PFT Distribution
ActivePFT Distribution has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €228k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-16
Solvency34▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.28 in 2024; short-term debt: 80% and cash: 67.6% of total assets), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
18.4%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4149 sector peers (2025).
NBB · sector comparisonPosition among 4149 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-03-2026, 32 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
32 d late
2024
on the day
2023
22 d early
2022
39 d early
2021
86 d late
2020
9 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€5.15M
EBIT margin
6.4%
Net result
€228k▲ 12.8%
2024 · €202k
2019: €13k
2020: €208k
2021: €240k
2022: €85k
2023: €101k
2024: €202k
2019 → 2025
Working capital
€115k▼ 36.5%
2024 · €181k
2019: €145k
2020: €288k
2021: €532k
2022: €168k
2023: €177k
2024: €181k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.15M
Equity€431k-€96k▼ 77.7%€97k▲ 1.0%€101k▲ 4.0%€109k▲ 7.7%
Operating result€327k-€111k▼ 66.0%€162k▲ 45.1%€290k▲ 79.4%€331k▲ 14.3%
Net result€240k-€85k▼ 64.7%€101k▲ 19.3%€202k▲ 99.8%€228k▲ 12.8%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€132k▼ 33.6%
Current assets
€1.10M▲ 35.2%
Equity and liabilities €1.24M
Equity
€109k▲ 7.7%
Debt
€1.13M▲ 23.3%
The debt ratio rises from 90.1% to 91.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€387k▲
2024 · €345k
Cash flow
€283k▲
2024 · €257k
Solvency
8.8%▼
2024 · 9.9%
Current ratio
1.12▼
2024 · 1.28
Quick ratio
0.89▼
2024 · 0.95
Debt / equity
10.37▲
2024 · 9.05
ROE
209.3%▲
2024 · 199.8%
ROA
18.4%▼
2024 · 19.9%
Interest coverage
14.02▼
2024 · 17.98
Debt
€1.13M▲
2024 · €915k
Debt ≤ 1 year
€990k▲
2024 · €636k
Debt > 1 year
€128k▼
2024 · €259k
Income taxes
€80k▲
2024 · €69k
Staff costs
€383k▼
2024 · €394k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.24M▲
Fixed assets21/28€199k€132k▼
Tangible fixed assets22/27€187k€132k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€24k€14k▼
Other tangible fixed assets26€158k€114k▼
Financial fixed assets28€11k€50▼
Current assets29/58€817k€1.10M▲
Stocks and contracts in progress3€211k€219k▲
Stocks30/36€211k€219k▲
Amounts receivable within one year40/41€18k€38k▲
Trade receivables40€18k€25k▲
Other amounts receivable41-€13k
Cash at bank and in hand54/58€566k€836k▲
Deferred charges and accrued income490/1€21k€12k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.24M▲
Equity10/15€101k€109k▲
Contributions10/11€80k€80k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€13k€21k▲
Amounts payable17/49€915k€1.13M▲
Amounts payable after more than one year17€259k€128k▼
Financial debts170/4€259k€128k▼
Amounts payable within one year42/48€636k€990k▲
Current portion of amounts payable after more than one year42€50k€131k▲
Trade debts44€306k€531k▲
Suppliers440/4€306k€531k▲
Taxes, remuneration and social security45€75k€102k▲
Taxes450/3€21k€44k▲
Remuneration and social security454/9€55k€58k▲
Other amounts payable47/48€205k€226k▲
Accrued charges and deferred income492/3€20k€10k▼
Income statement
Code20242025
Turnover70-€5.15M
Goods, raw materials, services and sundry goods60/61-€4.41M
Remuneration, social security and pensions62€394k€383k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€55k▼
Other operating charges640/8€960€2k▲
Gross operating margin9900€740k€772k▲
Operating profit (loss)9901€290k€331k▲
Financial income75/76B€188€4k▲
Recurring financial income75€188€4k▲
Financial charges65/66B€19k€28k▲
Recurring financial charges65€19k€28k▲
Profit (loss) for the period before taxes9903€271k€308k▲
Income taxes67/77€69k€80k▲
Profit (loss) for the period9904€202k€228k▲
Profit (loss) for the period to be appropriated9905€202k€228k▲
Appropriation of the result
Profit (loss) to be appropriated9906€211k€241k▲
Profit (loss) brought forward from the previous period14P€9k€13k▲
Profit to be distributed694/7€198k€220k▲
Return on contributions (dividend)694€198k€220k▲
Social balance
Average headcount (FTE)908783.292.6▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 32 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €100kEq €101k ▲4%
6 profitable years in a row build equity to €101k.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 86 days late
2021
30-06
Financial
Highest result since 2019net €240k ▲15.2%
Net result €240k, the highest in the series.
30-06
Financial
Equity above €200kEq €431k ▲125%
3 profitable years in a row build equity to €431k.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Equity above €150kEq €192k ▲130%
2 profitable years in a row build equity to €192k.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Haagstraat 201040 EtterbeekGround area
3,108 m²
Building footprint
2,132 m²
Volume, LiDAR
16,593 m³
2 parcels, Brussels, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proxy Delhaize Fontein
since 20182.272.591.719
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0232/00F002 | Brussels | 2,185 m² | 1 · 1,233 m² | 17.6 m · 2 fl. |
| 22004C0756/00K000 | Flanders | 923 m² | 1 · 899 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 5,170 EUR awarded · 5,170 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,965 EUR | 2,965 EUR |
| 2024 | 1 | 2,205 EUR | 2,205 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Genesius-Rode/Rhode-Saint-Genèse2.272.591.719
Similar companies · same sector, comparable size
SAMEER EXPRESS
BE 0693.994.814
Lochristi · Eq €109k
REIPCGAME
BE 0758.399.349
Binche · Eq €109k
VOEDING CARINE & BENNY
BE 0880.541.452
Hasselt · Eq €109k
SERDAR
BE 0737.475.459
Visé · Eq €109k
HYPERMARKET
BE 0785.591.320
Anderlecht · Eq €109k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2018
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47114Supermarkets
47512Retail sale of household textiles and bedding
47620Retail trade
47621Retail sale of newspapers and periodicals
47761Retail sale of flowers, plants, seeds and fertilisers
47783Retail trade
47784Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.