SAMAR

Active

Private limited companyfounded 200125 yrs activeOfferandestraat 4-6, 2060 Antwerpen, BelgiumKBO/BCE: BE 0474.671.280

Summary

The computed 12-month bankruptcy probability of SAMAR is 1.7% (moderate). The 2025 annual accounts show negative equity (-€59,974) and a net result of €2,851. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 6% of 13501 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SAMARActiveChecked score 54/100

Risk analysis Report Compare

Activity

Wholesale of clothing, excluding workwear and underwear

NACE 46423Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716NACE 51421

1 site

Size

€27,582total assets 2025

Staff: 1.7 FTE
Equity: -€59,974
Profit: €2,851

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.7%

Structure

Accounts filed 27 d late1 of 3 deeds read

Why 54- 1 change of registered office in 24 months- Latest accounts 27 days late; 2 of the last 3 late+ Size: total assets €27,582+ Founded in 2001Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 29% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -217.4% of total assets

Liquidity 5-16

short-term debt 316.0% · cash 4.2%

Profitability 63+63

return on assets 10.3%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)

Last 24 months 11-2024: 8.6% 12-2024: 8.6%● 0.0% vs 11-2024 01-2025: 9.3%▲ +8.2% vs 12-2024highest value 02-2025: 9.3%● 0.0% vs 01-2025highest value 03-2025: 9.3%● 0.0% vs 02-2025highest value 04-2025: 9.3%● 0.0% vs 03-2025highest value 05-2025: 9.3%● 0.0% vs 04-2025highest value 06-2025: 9.3%● 0.0% vs 05-2025highest value 07-2025: 9.3%● 0.0% vs 06-2025highest value 08-2025: 8.9%▼ -4.9% vs 07-2025 09-2025: 8.9%● 0.0% vs 08-2025 10-2025: 8.9%● 0.0% vs 09-2025 11-2025: 8.9%● 0.0% vs 10-2025 12-2025: 8.9%● 0.0% vs 11-2025 01-2026: 2.4%▼ -73.3% vs 12-2025 02-2026: 2.4%● 0.0% vs 01-2026 03-2026: 4.6%▲ +96.0% vs 02-2026 04-2026: 4.7%▲ +1.1% vs 03-2026 05-2026: 4.6%▼ -1.3% vs 04-2026 06-2026: 4.4%▼ -4.8% vs 05-2026 07-2026: 4.5%▲ +2.9% vs 06-2026 08-2026: 4.8%▲ +5.5% vs 07-2026 09-2026: 1.7%▼ -64.3% vs 08-2026lowest value 10-2026: 1.7%● 0.0% vs 09-2026lowest value

1 change of registered office in 24 months raises the probability
Size: total assets €27,582 lowers the probability for this profile
Latest accounts 27 days late; 2 of the last 3 late raises the probability
Founded in 2001 lowers the probability for this profile

No credit on open account

Liquidity short (current ratio 0.32 against 0.34 in 2024; short-term debt: 316% and cash: 4.2% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 8%, profitability 46%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €27,582

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 27 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2001

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 13501 sector peers (2025).

NBB · sector comparison

Position among 13501 sector peers

Solvency

better than 6%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

122 d late

2021

121 d late

2019

91 d late

2017

61 d late

2016

on the day

2015

237 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 94 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-08-26 Annual accounts filedfiscal year 2025 · micro…
18-02-26 Registered officeRegistered-office move
31-12-25 Back to profitnet €2,851

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€59,974 View
Caution: Among the weakest 6% on solvencysector median 41.5% · 13,501 companies -217.4% View
Active since 2001founded 25-04-2001 25 years View