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SAMEER EXPRESS

Active
Private limited companyfounded 2018active for 8 yearsRechtstro 6, 9185 Lochristi, BelgiumKBO/BCE: BE 0693.994.814
Summary

SAMEER EXPRESS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,742 and a net result of €36,058. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 70% of 22,153 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (13 days) Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00402999.

Turnover
€1.4m▲ 93.0%
2024 · €742,087
EBIT margin
6.5%▲ 4.3pp
2024 · 2.2%
Net result
€36,058▲ 127%
2024 · €15,904
Working capital
€39,556▼ 42.0%
2024 · €68,199
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 479% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€1.4m 2025 Operating result€0.09m 2025 Net result€0.04m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€0.4m-€0.6m▲ 48.7%€0.5m▼ 11.1%€0.6m▲ 16.5%€0.6m▼ 6.2%€0.7m▲ 27.9%€0.7m▲ 2.3%€1.4m▲ 93.0%
Operating result€0.007m-€0.007m▼ 5.6%€0.02m▲ 135%€0.03m▲ 97.4%€0.006m▼ 78.5%€0.01m▲ 48.3%€0.02m▲ 66.9%€0.09m▲ 479%
Net result€0.005m-€0.004m▼ 12.1%€0.01mwithin the sector's middle half▲ 137%€0.02mwithin the sector's middle half▲ 95.2%€0.004mwithin the sector's middle half▼ 78.7%€0.007mwithin the sector's middle half▲ 56.6%€0.02mwithin the sector's middle half▲ 137%€0.04mabove the sector's middle half▲ 127%
EBIT margin1.8%-1.1%▼ 0.6pp2.9%▲ 1.8pp5.0%▲ 2.0pp1.1%▼ 3.8pp1.3%▲ 0.2pp2.2%▲ 0.8pp6.5%▲ 4.3pp
Equity€0.01m-€0.02m▲ 39.0%€0.03mwithin the sector's middle half▲ 66.3%€0.05mwithin the sector's middle half▲ 77.9%€0.05mwithin the sector's middle half▲ 9.3%€0.06mwithin the sector's middle half▲ 13.4%€0.07mwithin the sector's middle half▲ 28.0%€0.1mwithin the sector's middle half▲ 49.6%
Total assets€0.02m-€0.03m▲ 44.6%€0.06mbelow the sector's middle half▲ 111%€0.1mwithin the sector's middle half▲ 132%€0.1mwithin the sector's middle half▼ 8.2%€0.1mwithin the sector's middle half▲ 16.0%€0.1mwithin the sector's middle half▼ 15.6%€0.2mwithin the sector's middle half▲ 54.6%
Debt€0.008m-€0.01m▲ 52.2%€0.03m▲ 167%€0.09m▲ 174%€0.08m▼ 17.0%€0.09m▲ 17.8%€0.05m▼ 43.3%€0.08m▲ 61.8%
Working capital€0.003m-€0.007m▲ 111%€0.02mwithin the sector's middle half▲ 188%€0.05mwithin the sector's middle half▲ 149%€0.06mwithin the sector's middle half▲ 15.8%€0.08mabove the sector's middle half▲ 42.4%€0.07mwithin the sector's middle half▼ 18.1%€0.04mwithin the sector's middle half▼ 42.0%
Solvency57.6%-55.4%▼ 2.2pp43.6%within the sector's middle half▼ 11.8pp33.4%within the sector's middle half▼ 10.2pp39.8%within the sector's middle half▲ 6.4pp38.9%within the sector's middle half▼ 0.9pp58.9%within the sector's middle half▲ 20.1pp57.0%within the sector's middle half▼ 1.9pp
Current ratio1.41-1.56▲ 0.161.61within the sector's middle half▲ 0.044.36above the sector's middle half▲ 2.765.52above the sector's middle half▲ 1.164.34above the sector's middle half▼ 1.1814.22above the sector's middle half▲ 9.881.71within the sector's middle half▼ 12.51
Return on assets (ROA)25.5%-15.5%▼ 10.0pp17.4%above the sector's middle half▲ 1.8pp14.6%above the sector's middle half▼ 2.8pp3.4%within the sector's middle half▼ 11.2pp4.6%within the sector's middle half▲ 1.2pp12.9%above the sector's middle half▲ 8.3pp18.9%above the sector's middle half▲ 6.0pp
Staff (FTE)0.20.7▲ 250%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190,751
Fixed assets €95,804 ▲ 91.5%
Current assets €94,947 ▲ 29.4%
Equity and liabilities €190,751
Equity €108,742 ▲ 49.6%
Debt €82,009 ▲ 61.8%
