STERNE
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of STERNE is 8.1% (elevated). The 2024 annual accounts show equity of €10,509 and a net result of -€4,539. Equity has been growing by about 62% per year since 2021. Its solvency ranks better than 52% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 15-01-2021 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 1 other
- Establishment unit
- 2.379.483.838 1020 Brussel, since 30-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 8.1%
- Gross margin
- €54,435
- ▲ 198%
- Turnover
- ≈ €570,000
- estimated
- Loss
- €4,539
- Equity
- €10,509
- ▼ 32.2%
- Total assets
- €30,842
- ▲ 24.2%
- Staff
- ≈ 0.1 FTE
- estimated
Score breakdownraises riskFigures for financial year 2024 (filed on 07-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 3 of the last 3 accounts lateFounded in 2021Show the evidence
Checked score
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 50% of them on solvency, 55% on liquidity, 15% on profitability and 15% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 113 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Key points
- A director leftlatest change 05-12-2025 · 0 in office 1 left View
Comparable companies
These companies have the same main activity as STERNE: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €24,300 and €35,100, founded between 2019 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| STERNE Brussel | €30,842 | €54,435 |
| LNBK Oudergem | €28,141 | €33,606 |
| LIONER Zaventem | €35,070 | €48,755 |
| MDIM Zaventem | €24,293 | €35,459 |
| ANKA GREEN Vorst | €25,450 | €44,534 |
| FIX IT SERVICE Anderlecht | €27,373 | €39,892 |
| LDS Concept Sint-Jans-Molenbeek | €26,225 | €27,218 |
Documents
Annual accounts at the NBB
- Annual accounts 2024filed on 30-09-2025
- Annual accounts 2023filed on 04-01-2025
- Annual accounts 2022filed on 10-01-2024
- Annual accounts 2021filed on 09-10-2022
Acts in the Belgian Official Gazette
- Registered office · Capital & shares · Resignations & appointmentsact of 09-01-2026
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about STERNE
- What is the company number of STERNE?
- The company number of STERNE is 0761.648.057. The VAT number is the same number with BE in front: BE 0761.648.057.
- Where is STERNE based?
- The registered office is at Jan Sobieskilaan 21, 1020 Brussel.Company details
- What does STERNE do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of STERNE?
- The legal form of STERNE is Private limited company (BV).
- When was STERNE founded?
- STERNE was founded on 15-01-2021.
- Is STERNE still active?
- Yes, STERNE is an active enterprise in the KBO register.
- What is the turnover of STERNE?
- The turnover in financial year 2024 is ≈ €570,000. This figure is estimated from the gross margin of €54,435 and 109 comparable companies (NACE 471). It probably lies between €360,000 and €810,000.Financials
- Is STERNE profitable?
- In financial year 2024, STERNE made a loss of €4,539.
- Where can I find the annual accounts of STERNE?
- STERNE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)
Next steps
See how customers, suppliers and banks see your own company and what to improve first.