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Sambre et Meuse

Active
Private limited companyfounded 1981active for 45 yearsBoulevard de l'Europe(AUV) 38, 5060 Sambreville, BelgiumKBO/BCE: BE 0421.624.752
Summary

The computed 12-month bankruptcy probability of Sambre et Meuse is 1.8% (moderate). The 2025 annual accounts show negative equity (-€225,875) and a net result of -€89,325. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 601 sector peers (NACE 87, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.

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Sambre et MeuseActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Residential care activities
NACE 87301
Oldest company in Sambreville, Health and social work sector3 sites
Size
≈ €1.5mturnover 2025, estimated
Staff
21.7 FTE
Equity
-€225,875
Loss
-€89,325
Turnover estimated from the gross margin
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Structure
Parent
VALAURBEN · 99.6%
Board
4 members
  • SA ValaurbenManaging director · permanent representative Jean Michel Voyer
2025 accounts filed 13 days late2 of 9 deeds summarised
Why 52raises riskNegative equity -€225,875Loss of €89,325, the second in a row (financial year 2025)lowers riskSector: Residential care activities (NACE 87)Liquidity: current ratio 0.58, cash €142,007Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 9% of its sector peers (NACE 87, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -52.0% of total assets
Liquidity 41+30
short-term debt 143.1% · cash 32.7%
Profitability 0=
return on assets -20.6%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (613 companies, NACE 87, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 2.5%▲ +1.8 percentage points vs 08-2025 10-2025: 2.5%● unchanged vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.6%▲ +0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.4%▼ -0.2 percentage points vs 04-2026 06-2026: 2.6%▲ +0.2 percentage points vs 05-2026 07-2026: 2.7%▲ +0.1 percentage points vs 06-2026 08-2026: 3.5%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.8%▼ -1.7 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.58, compared with 0.53 in 2024, below 1; short-term debt: 143.1% and cash: 32.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small): better than 4% on solvency, 23% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€225,875
NBB · annual accounts
raises risk · Loss of €89,325, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Liquidity: current ratio 0.58, cash €142,007
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€225,875
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
31 days late
2023
31 days late
2022
13 days late
2021
on the day
2020
1 day late
2019
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeBoard composition · Registered-office move
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€225,875 View
  • Caution: Among the weakest 5% on solvencysector median 50.6% · 601 companies -52.0% View
  • Caution: Equity fell in 2025from -€136,550 to -€225,875 ▼ 65.4% View
  • Controlled by VALAURBENknown shareholders 100% 99.6% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€89,325 View
  • Active since 1981founded 30-04-1981 45 years View

By topic

Financials

Financial year
2025
Total assets
€434,625
Loss
-€89,325
Solvency
-52.0%
Total assets▲ 43.0%
Net result
20192025
Go to Financials

Board & ownership

Board
4 members
Parent
VALAURBEN · 99.6%
Known shareholders
100%
  • Marie Christine GriveauDirector
  • SA ValaurbenManaging director
  • SRL BauhéDirector
  • Valérie VoyerDirector
Go to Board & ownership

Timeline

Events
48
Since
1983
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 31-08-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Residential care activitiesNACE 87301
Founded
30-04-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Sambre et Meuse

What is the company number of Sambre et Meuse?
0421.624.752. In Belgium the VAT number is the company number with BE in front: BE 0421.624.752.
Where is Sambre et Meuse based?
The registered office is at Boulevard de l'Europe(AUV) 38, 5060 Sambreville.Company details
What does Sambre et Meuse do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of Sambre et Meuse?
Private limited company (BV).
When was Sambre et Meuse founded?
On 30-04-1981.
Is Sambre et Meuse still active?
Yes, Sambre et Meuse is an active enterprise in the KBO register.
How many employees does Sambre et Meuse have?
On average 21.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Sambre et Meuse?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Sambre et Meuse profitable?
In financial year 2025, Sambre et Meuse made a loss of €89,325.
Where can I find the annual accounts of Sambre et Meuse?
Sambre et Meuse filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sambre et Meuse due?
By 31-07-2027, for financial year 2026.Timeline

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