Debt's share of the balance-sheet total rises from 41.1% to 43.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€104,760▲
2024 · €32,752
Cash flow
€48,036▲
2024 · €32,629
Quick ratio
0.74▼
2024 · 9.29
Debt to equity
0.75▲
2024 · 0.70
ROE
33.2%▲
2024 · 21.9%
Interest coverage
2.17▼
2024 · over 100
Debt ≤ 1 year
€55,391▲
2024 · €5,159
Debt > 1 year
€26,618▼
2024 · €45,535
Income taxes
€8,515
Staff costs
€92,281▲
2024 · €43,919
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.1m€0.2m▲
Fixed assets21/28€0.05m€0.1m▲
Tangible fixed assets22/27€0.05m€0.1m▲
Plant, machinery and equipment23€280€280=
Furniture and vehicles24€0.05m€0.1m▲
Current assets29/58€0.07m€0.09m▲
Stocks and contracts in progress3€0.03m€0.05m▲
Stocks30/36€0.03m€0.05m▲
Amounts receivable within one year40/41€0.001m€0.03m▲
Trade receivables40-€0.03m
Other amounts receivable41€0.001m€355▼
Cash at bank and in hand54/58€0.05m€0.01m▼
Equity and liabilities
Total equity and liabilities10/49€0.1m€0.2m▲
Equity10/15€0.07m€0.1m▲
Contributions10/11€0.006m€0.006m=
Contributions outside capital11€0.006m-
Other1109/19€0.006m-
Reserves13€0.004m€0.004m=
Non-distributable reserves130/1€0.004m€0.004m=
Reserves not available under the articles1311€0.004m€0.004m=
Profit (loss) carried forward14€0.06m€0.1m▲
Amounts payable17/49€0.05m€0.08m▲
Amounts payable after more than one year17€0.05m€0.03m▼
Financial debts170/4€0.05m€0.03m▼
Amounts payable within one year42/48€0.005m€0.06m▲
Trade debts44€385€0.04m▲
Suppliers440/4€385€0.04m▲
Taxes, remuneration and social security45€0.005m€0.02m▲
Taxes450/3€0.002m€0.01m▲
Remuneration and social security454/9€0.003m€0.004m▲
Income statement Code20242025
Turnover70€0.7m€1.4m▲
Goods, raw materials, services and sundry goods60/61€0.7m€1.3m▲
Remuneration, social security and pensions62€0.04m€0.09m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.01m▼
Other operating charges640/8€0.006m€0.004m▼
Gross operating margin9900€0.08m€0.2m▲
Operating profit (loss)9901€0.02m€0.09m▲
Financial charges65/66B€123€0.05m▲
Recurring financial charges65€123€0.05m▲
Profit (loss) for the period before taxes9903€0.02m€0.04m▲
Income taxes67/77-€0.009m
Profit (loss) for the period9904€0.02m€0.04m▲
Profit (loss) for the period to be appropriated9905€0.02m€0.04m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.06m€0.1m▲
Profit (loss) brought forward from the previous period14P€0.05m€0.06m▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Turnover70€0.4m€0.6m€0.5m€0.6m€0.6m€0.7m€0.7m€1.4m▲ 93.0%
Goods, raw materials, services and sundry goods60/61---€0.6m€0.5m€0.7m€0.7m€1.3m▲ 96.3%
Remuneration, social security and pensions62------€0.04m€0.09m▲ 110%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.002m€0.002m€0.003m€0.01m€0.02m€0.02m€0.02m€0.01m▼ 28.4%
Other operating charges640/8---€0.02m€0.002m€0.003m€0.006m€0.004m▼ 34.0%
Gross operating margin9900€0.01m€0.01m€0.02m€0.06m€0.03m€0.03m€0.08m€0.2m▲ 142%
Operating profit (loss)9901€0.007m€0.007m€0.02m€0.03m€0.006m€0.01m€0.02m€0.09m▲ 479%
Financial charges65/66B---€0.001m€0.001m€0.001m€123€0.05m▲ 39,094%
Recurring financial charges65€41€100€110€0.001m€0.001m€0.001m€123€0.05m▲ 39,094%
Profit (loss) for the period before taxes9903€0.007m€0.006m€0.02m€0.03m€0.006m€0.009m€0.02m€0.04m▲ 180%
Income taxes67/77€0.002m€0.002m€0.005m€0.01m€0.001m€0.002m-€0.009m-
Profit (loss) for the period9904€0.005m€0.004m€0.01m€0.02m€0.004m€0.007m€0.02m€0.04m▲ 127%
Profit (loss) for the period to be appropriated9905€0.005m€0.004m€0.01m€0.02m€0.004m€0.007m€0.02m€0.04m▲ 127%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€19,333€27,955€59,112€137,157€125,933€146,138€123,378€190,751▲ 54.6%
