Equity
€3,094 from €123,615 in 2024
Equity fell by 97% in 1 year.
SAM MANAGEMENT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €70,147 (2025)
€70,147▲ 0.3%
peak €53,833 (2024)
€47,078▼ 12.5%
peak €123,615 (2024)
€3,094▼ 97.5%
€114,557▲ 42.9%
Board1 name since 2022
1 directorAnne STASSEN
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Registered office moved within Aubel 21-01Dividend €167,600Equity from €123,615 to €3,094Debts from €80,181 to €114,557
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Debts
€114,557 97% of the balance sheet
Financial debts 17%Suppliers 8%Taxes and wages 25%Other 50%
Of this, €94,859 falls due within a year.
Liquidity
0.90 was 3.24 in 2024
Short-term debts rose from €49,435 to €94,859.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 15 to 35 days before the end of the period.
Position in the sector
2.6%
Lower solvency than 89% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Checked score
79
Excellent
Financially stronger than 27% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.4 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025highest value
12-2025: 0.5%● unchanged vs 11-2025highest value
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.4%▼ -0.1 percentage points vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €3,094 (2.6% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €117,651
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 11% of them on solvency, 9% on liquidity, 84% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as SAM MANAGEMENT has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAM MANAGEMENT itself is lower: 0.5% within 12 months. It rests on far more data about SAM MANAGEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for SAM MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
35 days early
2024
15 days early
2023
19 days early
2022
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 26 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788836167
Registered office moved within Aubel
New registered office: Doefberg 42; 4880 Aubel · Previous registered office: Rue de Messitert 1/3; 4880 Aubel · Board meeting of 01-01-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 300 shares · Founder: STASSEN Anne Monique Joëlle (comparant) · Appointment: STASSEN Anne Monique Joëlle (director) · published on 27-07-2022 · Gazette deed
First establishment
Doefberg 42, Aubel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAM MANAGEMENT Aubel | €117,651 | €70,147 | 2.6% | - |
| STRACTIO Tinlot | €118,687 | €76,548 | 86.3% | - |
| Jérôme Lejeune & Co Limbourg | €113,250 | €76,058 | 60.8% | - |
| JCD Management Marchin | €107,893 | €77,695 | 70.0% | - |
| Level Hub Chaudfontaine | €117,867 | €67,035 | 59.0% | - |
| AHA CONSULT Sprimont | €136,928 | €71,503 | 67.5% | - |
| HORIZON ENTREPRENDRE Ans | €108,676 | €60,003 | 19.0% | - |
These companies have the same main activity as SAM MANAGEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €108,000 and €137,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 25-07-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.333.860.9764880 Aubel, since 25-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €70,147▲ 0.3%
- €47,078▼ 12.5%
- €3,094▼ 97.5%
- €117,651▼ 42.3%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on SAM MANAGEMENT
SAM MANAGEMENT files the micro format. That format states no turnover. The gross margin rose from €32,188 in 2022 to €70,147 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 26-06-2026, 35 days before the deadline€70,147
▲ 0.3%
€58,058
▼ 12.2%
€47,078
▼ 12.5%
-€9,322
▼ €120,177
2.6%
▼ 58.0 percentage points
0.90
▼ 2.34
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €110,000 and €180,000.
Balance sheet
balance sheet total €117,651 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
2.6%
Higher than 11% of 39,368 companies in 2025.
0.90
Higher than 21% of 38,051 companies in 2025.
40.0%
Higher than 80% of 38,523 companies in 2025.
