Sam Vaneyck
ActiveThe computed 12-month bankruptcy probability of Sam Vaneyck is 2.6% (moderate). The 2024 annual accounts show equity of €59k and a net result of €49k. Its solvency ranks better than 12% of 36376 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.41; short-term debt: 90.4% and cash: 14.8% of total assets), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
71 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€59k
Total assets
€1.02M
Net result
€49k
Working capital
€-545k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €1.02M
Fixed assets
€643k
Current assets
€381k
Equity and liabilities €1.02M
Equity
€59k
Debt
€965k
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€438k
Cash flow
€423k
Solvency
5.8%
Current ratio
0.41
Quick ratio
0.41
Debt / equity
16.35
ROE
83.0%
ROA
4.8%
Interest coverage
273.70
Debt
€965k
Debt ≤ 1 year
€926k
Debt > 1 year
€39k
Income taxes
€14k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€1.02M
Fixed assets21/28€643k
Tangible fixed assets22/27€643k
Plant, machinery and equipment23€535k
Furniture and vehicles24€108k
Current assets29/58€381k
Amounts receivable within one year40/41€229k
Trade receivables40€180k
Other amounts receivable41€48k
Cash at bank and in hand54/58€152k
Equity and liabilities
Total equity and liabilities10/49€1.02M
Equity10/15€59k
Contributions10/11€10k
Reserves13€49k
Distributable reserves133€49k
Amounts payable17/49€965k
Amounts payable after more than one year17€39k
Financial debts170/4€39k
Amounts payable within one year42/48€926k
Current portion of amounts payable after more than one year42€9k
Trade debts44€186k
Suppliers440/4€186k
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Other amounts payable47/48€716k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€374k
Other operating charges640/8€766
Gross operating margin9900€438k
Operating profit (loss)9901€64k
Financial income75/76B€735
Recurring financial income75€735
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€63k
Income taxes67/77€14k
Profit (loss) for the period9904€49k
Profit (loss) for the period to be appropriated9905€49k
Appropriation of the result
Profit (loss) to be appropriated9906€49k
Transfer to equity691/2€49k
To other reserves6921€49k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tommestraat(OTT) 583040 HuldenbergGround area
946 m²
Building footprint
193 m²
Volume, LiDAR
57 m³
Parcel 24085C0070/00S000, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sam Vaneyck
since 20232.353.361.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24085C0070/00S000 | Flanders | 946 m² | 1 · 192 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesSam Vaneyck BV44021
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,232. 2,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
42212Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:samvaneyck@hotmail.com
Phone:+32475983185