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Sambre et Meuse

Active
Private limited companyfounded 1981active for 45 yearsBoulevard de l'Europe(AUV) 38, 5060 Sambreville, BelgiumKBO/BCE: BE 0421.624.752
Summary

The computed 12-month bankruptcy probability of Sambre et Meuse is 1.8% (moderate). The 2025 annual accounts show negative equity (-€225,875) and a net result of -€89,325. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 601 sector peers (NACE 87, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-04-1981 Normal situation
Activity
Residential care activities NACE 87301
Joint committee
330 Paritair Comité voor de gezondheidsinrichtingen en -diensten · annual accounts 2025
Establishment units
2.034.648.937 5060 Sambreville, since 01-06-1982
2.034.648.739 6280 Gerpinnes, since 05-10-1982and 1 other
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • SA ValaurbenManaging director · permanent representative Jean Michel Voyer
  • Marie Christine GriveauDirector · since 09-01-2023
  • SRL BauhéDirector · since 09-01-2023 · permanent representative Yves Chrétien
and 1 other
Shareholders
  • VALAURBEN· score 90annual accounts 2025
  • Le gai logis· score 83annual accounts 30-06-2021
  • BAUHÉ· score 93annual accounts 2025

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€1.2m
▲ 9.5%
Turnover
≈ €1.5m
estimated
Loss
€89,325
▼ 31.4%
Equity
-€225,875
▼ 65.4%
Total assets
€434,625
▲ 43.0%
Employees on 31-12-2025
32
▲ 10.3%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 13 days after the deadline
Score breakdownraises riskNegative equity -€225,875Loss of €89,325, the second in a row (financial year 2025)lowers riskSector: Residential care activities (NACE 87)Liquidity: current ratio 0.58, cash €142,007Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of small companies in residential care (NACE 87)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -52.0% of total assets
Liquidity 41+30
short-term debt 143.1% · cash 32.7%
Profitability 0=
return on assets -20.6%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (613 companies, NACE 87, small)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 2.5%▲ +1.8 percentage points vs 08-2025 10-2025: 2.5%● unchanged vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.6%▲ +0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.4%▼ -0.2 percentage points vs 04-2026 06-2026: 2.6%▲ +0.2 percentage points vs 05-2026 07-2026: 2.7%▲ +0.1 percentage points vs 06-2026 08-2026: 3.5%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.8%▼ -1.7 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.58 (0.53 in 2024), below 1. Short-term debt is 143.1% and cash 32.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 4% of them on solvency, 23% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€225,875
NBB · annual accounts
raises risk · Loss of €89,325, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Liquidity: current ratio 0.58, cash €142,007
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€225,875
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
31 days late
2023
31 days late
2022
13 days late
2021
on the day
2020
1 day late
2019
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€225,875 View
  • Caution: Lower solvency than 95% of companies in residential caresector median 50.6% · 601 companies -52.0% View
  • Caution: Equity fell in 2025from -€136,550 to -€225,875 ▼ 65.4% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€89,325 View

Recent changes

  1. · Gazette deed Registered office moved within SambrevilleNew seat: Boulevard de l'Europe, n°38, 5060 Sambreville (Auvelais) · Previous seat: Rue Docteur Romedenne(AUV) 38, 5060 Sambreville
  2. · Gazette deed 5 directors appointed, 1 director resigningResignation: SA Home Gai Logis (director) · Appointments: SA Valaurben, Marie Christine Griveau and 2 others
  3. · Gazette deed Comptes Annuels - Assemblee Generale - Annee Comptable
All 15 events

Comparable companies

These companies have the same main activity as Sambre et Meuse: residential care activities (NACE 87301). They are comparable in size and age: total assets between €276,000 and €999,000, founded between 1975 and 1988.

CompanyTotal assetsGross margin
Sambre et Meuse Sambreville€0.4m€1.2m
RESIDENCE LES BRUYERES II Oudergem€0.8m€1.1m
RUSTHUIS STRIJLAND Gooik€0.7m€1.4m
Résidence 200 Elsene€0.3m€1.4m
LE CLOS DU BOCQ Havelange€0.9m€1.0m
Résidence les Peupliers Châtelet€1.0m€1.6m
LE PHALENSTERE Farciennes€0.7m€1.7m
Full comparison

Key facts about Sambre et Meuse

What is the company number of Sambre et Meuse?
The company number of Sambre et Meuse is 0421.624.752. The VAT number is the same number with BE in front: BE 0421.624.752.
Where is Sambre et Meuse based?
The registered office is at Boulevard de l'Europe(AUV) 38, 5060 Sambreville.Company details
What does Sambre et Meuse do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of Sambre et Meuse?
The legal form of Sambre et Meuse is Private limited company (BV).
When was Sambre et Meuse founded?
Sambre et Meuse was founded on 30-04-1981.
Is Sambre et Meuse still active?
Yes, Sambre et Meuse is an active enterprise in the KBO register.
How many employees does Sambre et Meuse have?
Sambre et Meuse had an average of 21.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Sambre et Meuse fall under?
In its 2025 annual accounts, Sambre et Meuse states joint committee 330 (Paritair Comité voor de gezondheidsinrichtingen en -diensten).
What is the turnover of Sambre et Meuse?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €1.2m and 44 comparable companies (NACE 87301). It probably lies between €1.4m and €1.7m.
Is Sambre et Meuse profitable?
In financial year 2025, Sambre et Meuse made a loss of €89,325.
Where can I find the annual accounts of Sambre et Meuse?
Sambre et Meuse filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sambre et Meuse due?
Sambre et Meuse must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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