SAM MANAGEMENT
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
117,651 | 203,796 | 96,018 | 56,991 | |
21/28 |
32,114 | 43,506 | 84 | 84 | |
22/27 |
32,030 | 43,422 | - | - | |
24 |
32,030 | 43,422 | - | - | |
28 |
84 | 84 | 84 | 84 | |
29/58 |
85,537 | 160,290 | 95,934 | 56,907 | |
29 |
- | 0 | - | - | |
291 |
- | 0 | - | - | |
40/41 |
68,708 | 134,392 | 59,236 | 18,575 | |
40 |
18,150 | 19,312 | 18,150 | 18,575 | |
41 |
50,558 | 115,080 | 41,086 | 0 | |
54/58 |
14,912 | 19,633 | 35,123 | 31,749 | |
490/1 |
1,917 | 6,265 | 1,575 | 6,583 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
117,651 | 203,796 | 96,018 | 56,991 | |
10/15 |
3,094 | 123,615 | 69,783 | 26,823 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
13 |
0 | 120,600 | 66,700 | 23,800 | |
133 |
0 | 120,600 | 66,700 | 23,800 | |
14 |
94 | 15 | 83 | 23 | |
17/49 |
114,557 | 80,181 | 26,235 | 30,168 | |
17 |
19,622 | 29,804 | - | - | |
170/4 |
19,622 | 29,804 | - | - | |
178/9 |
- | 0 | - | - | |
42/48 |
94,859 | 49,435 | 26,235 | 30,168 | |
42 |
10,182 | 9,831 | - | - | |
44 |
8,663 | 3,892 | 1,059 | 5,776 | |
440/4 |
8,663 | 3,892 | 1,059 | 5,776 | |
45 |
29,014 | 35,713 | 25,177 | 19,964 | |
450/3 |
29,014 | 35,713 | 25,177 | 19,964 | |
47/48 |
47,000 | 0 | - | 4,428 | |
492/3 |
76 | 941 | - | - | |
| Income statement | |||||
9900 |
70,147 | 69,961 | 64,526 | 32,188 | |
630 |
11,392 | 2,148 | - | - | |
640/8 |
696 | 1,712 | 5,499 | 818 | |
9901 |
58,058 | 66,101 | 59,026 | 31,370 | |
75/76B |
4,488 | 4,732 | 1,086 | 0 | |
75 |
4,488 | 4,732 | 1,086 | 0 | |
65/66B |
1,770 | 2,403 | 3,458 | 651 | |
65 |
1,770 | 2,403 | 3,458 | 651 | |
9903 |
60,776 | 68,430 | 56,654 | 30,719 | |
67/77 |
13,698 | 14,597 | 13,694 | 6,895 | |
9904 |
47,078 | 53,833 | 42,960 | 23,823 | |
9905 |
47,078 | 53,833 | 42,960 | 23,823 | |
| Appropriation of the result | |||||
9906 |
47,094 | 53,915 | 42,983 | 23,823 | |
14P |
15 | 83 | 23 | - | |
791/2 |
120,600 | - | - | - | |
691/2 |
- | 53,900 | 42,900 | 23,800 | |
6921 |
- | 53,900 | 42,900 | 23,800 | |
694/7 |
167,600 | - | - | - | |
694 |
167,600 | - | - | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 69,451 | 68,248 | - | - | ||
| 58,471 | 55,981 | - | - | ||
| 0 | 45,570 | - | 84 | ||
| -4,721 | -15,491 | 3,374 | - | ||
| -9,322 | 110,855 | 69,698 | 26,739 | ||
| 2.6% | 60.7% | 72.7% | 47.1% | ||
| 0.90 | 3.24 | 3.66 | 1.89 | ||
| 37.03 | 0.65 | 0.38 | 1.12 | ||
| - | 43.5% | 61.6% | 88.8% | ||
| 40.0% | 26.4% | 44.7% | 41.8% | ||
| 39.23 | 28.40 | - | - |
A ratio outside any meaningful range has been withheld (balance sheet total €117,651, equity €3,094).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €0 | €45,570 | - | - |
| Financial fixed assets | - | - | - | €84 |
| €11,392 | €2,148 | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on SAM MANAGEMENT
The operating result for 2025 is 12% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 39.3% to 97.4%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector
since 25-07-2022
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 26-06-2026
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €3,000
- Shares
- 300
- Contribution per share
- €10
- Equity per share
- €10.31 in 2025
- Source
- deed of 27-07-2022
Articles of association
deed of 27-07-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 27-07-2022 ↗
- STASSEN Anne Monique Joëlle 300 shares (100%) · €3,000 in cash
Network & group
No group
SAM MANAGEMENT has no parent and no holdings in its annual accounts. Anne STASSEN is the only director.
