SAMAGRA
ActiveSummary
SAMAGRA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €218k and a net result of €-12k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+2
Solvency58=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2023; short-term debt: 43.4% and cash: 0% of total assets), and 67.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.7%
Return on assets
-1.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
27 d early
2022
31 d late
2021
34 d early
2020
43 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€218k▼ 5.1%
2023 · €230k
2018: €88k
2019: €188k
2020: €256k
2021: €249k
2022: €243k
2023: €230k
2018 → 2024
Total assets
€667k▼ 3.5%
2023 · €691k
2018: €843k
2019: €1.05M
2020: €1.15M
2021: €877k
2022: €717k
2023: €691k
2018 → 2024
Net result
€-12k▲ 12.5%
2023 · €-13k
2018: €48k
2019: €100k
2020: €68k
2021: €-8k
2022: €-5k
2023: €-13k
2018 → 2024
Working capital
€-289k▼ 0.8%
2023 · €-286k
2018: €-530k
2019: €-479k
2020: €-529k
2021: €-403k
2022: €-284k
2023: €-286k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€256k-€249k▼ 2.9%€243k▼ 2.2%€230k▼ 5.5%€218k▼ 5.1%
Operating result€109k-€-4k€-944▲ 78.8%€-9k▼ 854%€-8k▲ 16.0%
Net result€68k-€-8k€-5k▲ 27.1%€-13k▼ 143%€-12k▲ 12.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €9k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €667k
Fixed assets
€666k ▼ 3.5%
Current assets
€1k ▼ 12.9%
Equity and liabilities €667k
Equity
€218k ▼ 5.1%
Debt
€449k ▼ 2.7%
Debt's share of the balance-sheet total rises from 66.8% to 67.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2023 · €17k
Cash flow
€12k▲
2023 · €12k
Current ratio
0.00▼
2023 · 0.00
Debt to equity
2.06▲
2023 · 2.01
ROE
-5.4%▲
2023 · -5.8%
ROA
-1.8%▲
2023 · -1.9%
Interest coverage
4.00▲
2023 · 3.83
Debt ≤ 1 year
€290k▲
2023 · €287k
Debt > 1 year
€159k▼
2023 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€691k€667k▼
Fixed assets21/28€690k€666k▼
Tangible fixed assets22/27€665k€641k▼
Land and buildings22€660k€639k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€760▼
Financial fixed assets28€25k€25k=
Current assets29/58€1k€1k▼
Amounts receivable within one year40/41€807€807=
Other amounts receivable41€807€807=
Cash at bank and in hand54/58€434€274▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€691k€667k▼
Equity10/15€230k€218k▼
Contributions10/11€20k€20k=
Reserves13€236k€236k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€234k€234k=
Profit (loss) carried forward14€-26k€-38k▼
Amounts payable17/49€461k€449k▼
Amounts payable after more than one year17€174k€159k▼
Financial debts170/4€174k€159k▼
Amounts payable within one year42/48€287k€290k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€144k€145k▲
Suppliers440/4€144k€145k▲
Taxes, remuneration and social security45€26k€26k=
Taxes450/3€26k€26k=
Other amounts payable47/48€104k€104k=
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€24k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€18k€21k▲
Operating profit (loss)9901€-9k€-8k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-13k€-12k▲
Profit (loss) for the period9904€-13k€-12k▲
Profit (loss) for the period to be appropriated9905€-13k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-38k▼
Profit (loss) brought forward from the previous period14P€-13k€-26k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €256k ▲36%
3 profitable years in a row build equity to €256k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €100k ▲109%
Operating result €143k, net result €100k, both a record.
31-12
Financial
Equity above €150kEq €188k ▲114%
2 profitable years in a row build equity to €188k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Ground area
8,644 m²
Building footprint
3,184 m²
Volume, LiDAR
21,354 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
59
companies at this address
See who is registered here
1 establishment unit
Samagra
since 20132.221.587.634
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0050/00H000 | Flanders | 5,728 m² | 1 · 268 m² | - |
| 44040D0081/00R000 | Flanders | 2,916 m² | 1 · 2,916 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.