SAMBRILOU
ActiveSAMBRILOU has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €417k and a net result of €62k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency88▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 1.88 in 2024), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
6.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
101 d late
2023
21 d late
2022
24 d early
2021
16 d early
2020
9 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€62k▼ 12.8%
2024 · €71k
2018: €23k
2019: €5k
2020: €44k
2021: €40k
2022: €-1k
2023: €64k
2024: €71k
2018 → 2025
Working capital
€565k▲ 51.0%
2024 · €374k
2018: €150k
2019: €169k
2020: €205k
2021: €236k
2022: €233k
2023: €299k
2024: €374k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€222k▼ 1.1%€284k▲ 28.3%€355k▲ 25.1%€417k▲ 17.5%
Operating result€40k-€-1k€63k€70k▲ 11.4%€64k▼ 9.0%
Net result€40k-€-1k€64k€71k▲ 12.0%€62k▼ 12.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €998k
Fixed assets
€2k▲ 16.1%
Current assets
€996k▲ 24.3%
Equity and liabilities €998k
Equity
€417k▲ 17.5%
Provisions
€59k▲ 1,375%
Debt
€521k▲ 17.6%
The debt ratio falls from 55.2% to 52.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€64k▼
2024 · €71k
Cash flow
€63k▼
2024 · €73k
Solvency
41.8%▼
2024 · 44.3%
Current ratio
2.31▲
2024 · 1.88
Quick ratio
2.31▲
2024 · 1.88
Debt / equity
1.25▲
2024 · 1.25
ROE
14.9%▼
2024 · 20.1%
ROA
6.2%▼
2024 · 8.9%
Interest coverage
18.62▼
2024 · 148.45
Debt
€521k▲
2024 · €443k
Debt ≤ 1 year
€431k▲
2024 · €427k
Debt > 1 year
€10k=
2024 · €10k
Staff costs
€2.09M▲
2024 · €2.01M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€803k€998k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€801k€996k▲
Amounts receivable within one year40/41€96k€249k▲
Trade receivables40€43k€33k▼
Other amounts receivable41€53k€217k▲
Cash at bank and in hand54/58€678k€721k▲
Deferred charges and accrued income490/1€28k€27k▼
Equity and liabilities
Total equity and liabilities10/49€803k€998k▲
Equity10/15€355k€417k▲
Reserves13€75k€82k▲
Profit (loss) carried forward14€281k€336k▲
Provisions and deferred taxes16€4k€59k▲
Provisions for liabilities and charges160/5€4k€59k▲
Environmental obligations163€4k€59k▲
Amounts payable17/49€443k€521k▲
Amounts payable after more than one year17€10k€10k=
Financial debts170/4€10k€10k=
Amounts payable within one year42/48€427k€431k▲
Trade debts44€31k€19k▼
Suppliers440/4€31k€19k▼
Taxes, remuneration and social security45€340k€363k▲
Taxes450/3€17k€15k▼
Remuneration and social security454/9€323k€348k▲
Accrued charges and deferred income492/3€6k€80k▲
Income statement
Code20242025
Non-recurring operating income76A€151€237▲
Remuneration, social security and pensions62€2.01M€2.09M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€916▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-16k€-552▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€95€33▼
Gross operating margin9900€2.07M€2.21M▲
Operating profit (loss)9901€70k€64k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€480€3k▲
Recurring financial charges65€480€3k▲
Profit (loss) for the period before taxes9903€71k€62k▼
Profit (loss) for the period9904€71k€62k▼
Profit (loss) for the period to be appropriated9905€71k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€315k€343k▲
Profit (loss) brought forward from the previous period14P€244k€281k▲
To contributions691€35k€7k▼
Social balance
Average headcount (FTE)908732.437.3▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 20 days late
2025
09-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 101 days late
2024
31-12
Financial
Highest result since 2018net €71k ▲12%
Operating result €70k, net result €71k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-1k ▼103%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €224k ▲22%
4 profitable years in a row build equity to €224k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150kEq €184k ▲30.7%
3 profitable years in a row build equity to €184k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-11-2025
Doumont Eloise: Resigned as Director
24-05-2025
Dominique Sonveaux: Resigned as Director
08-01-2024
BETTENDORFF Jacqueline: Resigned as Director
08-01-2024
Didier COLLIGNON: Resigned as Director
08-01-2024
Fédération des Services Maternels et Infantiles: Resigned as Director
08-01-2024
THORON Stéphanie: Resigned as Director
31-07-2019
Françoise Baudson: Resigned as Director
31-07-2019
Kathleen Boreux: Resigned as Director
05-12-2014
MATHIEUX Delphine: Resigned as Director
05-12-2014
Mme Valkenborg Béatrice: Resigned as Managing director
02-08-2011
JOCKIR Emmanuelle, Andrée, Marc, Marie: Resigned as Director
Location & real-estate footprint
Registered office, Sambreville · 3 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés(TAM) 75060 SambrevilleGround area
2,677 m²
Building footprint
1,270 m²
Volume, LiDAR
1,121 m³
3 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
SAMBRILOU
since 19912.155.848.655
SAMBRILOU
since 20142.314.014.281
Crèche les "Epis Curieux"
since 20242.367.915.302
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121B0532/00S004 | Wallonia | 2,061 m² | 1 · 1,104 m² | - |
| 92068E0175/00D000 | Wallonia | 496 m² | 1 · 110 m² | 11.8 m · 3 fl. |
| 92121B0511/00T000indicative | Wallonia | 120 m² | 1 · 56 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 8 entries · 3,068,382 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 5 | 1,575,110 EUR |
| 2024 | 3 | 1,493,271 EUR |
Budget allocations
Sub. - PV : SAE
Sub. - PV : Crèches
Rétro. / Récup. Sub. - PV : Crèches
Recognitions · licences · registrations
Food safety, FASFC
2 sitesJemeppe-sur-Sambre2.367.915.302
Sambreville2.155.848.655
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Of 93 companies in sector 88912 we hold annual accounts for 19. 14 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded16-04-1991
Fiscal year end31-12
Activities, NACEBEL
85321
88912Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.