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GILVER

Active
Public limited companyfounded 1994active for 32 yearsOgezlaan 33, 2500 Lier, BelgiumKBO/BCE: BE 0453.396.608

From the official registers: KBO 28 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GILVER has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€245,227) and a net result of €17. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 5% of 9,811 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
GILVERActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 12-09-1994 Normal situation
Legal form
Public limited company
Registered office
Ogezlaan 33, 2500 Lier
Activity
Wholesale of clothing, excluding workwear and underwear NACE 46423and 1 other
Establishment unit
2.134.141.738 2500 Lier, since 16-05-2003
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Who decides

Board
Board & ownership

How it is doing

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€33,567
▼ 22.9%
Turnover
≈ €180,000
estimated
Profit
€17
▼ 99.6%
Equity
-€245,227
=
Total assets
€35,299
▼ 7.5%
Staff
1 FTE
▲ 11.1%
2025 accounts filed 19 days late
Filed on 19-08-2026at the National Bank
Financials
Why 53raises riskCapped at 59: negative equityNegative equity -€245,227Last filed accounts filed 19 days late; 1 of the last 3 latelowers riskSize: total assets €35,299Founded in 1994Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 46, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -694.7% of total assets
Liquidity 2-3
short-term debt 783.5% · cash 1.7%
Profitability 38-31
return on assets 0.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 10.9%highest value 12-2024: 2.2%▼ -8.7 percentage points vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.1 percentage points vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.2%▼ -0.1 percentage points vs 05-2025 07-2025: 2.5%▲ +0.3 percentage points vs 06-2025 08-2025: 0.6%▼ -1.9 percentage points vs 07-2025lowest value 09-2025: 0.6%● unchanged vs 08-2025lowest value 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 0.6%▼ -0.6 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.13, compared with 0.14 in 2024, below 1; short-term debt: 783.5% and cash: 1.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 5% on liquidity, 30% on profitability and 40% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €35,299
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€245,227
NBB · annual accounts
raises risk · Last filed accounts filed 19 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9811 sector peers (2025).
NBB · sector comparison
Position among 9811 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
29 days early
2023
119 days late
2022
485 days late
2021
275 days late
2020
90 days late
2019
132 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 156 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 November (4 of the last 5 filed years within 155 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€245,227 View
  • Caution: Among the weakest 5% on solvencysector median 43.0% · 9,811 companies -694.7% View

Documents

Annual accounts at the NBB

All 28 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GILVER

What is the company number of GILVER?
0453.396.608. In Belgium the VAT number is the company number with BE in front: BE 0453.396.608.
Where is GILVER based?
The registered office is at Ogezlaan 33, 2500 Lier.Company details
What does GILVER do?
According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
What is the legal form of GILVER?
Public limited company (NV).
When was GILVER founded?
On 12-09-1994.
Is GILVER still active?
Yes, GILVER is an active enterprise in the KBO register.
How many employees does GILVER have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GILVER?
≈ €180,000 in financial year 2025. Estimated from the gross margin of €33,567: probably between €110,000 and €350,000, based on 33 comparable companies, NACE 464.
Is GILVER profitable?
In financial year 2025, GILVER made a profit of €17.
Where can I find the annual accounts of GILVER?
GILVER filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GILVER due?
By 31-07-2027, for financial year 2026.Timeline

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