MAISON BELGE
ActiveThe computed 12-month bankruptcy probability of MAISON BELGE is 1.7% (moderate). The 2025 annual accounts show equity of €155k and a net result of €-73k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 3644 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-62
Solvency88▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.03 in 2024; short-term debt: 34.8% and cash: 44.2% of total assets), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
-29.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
44 d early
2023
42 d early
2022
40 d early
2021
39 d early
2020
47 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€155k▼ 31.9%
2024 · €228k
2019: €130k
2020: €96k
2021: €148k
2022: €251k
2023: €227k
2024: €228k
2019 → 2025
Total assets
€245k▼ 29.3%
2024 · €347k
2019: €382k
2020: €306k
2021: €341k
2022: €378k
2023: €374k
2024: €347k
2019 → 2025
Net result
€-73k
2024 · €2k
2019: €52k
2020: €-34k
2021: €52k
2022: €103k
2023: €-25k
2024: €2k
2019 → 2025
Working capital
€69k▼ 34.1%
2024 · €105k
2019: €12k
2020: €6k
2021: €93k
2022: €83k
2023: €73k
2024: €105k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€251k▲ 69.9%€227k▼ 9.8%€228k▲ 0.8%€155k▼ 31.9%
Operating result€56k-€114k▲ 103%€-14k€9k€-63k
Net result€52k-€103k▲ 97.8%€-25k€2k€-73k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €63k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€91k▼ 35.2%
Current assets
€155k▼ 25.3%
Equity and liabilities €245k
Equity
€155k▼ 31.9%
Debt
€90k▼ 24.3%
The debt ratio rises from 34.3% to 36.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-13k▼
2024 · €58k
Cash flow
€-23k▼
2024 · €51k
Solvency
63.3%▼
2024 · 65.7%
Current ratio
1.81▼
2024 · 2.03
Quick ratio
1.48▼
2024 · 1.72
Debt / equity
0.58▲
2024 · 0.52
ROE
-46.9%▼
2024 · 0.8%
ROA
-29.7%▼
2024 · 0.5%
Interest coverage
-1.30▼
2024 · 5.09
Debt
€90k▼
2024 · €119k
Debt ≤ 1 year
€85k▼
2024 · €102k
Debt > 1 year
€4k▼
2024 · €17k
Income taxes
€366▼
2024 · €418
Staff costs
€166k▼
2024 · €186k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€245k▼
Fixed assets21/28€140k€91k▼
Tangible fixed assets22/27€140k€91k▼
Land and buildings22€67k€42k▼
Plant, machinery and equipment23€28k€22k▼
Furniture and vehicles24€45k€26k▼
Financial fixed assets28€100€100=
Current assets29/58€207k€155k▼
Stocks and contracts in progress3€31k€28k▼
Stocks30/36€31k€28k▼
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€500€694▲
Cash at bank and in hand54/58€153k€109k▼
Deferred charges and accrued income490/1€19k€15k▼
Equity and liabilities
Total equity and liabilities10/49€347k€245k▼
Equity10/15€228k€155k▼
Contributions10/11€550k€550k=
Profit (loss) carried forward14€-322k€-395k▼
Amounts payable17/49€119k€90k▼
Amounts payable after more than one year17€17k€4k▼
Financial debts170/4€17k€4k▼
Amounts payable within one year42/48€102k€85k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€59k€42k▼
Suppliers440/4€59k€42k▼
Taxes, remuneration and social security45€21k€24k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€10k€7k▼
Accrued charges and deferred income492/3€58€364▲
Income statement
Code20242025
Remuneration, social security and pensions62€186k€166k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k▲
Other operating charges640/8€10k€7k▼
Gross operating margin9900€254k€160k▼
Operating profit (loss)9901€9k€-63k▼
Financial income75/76B€4k€292▼
Recurring financial income75€4k€292▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€2k€-72k▼
Income taxes67/77€418€366▼
Profit (loss) for the period9904€2k€-73k▼
Profit (loss) for the period to be appropriated9905€2k€-73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-322k€-395k▼
Profit (loss) brought forward from the previous period14P€-323k€-322k▲
Social balance
Average headcount (FTE)90874.83.2▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-73k ▼4293%
Net result drops to €-73k, the lowest in the series.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Highest result since 2019net €103k ▲97.8%
Operating result €114k, net result €103k, both a record.
30-06
Financial
Equity above €200kEq €251k ▲69.9%
2 profitable years in a row build equity to €251k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 1.07 to 2.18; short-term debt falls from €93k to €79k.
30-06
Financial
Equity above €100kEq €148k ▲54.6%
Equity rises from €96k to €148k.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mereldreef 533140 KeerbergenGround area
4,873 m²
Building footprint
547 m²
Volume, LiDAR
3,069 m³
2 parcels, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maison Belge
since 20122.207.571.629
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0503/00R000 | Flanders | 2,714 m² | 1 · 211 m² | 10.8 m · 2 fl. |
| 24472G0338/00B002 | Flanders | 2,159 m² | 1 · 336 m² | 14.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,364 EUR awarded · 1,364 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 864 EUR | 864 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKeerbergen2.207.571.629
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
MANNEKEN
BE 0775.272.104
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Millesime 2013
BE 0547.725.544
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DE SPOR
BE 0460.214.916
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HANEKEEF
BE 0462.969.320
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Nores
BE 0600.961.124
Genk · Eq €156k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2012
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.