Financials
- Fiscal year
- 2025
- Total assets
- €3,028
- Loss
- -€5,691
- Solvency
- 85.1%
Total assets▼ 77.3%
Net result
20192025
Samenwerk
ActiveSummary
The annual accounts of Samenwerk for fiscal year 2025 show a net loss of 188% of total assets and of 69% of the equity at the start of that year. The 2025 annual accounts show equity of €2,579 and a net result of -€5,691. Equity is shrinking by ~35.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 91% of 18973 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Overview
What they do
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
1 site
How big
€3,028total assets 2025
- Equity
- €2,579
- Loss
- -€5,691
Turnover not published (abridged schema)
Who decides
Accounts 23 d early0 of 2 deeds read
Why 55- Limited track record- Higher-failure-rate region- Higher-failure-rate sector- Annual accounts: weaker financial profile- Persistent losses+ Lower-risk legal formLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100▲+13
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€5,691
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
20 d early
2023
18 d early
2022
32 d early
2021
40 d early
2020
31 d early
2019
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€5,691
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2020
- Next accounts
- by 31-07-2027
- 08-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 11-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Coöperatieve vennootschap met beperkte aansprakelijkheid
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 17-01-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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