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Maison 1895

Active
Public limited companyfounded 201412 yrs activeOutre-Cour 124, 4651 Herve, BelgiumKBO/BCE: BE 0553.754.291
Summary

Maison 1895 has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €115,933 and a net result of €32,478. Equity is shrinking by ~9.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
Maison 1895ActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of beverages
NACE 11020Manufacture of beverages NACE 11040
#6 company by total assets in the province of Liège, Beverages sector1 site
Size
€16.8mturnover 2026
Staff
17.1 FTE
Equity
€115,933
Profit
€32,478
Financial health
68 Healthy Checked score 2026
Bankruptcy chance 12 m
0.6%
Structure
Board
2 members
Accounts 117 d early3 of 16 deeds read
Why 68- Liquidity: current ratio 1.02, cash €163,340- Equity €115,933 (2.2% of total assets)- Size: turnover €16.8m, 17.1 FTE, total assets €5.2m+ Founded in 2014Show the evidence

Checked score

Score 2026
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 27% of its sector peers (NACE 11, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 27=
equity 2.2% of total assets
Liquidity 4-2
short-term debt 93.1% · cash 3.1%
Profitability 48+2
return on assets 0.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (73 companies)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.6%▼ -3.7% vs 11-2024 01-2025: 0.6%● 0.0% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%● 0.0% vs 02-2025 04-2025: 0.6%● 0.0% vs 03-2025 05-2025: 0.6%▼ -4.2% vs 04-2025 06-2025: 0.6%● 0.0% vs 05-2025 07-2025: 0.6%▼ -3.9% vs 06-2025 08-2025: 0.6%▲ +1.2% vs 07-2025 09-2025: 0.6%▲ +4.5% vs 08-2025 10-2025: 0.6%▼ -12.1% vs 09-2025lowest value 11-2025: 0.6%● 0.0% vs 10-2025lowest value 12-2025: 0.6%● 0.0% vs 11-2025lowest value 01-2026: 0.6%● 0.0% vs 12-2025lowest value 02-2026: 0.6%● 0.0% vs 01-2026lowest value 03-2026: 0.6%▲ +6.9% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▼ -1.7% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%▲ +10.8% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.02, cash €163,340 raises the probability
  • Equity €115,933 (2.2% of total assets) raises the probability
  • Size: turnover €16.8m, 17.1 FTE, total assets €5.2m raises the probability for this profile
  • Founded in 2014 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.04 in 2025; short-term debt: 93.1% and cash: 3.1% of total assets), and 97.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 11, small). Better than this share of them on solvency 14%, liquidity 6%, profitability 29%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.02, cash €163,340
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €115,933 (2.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: turnover €16.8m, 17.1 FTE, total assets €5.2m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 06-07-2026, 117 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
117 d early
2025
49 d early
2024
43 d early
2023
29 d early
2022
111 d early
2020
35 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 12 September (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: SAM MANAGEMENT, STASSEN & CO…Permanent representatives: Anne STASSEN and…
  2. Capital & shares · Resignations &…Merger · Accounting effect ·…
  3. Annual accounts filedfiscal year 2026 · full…

Key points

  • Positive: Back in profit in 2026after -€27,445 in 2025 €32,478 View
  • Positive: Company by total assets in the province of…in the Checked rankings #6 View
  • New directorslatest change 01-07-2026 · 2 in office 3 joined View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2026
Turnover
€16.8m
Profit
€32,478
Solvency
2.2%
Turnover▼ 0.2%
Net result
20182026
Go to Financials

Timeline

Events
19
Since
2017
Next accounts
by 31-10-2027
  1. 11-09-2026Reappointments: SAM MANAGEMENT, STASSEN & CO and…
  2. 27-08-2026Capital & shares · Resignations & appointments
  3. 06-07-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of beveragesNACE 11020
Founded
12-06-2014
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Toutes activités de production, de distribution et de vente de boissons alcoolisées ou non…
Go to Articles of association

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