SAMAR CAFÉ
ActiveSummary
The computed 12-month bankruptcy probability of SAMAR CAFÉ is 1.6% (moderate). The 2024 annual accounts show equity of €70,640 and a net result of €2,828. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 18930 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability70▲+38
Solvency52▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.39 against 0.48 in 2023; short-term debt: 36.8% and cash: 4.8% of total assets), and 73.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.6%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-02-2026, 204 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
204 d late
2023
64 d late
2022
30 d late
2021
83 d late
2020
88 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 98 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€70,640▲ 4.2%
2023 · €67,812
Total assets
€265,991▼ 17.4%
2023 · €322,114
Net result
€2,828
2023 · -€7,100
Working capital
-€59,577▲ 16.1%
2023 · -€70,985
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€20,295▲ 32.4%€49,279▲ 143%-€9,791-€5,883▲ 39.9%€7,034
Net result€12,945within the sector's middle half▲ 62.5%€39,597above the sector's middle half▲ 206%-€10,012below the sector's middle half-€7,100within the sector's middle half▲ 29.1%€2,828within the sector's middle half
Equity€46,926within the sector's middle half▲ 38.1%€85,723above the sector's middle half▲ 82.7%€74,911within the sector's middle half▼ 12.6%€67,812within the sector's middle half▼ 9.5%€70,640within the sector's middle half▲ 4.2%
Total assets€228,653above the sector's middle half▲ 188%€297,187above the sector's middle half▲ 30.0%€286,169above the sector's middle half▼ 3.7%€322,114above the sector's middle half▲ 12.6%€265,991above the sector's middle half▼ 17.4%
Debt€181,727▲ 299%€211,464▲ 16.4%€211,258▼ 0.1%€254,302▲ 20.4%€195,351▼ 23.2%
Working capital-€30,438-€19,097▲ 37.3%-€45,162▼ 136%-€70,985▼ 57.2%-€59,577▲ 16.1%
Solvency20.5%within the sector's middle half▼ 22.2pp28.8%within the sector's middle half▲ 8.3pp26.2%within the sector's middle half▼ 2.7pp21.1%within the sector's middle half▼ 5.1pp26.6%within the sector's middle half▲ 5.5pp
Staff (FTE)2within the sector's middle half▼ 42.9%2=3.5▲ 75.0%3.4▼ 2.9%3.4=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7,034 after a loss of €5,883 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €265,991
Fixed assets
€227,644 ▼ 11.3%
Current assets
€38,347 ▼ 41.3%
Equity and liabilities €265,991
Equity
€70,640 ▲ 4.2%
Debt
€195,351 ▼ 23.2%
Debt's share of the balance-sheet total falls from 78.9% to 73.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51,649
Cash flow
€47,443
Current ratio
0.39▼
2023 · 0.48
Quick ratio
0.26▼
2023 · 0.32
Debt to equity
2.77▼
2023 · 3.75
ROE
4.0%▲
2023 · -10.5%
ROA
1.1%▲
2023 · -2.2%
Interest coverage
12.28
Debt ≤ 1 year
€97,924▼
2023 · €136,326
Debt > 1 year
€97,352▼
2023 · €109,951
Staff costs
€155,307▲
2023 · €147,849
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,504 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,504 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €37,745 | €151,777 | €147,849 | €155,307 | ▲ 5.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,660 | €27,404 | €30,867 | - | €44,615 | - |
| Other operating charges640/8 | - | €4,692 | €4,540 | €6,164 | €3,702 | ▼ 39.9% |
| Gross operating margin9900 | €91,294 | €119,120 | €177,392 | €148,130 | €210,658 | ▲ 42.2% |
| Operating profit (loss)9901 | €20,295 | €49,279 | -€9,791 | -€5,883 | €7,034 | ▲ 220% |
| Financial income75/76B | - | - | €2,523 | €1,161 | - | - |
| Recurring financial income75 | €64 | - | €2,523 | €1,161 | - | - |
| Financial charges65/66B | - | €1,982 | €2,046 | €2,378 | €4,206 | ▲ 76.9% |
| Recurring financial charges65 | €2,755 | €1,982 | €2,046 | €2,378 | €4,206 | ▲ 76.9% |
| Non-recurring financial charges66B | - | €1,982 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €17,604 | €47,297 | -€9,314 | -€7,100 | €2,828 | ▲ 140% |
| Income taxes67/77 | €4,658 | €7,700 | €698 | - | - | - |
| Profit (loss) for the period9904 | €12,945 | €39,597 | -€10,012 | -€7,100 | €2,828 | ▲ 140% |
| Profit (loss) for the period to be appropriated9905 | €12,945 | €39,597 | -€10,012 | -€7,100 | €2,828 | ▲ 140% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228,653 | €297,187 | €286,169 | €322,114 | €265,991 | ▼ 17.4% |
| Fixed assets21/28 | €198,606 | €193,401 | €195,020 | €256,773 | €227,644 | ▼ 11.3% |
| Tangible fixed assets22/27 | €198,606 | €193,401 | €194,620 | €256,773 | €227,644 | ▼ 11.3% |