Fixed assets21/28€7,802€8,455€5,488€71,669€54,536€37,945€50,020€95,804▲ 91.5%
Tangible fixed assets22/27€7,802€8,455€5,488€71,669€54,536€37,945€50,020€95,804▲ 91.5%
Plant, machinery and equipment23---€571€1,414€847€280€280=
Furniture and vehicles24---€71,098€53,122€37,098€49,740€95,524▲ 92.0%
Current assets29/58€11,531€19,500€53,624€65,488€71,397€108,193€73,358€94,947▲ 29.4%
Stocks and contracts in progress3€3,897€2,862€2,861€12,986€19,550€10,291€25,409€53,950▲ 112%
Stocks30/36---€12,986€19,550€10,291€25,409€53,950▲ 112%
Amounts receivable within one year40/41--€258€2,304€633€277€1,031€29,865▲ 2,797%
Trade receivables40-------€29,510-
Other amounts receivable41---€2,304€633€277€1,031€355▼ 65.6%
Cash at bank and in hand54/58€7,634€16,638€50,505€50,198€51,214€97,625€46,918€11,132▼ 76.3%
Equity and liabilities
Total equity and liabilities10/49€19,333€27,955€59,112€137,157€125,933€146,138€123,378€190,751▲ 54.6%
Equity10/15€11,138€15,479€25,748€45,797€50,077€56,780€72,684€108,742▲ 49.6%
Contributions10/11€6,200€6,200€6,200€6,200€6,200€6,200€6,200€6,200=
Capital10---€6,200€6,200€6,200---
Issued capital100---€18,600€18,600€18,600---
Uncalled capital101---€12,400€12,400€12,400---
Contributions outside capital11------€6,200--
Other1109/19------€6,200--
Reserves13€247€568€1,326€2,807€3,079€3,513€3,513€3,513=
Non-distributable reserves130/1---€2,807€3,079€3,513€3,513€3,513=
Legal reserve130---€2,807€3,079€3,513---
Reserves not available under the articles1311------€3,513€3,513=
Profit (loss) carried forward14€4,691€8,711€18,222€36,790€40,798€47,067€62,971€99,029▲ 57.3%
Amounts payable17/49€8,195€12,476€33,364€91,360€75,856€89,358€50,694€82,009▲ 61.8%
Amounts payable after more than one year17---€76,356€62,930€64,453€45,535€26,618▼ 41.5%
Financial debts170/4---€76,356€62,930€64,453€45,535€26,618▼ 41.5%
Amounts payable within one year42/48€8,195€12,476€33,364€15,004€12,926€24,905€5,159€55,391▲ 974%
Trade debts44€5,221€5,945€24,473€642€6,098€20,473€385€39,216▲ 10,086%
Suppliers440/4---€642€6,098€20,473€385€39,216▲ 10,086%
Taxes, remuneration and social security45---€14,362€6,828€4,432€4,774€16,175▲ 239%
Taxes450/3---€14,362€6,828€4,432€1,829€12,172▲ 566%
Remuneration and social security454/9------€2,945€4,003▲ 35.9%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€4,938€4,341€10,269€20,049€4,280€6,703€15,904€36,058▲ 127%
+ Depreciation and write-downs630€1,950€2,396€2,967€13,942€18,834€16,592€16,725€11,978▼ 28.4%
Operating cash flow (approximation)€6,888€6,737€13,236€33,991€23,114€23,295€32,629€48,036▲ 47.2%
Investment in fixed assets (approximation)--€3,049€0-€80,123-€1,701-€1-€28,800-€57,762▼ 101%
Change in cash-€9,004€33,867-€307€1,016€46,411-€50,707-€35,786▲ 29.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (8)
Financial year Type Filed Reference
31-12-2025 micro format 13-08-2026 2026-00402999
31-12-2024 micro format 07-08-2025 2025-00367287
31-12-2023 micro format 20-08-2024 2024-00380216
31-12-2022 micro format 22-08-2023 2023-00350869
31-12-2021 micro format 31-08-2022 2022-20402822
31-12-2020 micro format 29-07-2021 2021-44200291
31-12-2019 abbreviated format 20-08-2020 2020-43000250
31-12-2018 full format 13-08-2019 2019-47000488

Similar companies · same sector, comparable size

Of the 10,316 active companies whose main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110), figures are known for 5,852. 4,609 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €2,000 awarded · €2,000 paid
Schemes
1 entry · €2,000 · €2,000 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.