Samex Solutions
ActiveThe computed 12-month bankruptcy probability of Samex Solutions is 2.5% (moderate). The 2025 annual accounts show equity of €87k and a net result of €21k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 1807 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 3.0 in 2024), and 24.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.6%
Return on assets
18.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
1 d early
2022
35 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▲ 30.4%
2024 · €67k
2021: €23k
2022: €32k
2023: €40k
2024: €67k
2021 → 2025
Total assets
€115k▲ 15.6%
2024 · €99k
2021: €54k
2022: €79k
2023: €63k
2024: €99k
2021 → 2025
Net result
€21k▼ 21.5%
2024 · €27k
2021: €20k
2022: €10k
2023: €8k
2024: €27k
2021 → 2025
Working capital
€81k▲ 23.9%
2024 · €65k
2021: €11k
2022: €35k
2023: €35k
2024: €65k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€32k▲ 41.9%€40k▲ 24.2%€67k▲ 66.3%€87k▲ 30.4%
Operating result€25k-€12k▼ 51.1%€10k▼ 17.1%€34k▲ 229%€27k▼ 19.7%
Net result€20k-€10k▼ 51.7%€8k▼ 18.2%€27k▲ 241%€21k▼ 21.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€6k▲ 382%
Current assets
€109k▲ 11.1%
Equity and liabilities €115k
Equity
€87k▲ 30.4%
Debt
€28k▼ 14.4%
The debt ratio falls from 32.9% to 24.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▼
2024 · €37k
Cash flow
€22k▼
2024 · €30k
Solvency
75.6%▲
2024 · 67.1%
Current ratio
3.90▲
2024 · 3.00
Quick ratio
3.90▲
2024 · 3.00
Debt / equity
0.32▼
2024 · 0.49
ROE
24.0%▼
2024 · 39.9%
ROA
18.2%▼
2024 · 26.8%
Interest coverage
295.85▼
2024 · 478.41
Debt
€28k▼
2024 · €33k
Debt ≤ 1 year
€28k▼
2024 · €33k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€115k▲
Fixed assets21/28€1k€6k▲
Tangible fixed assets22/27€1k€6k▲
Plant, machinery and equipment23€378€106▼
Furniture and vehicles24€824€6k▲
Current assets29/58€98k€109k▲
Amounts receivable within one year40/41€19k€27k▲
Trade receivables40€17k€27k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€79k€82k▲
Equity and liabilities
Total equity and liabilities10/49€99k€115k▲
Equity10/15€67k€87k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€64k€84k▲
Amounts payable17/49€33k€28k▼
Amounts payable within one year42/48€33k€28k▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Other amounts payable47/48€13k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€39k€30k▼
Operating profit (loss)9901€34k€27k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€78€95▲
Recurring financial charges65€78€95▲
Profit (loss) for the period before taxes9903€33k€27k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€27k€21k▼
Profit (loss) for the period to be appropriated9905€27k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€84k▲
Profit (loss) brought forward from the previous period14P€37k€63k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2021net €27k ▲241%
Operating result €34k, net result €27k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼18.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
04-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 35 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2021
Ground area
292 m²
Building footprint
80 m²
Volume, LiDAR
617 m³
Parcel 34322B0410/00S005, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Samex Solutions
since 20212.315.905.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0410/00S005 | Flanders | 292 m² | 1 · 80 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,622 companies in sector 49330 we hold annual accounts for 2,248. 1,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2021
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.