| Plant, machinery and equipment23 | - | €37,353 | €58,078 | €81,597 | €69,419 | ▼ 14.9% |
| Furniture and vehicles24 | - | - | - | €38,634 | €30,907 | ▼ 20.0% |
| Other tangible fixed assets26 | - | €156,048 | €136,542 | €136,542 | €127,318 | ▼ 6.8% |
| Financial fixed assets28 | - | - | €400 | - | - | - |
| Current assets29/58 | €30,047 | €103,787 | €91,149 | €65,341 | €38,347 | ▼ 41.3% |
| Stocks and contracts in progress3 | €5,923 | €7,082 | €10,691 | €22,349 | €12,528 | ▼ 43.9% |
| Stocks30/36 | - | €7,082 | €10,691 | €22,349 | €12,528 | ▼ 43.9% |
| Amounts receivable within one year40/41 | €7,584 | €5,833 | €2,829 | €21,198 | €12,744 | ▼ 39.9% |
| Trade receivables40 | - | €3,543 | - | €12,356 | €3,586 | ▼ 71.0% |
| Other amounts receivable41 | - | €2,290 | €2,829 | €8,842 | €9,158 | ▲ 3.6% |
| Cash at bank and in hand54/58 | €16,540 | €90,872 | €73,980 | €20,332 | €12,733 | ▼ 37.4% |
| Deferred charges and accrued income490/1 | - | - | €3,650 | €1,463 | €343 | ▼ 76.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228,653 | €297,187 | €286,169 | €322,114 | €265,991 | ▼ 17.4% |
| Equity10/15 | €46,926 | €85,723 | €74,911 | €67,812 | €70,640 | ▲ 4.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €12,945 | €52,543 | €52,543 | €52,543 | €52,543 | = |
| Distributable reserves133 | - | €52,543 | €52,543 | €52,543 | €52,543 | = |
| Profit (loss) carried forward14 | €15,381 | €14,581 | €3,769 | -€3,331 | -€503 | ▲ 84.9% |
| Amounts payable17/49 | €181,727 | €211,464 | €211,258 | €254,302 | €195,351 | ▼ 23.2% |
| Amounts payable after more than one year17 | €121,243 | €88,581 | €74,947 | €109,951 | €97,352 | ▼ 11.5% |
| Financial debts170/4 | - | €88,581 | €74,947 | €109,951 | €97,352 | ▼ 11.5% |
| Amounts payable within one year42/48 | €60,484 | €122,883 | €136,311 | €136,326 | €97,924 | ▼ 28.2% |
| Current portion of amounts payable after more than one year42 | - | €13,609 | €20,553 | €11,523 | €11,242 | ▼ 2.4% |
| Financial debts43 | - | - | - | - | €648 | - |
| Credit institutions430/8 | - | - | - | - | €648 | - |
| Trade debts44 | €15,343 | €31,293 | €43,350 | €34,040 | €44,446 | ▲ 30.6% |
| Suppliers440/4 | - | €31,293 | €43,350 | €34,040 | €44,446 | ▲ 30.6% |
| Advances received on contracts in progress46 | - | - | - | €197 | - | - |
| Taxes, remuneration and social security45 | - | €25,243 | €26,398 | €25,460 | €17,636 | ▼ 30.7% |
| Taxes450/3 | - | €9,531 | €18,630 | €14,736 | €1,077 | ▼ 92.7% |
| Remuneration and social security454/9 | - | €15,712 | €7,768 | €10,724 | €16,559 | ▲ 54.4% |
| Other amounts payable47/48 | - | €52,739 | €46,010 | €65,106 | €23,951 | ▼ 63.2% |
| Accrued charges and deferred income492/3 | - | - | - | €8,025 | €75 | ▼ 99.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,945 | €39,597 | -€10,012 | -€7,100 | €2,828 | ▲ 140% |
| + Depreciation and write-downs630 | €44,660 | €27,404 | €30,867 | - | €44,615 | - |
| Operating cash flow (approximation) | €57,606 | €67,001 | €20,855 | -€7,100 | €47,443 | ▲ 768% |
| Investment in fixed assets (approximation) | - | -€22,198 | -€32,486 | -€61,753 | -€15,486 | ▲ 74.9% |
| Change in cash | - | €74,332 | -€16,892 | -€53,648 | -€7,599 | ▲ 85.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 204 days late
2024
31-12
Financial
Back to profitnet €2,828
Net result €2,828 after 2 loss-making years.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet -€10,012
Net result drops to -€10,012, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 83 days late
2021
31-12
Financial
Highest result since 2018net €39,597 ▲206%
Operating result €49,279, net result €39,597, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 114 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2009
Ground area
159 m²
Building footprint
159 m²
Volume, LiDAR
2,371 m³
Parcel 35013A1596/00S035, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jans Café
since 20092.176.704.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1596/00S035 | Flanders | 159 m² | 1 · 159 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.176.704.942
Dual-learning approval
5 live approvalsHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
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Of 20,505 companies in sector 56111 we hold annual accounts for 11,464. 9,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808028014
Also
9925:BE0808028014
Registered
02-09-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.