Board mandates elsewhere
2 board mandatesBoard mandates of SAM MANAGEMENTSAM MANAGEMENT sits on their board2
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
STASSEN CO-WORKING
via Anne STASSEN · Managing director · deed of 11-09-2026
Founded in 2018 · 1 FTE (2025)
→
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 35 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0788836167
Annual accounts 2024 filed PDFmicro format · 15 days before the deadline
Registered office moved within AubelNew registered office: Doefberg 42; 4880 Aubel · Previous registered office: Rue de Messitert 1/3; 4880 Aubel · Board meeting of 01-01-20252 points ▸
- Board meeting, 01-01-2025
- Registered-office move, Doefberg 42; 4880 Aubel
2024
Highest result from 2022 to 2025 net €53,833 ▲25.3% The operating result of €66,101 and the net result of €53,833 are both a record.
Equity above €100,000 equity €123,615 ▲77.1% With a profit in every financial year since 2022, equity grows to €123,615.
Annual accounts 2023 filed PDFmicro format · 19 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 33 days before the deadline
2022
IncorporationFounding capital of €3,000, 300 shares · Founder: STASSEN Anne Monique Joëlle (comparant) · Appointment: STASSEN Anne Monique Joëlle (director) · published on 27-07-20224 points ▸
- Founder, STASSEN Anne Monique Joëlle (comparant)
- Founding capital, €3,000, 300 shares
- Board rule, 1
- Director appointment, STASSEN Anne Monique Joëlle
- The deed holds 4 more points.
First establishment Doefberg 42, Aubel
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0788.836.167
- VAT number
- BE 0788.836.167
- Peppol ID
- 0208:0788836167
- Other Peppol ID
- 9925:BE0788836167
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-07-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 13-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SAM MANAGEMENT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-07-2022 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prestation de tous services administratifs,informatiques,financiers,de gestion et de management au sens le plus large; La gestion de…”deed of 27-07-2022 (in French)
9 activities
- La prestation de tous services administratifs,informatiques,financiers,de gestion et de management au sens le plus large
- La gestion de participations sous n’importe quelle forme dans toutes sociétés belges et étrangères,tant en vue de les valoriser qu’en exercice pur et simple de mandats d’administration
- L’exploitation de toutes licences,de tous brevets et marques
- La valorisation de toutes connaissances techniques non brevetées,le développement de procédés et de prototypes
- L’achat,la vente,la représentation,l’importation,l’exportation,le courtage de tous produits manufacturés ou non,marchandises et matières premières
- Toutes opérations d’agents d’affaires,de commissionnaires en marchandises ou prestataire de services
- L’étude,la création,l’acquisition,la vente,la mise en valeur,l’exploitation,la direction,la gérance,la régie,l’organisation,le financement,le contrôle de toutes affaires ou entreprises industrielles,commerciales,financières,mobilières ou immobilières
- L’acquisition,par la voie d’achat ou autrement,de toutes valeurs mobilières,toutes créances,toutes parts d’associés,toutes participations dans toutes entreprises industrielles,commerciales ou financières,l’accomplissement pour elle-même de tous actes de gestion de portefeuille ou de capitaux,la commandite de toutes entreprises,la constitution par voie d’apport ou autrement de toutes sociétés ou syndicat,en bref,toutes opérations propres aux sociétés à portefeuille
- La promotion,la location,l’achat,la vente,l’échange,l’exploitation,la gestion,la mise en valeur,le lotissement,la transformation de tous immeubles ou parties divises ou indivises d’immeubles généralement quelconques,pour son propre compte,à l’exception des activités règlementées par l’Arrêté Royal du 6 septembre 1993 protégeant le titre professionnel et l’exercice de la profession d’agent immobilier
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Doefberg 42 registered office 4880 Aubel | 25-07-2022 | 2.333.860.976 |
Buildings and parcels at the address
- Ground area
- 1,872 m²
- Buildings
- 174 m²
- Volume, LiDAR
- 1,234 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63003C0389/00B000 | 1,872 m² | 1 · 174 m² | 9.3 m · 3 |
Contact
E-mail
anne.stassen@neobulles.be
Phone
+32 497 36 98 27