BELIEVIN
ActiveBELIEVIN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €38k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 8.5 against 19.91 in 2024; short-term debt: 11.4% and cash: 26.9% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
8.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
60 d early
2023
42 d early
2022
42 d early
2021
70 d early
2020
46 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€396k▲ 10.5%
2024 · €358k
2019: €169k
2020: €212k
2021: €264k
2022: €257k
2023: €289k
2024: €358k
2019 → 2025
Total assets
€447k▲ 18.6%
2024 · €377k
2019: €184k
2020: €222k
2021: €279k
2022: €278k
2023: €306k
2024: €377k
2019 → 2025
Net result
€38k▼ 45.5%
2024 · €69k
2019: €46k
2020: €43k
2021: €52k
2022: €24k
2023: €32k
2024: €69k
2019 → 2025
Working capital
€382k▲ 8.2%
2024 · €353k
2019: €166k
2020: €207k
2021: €262k
2022: €253k
2023: €283k
2024: €353k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€257k▼ 2.7%€289k▲ 12.3%€358k▲ 24.0%€396k▲ 10.5%
Operating result€73k-€67k▼ 8.4%€39k▼ 41.6%€79k▲ 102%€53k▼ 32.8%
Net result€52k-€24k▼ 53.0%€32k▲ 29.8%€69k▲ 118%€38k▼ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€13k▲ 178%
Current assets
€433k▲ 16.5%
Equity and liabilities €447k
Equity
€396k▲ 10.5%
Debt
€51k▲ 173%
The debt ratio rises from 5.0% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▼
2024 · €80k
Cash flow
€39k▼
2024 · €70k
Solvency
88.6%▼
2024 · 95.0%
Current ratio
8.50▼
2024 · 19.91
Quick ratio
8.50▼
2024 · 19.91
Debt / equity
0.13▲
2024 · 0.05
ROE
9.5%▼
2024 · 19.3%
ROA
8.4%▼
2024 · 18.4%
Interest coverage
625.71▲
2024 · -4.33
Debt
€51k▲
2024 · €19k
Debt ≤ 1 year
€51k▲
2024 · €19k
Income taxes
€16k▼
2024 · €28k
Staff costs
€30k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€377k€447k▲
Fixed assets21/28€5k€13k▲
Tangible fixed assets22/27€5k€13k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€5k€13k▲
Financial fixed assets28€196€196=
Current assets29/58€372k€433k▲
Amounts receivable within one year40/41€24k€50k▲
Trade receivables40€24k€39k▲
Other amounts receivable41€0€11k▲
Current investments50/53€261k€261k=
Cash at bank and in hand54/58€85k€120k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€377k€447k▲
Equity10/15€358k€396k▲
Contributions10/11€19k€19k=
Reserves13€336k€374k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€334k€372k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€19k€51k▲
Amounts payable within one year42/48€19k€51k▲
Trade debts44€5k€42k▲
Suppliers440/4€5k€42k▲
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€4k▼
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€103k€86k▼
Operating profit (loss)9901€79k€53k▼
Financial income75/76B€393€611▲
Recurring financial income75€393€611▲
Financial charges65/66B€-18k€87▲
Recurring financial charges65€-18k€87▲
Profit (loss) for the period before taxes9903€97k€53k▼
Income taxes67/77€28k€16k▼
Profit (loss) for the period9904€69k€38k▼
Profit (loss) for the period to be appropriated9905€69k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€41k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer to equity691/2€69k€38k▼
To other reserves6921€69k€38k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €69k ▲118%
Operating result €79k, net result €69k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €24k ▼53%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €200kEq €212k ▲25.5%
2 profitable years in a row build equity to €212k.
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterstraat 499070 DestelbergenGround area
471 m²
Building footprint
99 m²
Volume, LiDAR
590 m³
Parcel 44013B0223/00F000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELIEVIN
since 20142.235.000.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0223/00F000 | Flanders | 471 m² | 1 · 99 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488I93R0QI1IEO46748
Similar companies · same sector, comparable size
RIDECON
BE 0822.726.680
Roeselare · Eq €396k
IMMOBILIERE GALILEO
BE 0437.708.639
Oudergem · Eq €396k
Amano
BE 0535.887.683
Kuurne · Eq €396k
ANSO
BE 0445.028.773
Beveren-Kruibeke-Zwijndrecht · Eq €396k
MARNELL
BE 0656.500.156
Geraardsbergen · Eq €396k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-08-2014
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.