SAMBRE-SERVICES II
ActiveSummary
SAMBRE-SERVICES II has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316k and a net result of €-76k. Equity is shrinking by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-5
Solvency65▼-4
Growth31▼-1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.83 in 2024; short-term debt: 19.7% and cash: 31.5% of total assets), but 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-76k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
on the day
2023
on the day
2022
3 d early
2021
4 d early
2020
2 d early
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€735k▼ 4.5%
2024 · €770k
2018: €805k
2019: €806k
2020: €794k
2021: €638k
2022: €707k
2023: €872k
2024: €770k
2018 → 2025
EBIT margin
-10.0%▼ 4.0pp
2024 · -6.0%
2018: -3.8%
2019: -7.9%
2020: -3.6%
2021: -14.0%
2022: -20.0%
2023: -3.4%
2024: -6.0%
2018 → 2025
Net result
€-76k▼ 54.4%
2024 · €-49k
2018: €-31k
2019: €-68k
2020: €-33k
2021: €-93k
2022: €-145k
2023: €-32k
2024: €-49k
2018 → 2025
Working capital
€167k▼ 34.6%
2024 · €255k
2018: €926k
2019: €577k
2020: €532k
2021: €422k
2022: €277k
2023: €338k
2024: €255k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€638k-€707k▲ 10.9%€872k▲ 23.3%€770k▼ 11.8%€735k▼ 4.5%
Equity€618k-€473k▼ 23.5%€440k▼ 6.8%€391k▼ 11.1%€316k▼ 19.3%
Operating result€-89k-€-142k▼ 58.3%€-29k▲ 79.3%€-46k▼ 58.2%€-73k▼ 58.5%
Net result€-93k-€-145k▼ 55.8%€-32k▲ 77.7%€-49k▼ 51.7%€-76k▼ 54.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €73k in 2025 against €46k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €792k
Fixed assets
€470k ▼ 4.0%
Current assets
€323k ▼ 18.2%
Equity and liabilities €792k
Equity
€316k ▼ 19.3%
Provisions
€59k ▲ 8.2%
Debt
€418k ▼ 4.5%
Debt's share of the balance-sheet total rises from 49.5% to 52.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-54k▼
2024 · €-27k
Cash flow
€-56k▼
2024 · €-29k
Current ratio
2.07▼
2024 · 2.83
Debt to equity
1.32▲
2024 · 1.12
ROE
-24.0%▼
2024 · -12.5%
ROA
-9.5%▼
2024 · -5.5%
Interest coverage
-16.45▼
2024 · -6.72
Debt ≤ 1 year
€156k▲
2024 · €139k
Debt > 1 year
€262k▼
2024 · €298k
Income taxes
€94▼
2024 · €497
Staff costs
€702k▼
2024 · €710k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€883k€792k▼
Fixed assets21/28€489k€470k▼
Tangible fixed assets22/27€489k€470k▼
Land and buildings22€487k€468k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€394k€323k▼
Cash at bank and in hand54/58€351k€250k▼
Deferred charges and accrued income490/1€43k€73k▲
Equity and liabilities
Total equity and liabilities10/49€883k€792k▼
Equity10/15€391k€316k▼
Contributions10/11€20k€20k=
Reserves13€867k€867k=
Non-distributable reserves130/1€867k€2k▼
Reserves not available under the articles1311€2k€2k=
Own shares acquired1312€865k-
Tax-exempt reserves132-€865k
Profit (loss) carried forward14€-496k€-571k▼
Provisions and deferred taxes16€54k€59k▲
Provisions for liabilities and charges160/5€54k€59k▲
Taxes161€54k€59k▲
Amounts payable17/49€437k€418k▼
Amounts payable after more than one year17€298k€262k▼
Financial debts170/4€298k€262k▼
Amounts payable within one year42/48€139k€156k▲
Current portion of amounts payable after more than one year42€105k€125k▲
Trade debts44€6-
Suppliers440/4€6-
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€28k€26k▼
Income statement
Code20242025
Turnover70€770k€735k▼
Non-recurring operating income76A€1k€2k▲
Goods, raw materials, services and sundry goods60/61€81k€84k▲
Remuneration, social security and pensions62€710k€702k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€2k€168▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€690k€653k▼
Operating profit (loss)9901€-46k€-73k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-49k€-76k▼
Income taxes67/77€497€94▼
Profit (loss) for the period9904€-49k€-76k▼
Profit (loss) for the period to be appropriated9905€-49k€-76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-496k€-571k▼
Profit (loss) brought forward from the previous period14P€-447k€-496k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-145k
Net result drops to €-145k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 42 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gendebien 556200 ChâteletGround area
1.6 ha
Building footprint
972 m²
Volume, LiDAR
8,531 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAMBRE-SERVICES II
since 20142.229.685.055
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52013A0242/00L003 | Wallonia | 1.5 ha | 1 · 797 m² | 11.5 m · 3 fl. |
| 56078B0303/02G002 | Wallonia | 626 m² | 1 · 174 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded30-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:thuin@sambreservices.be