24.0%▼
2024 · 39.9%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€27,929▼
2024 · €32,640
Income taxes
€6,022▼
2024 · €6,926
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€99,194€114,685▲
Fixed assets21/28€1,202€5,793▲
Tangible fixed assets22/27€1,202€5,793▲
Plant, machinery and equipment23€378€106▼
Furniture and vehicles24€824€5,687▲
Current assets29/58€97,991€108,892▲
Amounts receivable within one year40/41€18,794€27,234▲
Trade receivables40€17,254€27,234▲
Other amounts receivable41€1,540-
Cash at bank and in hand54/58€79,197€81,658▲
Equity and liabilities
Total equity and liabilities10/49€99,194€114,685▲
Equity10/15€66,553€86,756▲
Contributions10/11€3,000€3,000=
Contributions outside capital11€3,000€3,000=
Other1109/19€3,000€3,000=
Profit (loss) carried forward14€63,553€83,756▲
Amounts payable17/49€32,640€27,929▼
Amounts payable within one year42/48€32,640€27,929▼
Trade debts44€9,550€7,761▼
Suppliers440/4€9,550€7,761▼
Taxes, remuneration and social security45€10,561€14,005▲
Taxes450/3€10,561€14,005▲
Other amounts payable47/48€12,530€6,163▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,895€1,112▼
Other operating charges640/8€2,030€1,984▼
Gross operating margin9900€39,471€30,046▼
Operating profit (loss)9901€33,545€26,950▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€78€95▲
Recurring financial charges65€78€95▲
Profit (loss) for the period before taxes9903€33,469€26,855▼
Income taxes67/77€6,926€6,022▼
Profit (loss) for the period9904€26,543€20,833▼
Profit (loss) for the period to be appropriated9905€26,543€20,833▼
Appropriation of the result
Profit (loss) to be appropriated9906€63,553€83,756▲
Profit (loss) brought forward from the previous period14P€37,011€62,922▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,799€3,623€3,789€3,895€1,112▼ 71.5%
Other operating charges640/8€1,360€1,300€1,693€2,030€1,984▼ 2.3%
Gross operating margin9900€29,349€17,228€15,687€39,471€30,046▼ 23.9%
Operating profit (loss)9901€25,190€12,306€10,206€33,545€26,950▼ 19.7%
Financial income75/76B-€0€3€2--
Recurring financial income75-€0€3€2--
Financial charges65/66B€49€71€202€78€95▲ 21.2%
Recurring financial charges65€49€71€202€78€95▲ 21.2%
Profit (loss) for the period before taxes9903€25,141€12,235€10,007€33,469€26,855▼ 19.8%
Income taxes67/77€5,439€2,716€2,217€6,926€6,022▼ 13.1%
Profit (loss) for the period9904€19,702€9,519€7,790€26,543€20,833▼ 21.5%
Profit (loss) for the period to be appropriated9905€19,702€9,519€7,790€26,543€20,833▼ 21.5%
Line20212022202320242025Change
Assets
Total assets20/58€53,788€79,418€62,658€99,194€114,685▲ 15.6%
Fixed assets21/28€11,691€8,069€5,097€1,202€5,793▲ 382%
Tangible fixed assets22/27€11,691€8,069€5,097€1,202€5,793▲ 382%
Plant, machinery and equipment23--€651€378€106▼ 72.0%
Furniture and vehicles24€11,691€8,069€4,446€824€5,687▲ 590%
Current assets29/58€42,097€71,349€57,561€97,991€108,892▲ 11.1%
Amounts receivable within one year40/41€20,761€36,125€11,201€18,794€27,234▲ 44.9%
Trade receivables40€20,761€36,125€11,201€17,254€27,234▲ 57.8%
Other amounts receivable41---€1,540--
Cash at bank and in hand54/58€21,138€35,224€46,360€79,197€81,658▲ 3.1%
Deferred charges and accrued income490/1€198-----
Equity and liabilities
Total equity and liabilities10/49€53,788€79,418€62,658€99,194€114,685▲ 15.6%
Equity10/15€22,702€32,221€40,011€66,553€86,756▲ 30.4%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Contributions outside capital11€3,000-€3,000€3,000€3,000=
Other1109/19€3,000-€3,000€3,000€3,000=
Profit (loss) carried forward14€19,702€29,221€37,011€63,553€83,756▲ 31.8%
Amounts payable17/49€31,087€47,197€22,648€32,640€27,929▼ 14.4%
Amounts payable within one year42/48€31,087€35,922€22,648€32,640€27,929▼ 14.4%
Trade debts44€2,005€291€12,538€9,550€7,761▼ 18.7%
Suppliers440/4€2,005€291€12,538€9,550€7,761▼ 18.7%
Taxes, remuneration and social security45€6,476€15,563€5,781€10,561€14,005▲ 32.6%
Taxes450/3€6,476€11,116€5,781€10,561€14,005▲ 32.6%
Remuneration and social security454/9-€4,447----
Other amounts payable47/48€22,605€20,069€4,329€12,530€6,163▼ 50.8%
Accrued charges and deferred income492/3-€11,275----
Line20212022202320242025Change
Profit (loss) for the period9904€19,702€9,519€7,790€26,543€20,833▼ 21.5%
+ Depreciation and write-downs630€2,799€3,623€3,789€3,895€1,112▼ 71.5%
Operating cash flow (approximation)€22,501€13,141€11,579€30,438€21,945▼ 27.9%
Investment in fixed assets (approximation)-€0-€817€0-€5,702-
Change in cash-€14,086€11,136€32,837€2,461▼ 92.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 abbreviated format 28-08-2026 2026-00450346
31-12-2024 micro format 31-08-2025 2025-00460907
31-12-2023 micro format 30-07-2024 2024-00322074
31-12-2022 micro format 04-09-2023 2023-00433872
31-12-2021 micro format 31-08-2022 2022-20396762

Similar companies · same sector, comparable size

Of the 6,590 active companies whose main activity is on-demand passenger transport by chauffeured vehicle (NACE 49330), figures are known for 2,336. 1,701 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 26 March 2021, Samex Solutions was incorporated as a private limited company.1 In 2023 the registered office moved to Harelbeke.2 Total assets went from €53,788 in 2021 to €114,685 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-10-2023
  3. 3National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 28 days late
2025
31-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 31 days late
2024
31-12
Financial Highest result from 2021 to 2025net €26,543 ▲241%
Operating result €33,545, net result €26,543, both a record.
30-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
13-10
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 01-09-2023
  • Registered-office move, Jan Breydelstraat 87 - 8530 HARELBEKE
04-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 35 days late
2022
31-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 31 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded26-03-2021
Financial year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765699291
Also 9925:BE0765699291
Registered 23-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
292 m²
Building footprint
80 m²
Building volume
617 m³
Parcel 34322B0410/00S005, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
Samex Solutions
Jan Breydelstraat 87, 8530 HarelbekeOn-demand passenger transport by chauffeured vehicle
since 2021unit no. 2.315.905.781
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
34322B0410/00S005 Flanders 292 m² 1 · 80 m² 10.5 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.