1 TITRE DES SERVICES
ActiveSummary
1 TITRE DES SERVICES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €33k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-14
Solvency94▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.89 in 2024; short-term debt: 30.5% and cash: 66.8% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
7.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
39 d early
2023
40 d early
2022
6 d early
2021
28 d late
2020
26 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▼ 39.9%
2024 · €55k
2019: €103k
2020: €73k
2021: €76k
2022: €28k
2023: €58k
2024: €55k
2019 → 2025
Working capital
€322k▲ 11.7%
2024 · €288k
2019: €198k
2020: €120k
2021: €146k
2022: €175k
2023: €233k
2024: €288k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€175k▲ 19.4%€233k▲ 33.3%€288k▲ 23.8%€321k▲ 11.5%
Operating result€104k-€41k▼ 60.9%€79k▲ 94.6%€73k▼ 8.2%€43k▼ 40.2%
Net result€76k-€28k▼ 62.7%€58k▲ 105%€55k▼ 4.8%€33k▼ 39.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€50 =
Current assets
€463k ▲ 5.2%
Equity and liabilities €463k
Equity
€321k ▲ 11.5%
Debt
€142k ▼ 6.8%
Debt's share of the balance-sheet total falls from 34.6% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.28▲
2024 · 2.89
Debt to equity
0.44▼
2024 · 0.53
ROE
10.3%▼
2024 · 19.2%
ROA
7.2%▼
2024 · 12.6%
Debt ≤ 1 year
€141k▼
2024 · €152k
Income taxes
€11k▼
2024 · €19k
Staff costs
€694k▼
2024 · €698k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€440k€463k▲
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€440k€463k▲
Amounts receivable within one year40/41€199k€151k▼
Trade receivables40€74k€66k▼
Other amounts receivable41€125k€85k▼
Current investments50/53€100k-
Cash at bank and in hand54/58€141k€310k▲
Deferred charges and accrued income490/1€240€3k▲
Equity and liabilities
Total equity and liabilities10/49€440k€463k▲
Equity10/15€288k€321k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€268k€301k▲
Amounts payable17/49€152k€142k▼
Amounts payable within one year42/48€152k€141k▼
Financial debts43€48k€43k▼
Credit institutions430/8€48k€43k▼
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Taxes, remuneration and social security45€64k€80k▲
Taxes450/3€466€1k▲
Remuneration and social security454/9€63k€79k▲
Other amounts payable47/48€30k-
Accrued charges and deferred income492/3€72€587▲
Income statement
Code20242025
Remuneration, social security and pensions62€698k€694k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€775k€739k▼
Operating profit (loss)9901€73k€43k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€74k€44k▼
Income taxes67/77€19k€11k▼
Profit (loss) for the period9904€55k€33k▼
Profit (loss) for the period to be appropriated9905€55k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€268k€301k▲
Profit (loss) brought forward from the previous period14P€212k€268k▲
Social balance
Average headcount (FTE)908724.223.7▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Equity above €200kEq €233k ▲33.3%
5 profitable years in a row build equity to €233k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €28k ▼62.7%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €175k ▲19.4%
4 profitable years in a row build equity to €175k.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 28 days late
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
César Franckstraat 381050 ElseneGround area
718 m²
Building footprint
357 m²
Volume, LiDAR
2,657 m³
Parcel 21445C0272/00X005, Brussels · tallest building 16.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
1 TITRE DES SERVICES
since 20072.156.542.404
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0272/00X005 | Brussels | 717 m² | 1 · 357 m² | 16.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 416,834 EUR awarded · 416,148 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 83,041 EUR | 83,041 EUR |
| 2024 | 2 | 114,042 EUR | 114,184 EUR |
| 2023 | 2 | 107,886 EUR | 107,513 EUR |
| 2022 | 2 | 111,865 EUR | 111,410 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2006
Fiscal year end30-06
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:INFO@HCSNET.BE
Phone:02/649.55.11
Fax:02/649.24.50