Turnover
≈ €130,000 estimated
The micro format states no turnover.
Sam Constructions
Overview
Lifetime
2 annual accounts with figures on one time axispeak €66,195 (2024)
€16,201▼ 75.5%
lowest -€10,530 (2025)
-€10,530▼ €36,706
peak €29,176 (2024)
€18,646▼ 36.1%
€9,543▲ 30.9%
Board1 name since 2023
1 directorVan Ocken Sam
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €66,195 to €16,201Loss of €10,530Equity from €29,176 to €18,646Debts from €7,290 to €9,543Cash from €9,943 to €3,752
Key points
from the 2025 annual accountsLiquidity
2.80 was 4.81 in 2024
Short-term debts rose from €7,290 to €9,543.
Position in the sector
-€10,530
Lower net result than 88% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
2025 accounts filed 31 days after the deadline
Checked score
53
Fair
Financially stronger than 34% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 2.0%▲ +0.1 percentage points vs 12-2024
02-2025: 2.4%▲ +0.4 percentage points vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.3 percentage points vs 03-2025
05-2025: 3.0%▲ +0.3 percentage points vs 04-2025
06-2025: 3.0%● unchanged vs 05-2025highest value
07-2025: 2.9%▼ -0.1 percentage points vs 06-2025
08-2025: 3.0%▲ +0.1 percentage points vs 07-2025
09-2025: 0.9%▼ -2.1 percentage points vs 08-2025lowest value
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 0.9%▼ -0.1 percentage points vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026
09-2026: 2.0%▲ +0.5 percentage points vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Founded in 2023
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.80, cash €3,752, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 72% of them on solvency, 46% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as Sam Constructions has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sam Constructions itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Sam Constructions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (4.81 in 2024), above the usual 1.5. Short-term debt is 33.9% and cash 13.3% of total assets. 33.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VO
Van Ocken Sam
Director, since 16-10-2023
- VAN OCKEN Sam founderdeed of 16-10-2023
- VAN DESSEL Kirstendeed of 16-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001131753
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: VAN OCKEN Sam · published on 16-10-2023 · Gazette deed
First establishment
Vaartlaan 15, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sam Constructions Brecht | €28,188 | €16,201 | 66.1% | - |
| Belbo Duffel | €28,608 | €16,364 | 69.1% | - |
| APEXIS Mortsel | €29,473 | €17,533 | 59.0% | - |
| Kameleon Renovaties Aartselaar | €29,847 | €18,030 | 27.1% | - |
| High Tech Machinery Services Roosdaal | €30,114 | €16,047 | 31.2% | - |
| DEN ELECT Sint-Niklaas | €26,534 | €14,575 | 54.1% | - |
| D.A TECH Zaventem | €29,356 | €14,258 | 70.1% | - |
These companies have the same main activity as Sam Constructions: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €26,500 and €30,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 12-10-2023Normal situation
- Activity
- General electrical installation workNACE 43211
- Establishment unit
- 2.352.487.8472960 Brecht, since 12-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Annual accounts 2025
- €16,201▼ 75.5%
- €10,530
- €18,646▼ 36.1%
- €28,188▼ 22.7%
- Filing
- Filed on 31-08-2026
Insights on Sam Constructions
The computed 12-month bankruptcy probability of Sam Constructions is 2.0% (moderate). The 2025 annual accounts show equity of €18,646 and a net result of -€10,530.
Its solvency ranks better than 71% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€16,201
▼ 75.5%
-€10,166
▼ €44,424
-€10,530
▼ €36,706
€17,224
▼ 38.0%
66.1%
▼ 13.9 percentage points
2.80
▼ 2.01
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €88,000 and €280,000.
Balance sheet
balance sheet total €28,188 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
66.1%
Higher than 71% of 35,136 companies in 2025.
2.80
Higher than 69% of 34,510 companies in 2025.
-37.4%
Lower than 95% of 34,711 companies in 2025.
Sam Constructions
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
28,188 | 36,465 | |
21/28 |
1,422 | 1,399 | |
22/27 |
1,022 | 999 | |
23 |
681 | 999 | |
24 |
341 | - | |
28 |
400 | 400 | |
29/58 |
26,766 | 35,067 | |
40/41 |
22,062 | 24,276 | |
40 |
17,073 | 23,143 | |
41 |
4,988 | 1,132 | |
54/58 |
3,752 | 9,943 | |
490/1 |
953 | 848 | |
| Balance sheet: equity and liabilities | |||
10/49 |
28,188 | 36,465 | |
10/15 |
18,646 | 29,176 | |
10/11 |
3,000 | 3,000 | |
13 |
15,352 | 26,176 | |
133 |
15,352 | 26,176 | |
14 |
294 | - | |
17/49 |
9,543 | 7,290 | |
42/48 |
9,543 | 7,290 | |
44 |
554 | 1,513 | |
440/4 |
554 | 1,513 | |
46 |
6,754 | - | |
45 |
560 | 5,694 | |
450/3 |
504 | 4,945 | |
454/9 |
56 | 750 | |
47/48 |
1,675 | 82 | |
| Income statement | |||
9900 |
16,201 | 66,195 | |
62 |
25,767 | 27,880 | |
630 |
375 | 2,489 | |
640/8 |
226 | 1,568 | |
9901 |
-10,166 | 34,258 | |
75/76B |
8 | 24 | |
75 |
8 | 24 | |
65/66B |
153 | 772 | |
65 |
153 | 772 | |
9903 |
-10,312 | 33,510 | |
67/77 |
218 | 7,334 | |
9904 |
-10,530 | 26,176 | |
9905 |
-10,530 | 26,176 | |
| Appropriation of the result | |||
9906 |
-10,530 | 26,176 | |
791/2 |
10,824 | - | |
691/2 |
- | 26,176 | |
6921 |
- | 26,176 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469096.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -9,791 | 36,747 | ||
| -10,155 | 28,664 | ||
| 398 | 1,670 | ||
| -6,191 | - | ||
| 17,224 | 27,777 | ||
| 66.1% | 80.0% | ||
| 2.80 | 4.81 | ||
| 0.51 | 0.25 | ||
| -56.5% | 89.7% | ||
| -37.4% | 71.8% | ||
| -63.90 | 47.61 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €398 | €1,270 |
| Financial fixed assets | - | €400 |
| €375 | €2,489 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Sam Constructions
The operating result for 2025 is a loss of €10,166, after a profit of €34,258 in 2024.
Debt's share of the balance-sheet total rises from 20.0% to 33.9%. Equity is lower and debt is higher.
Board & ownership
Board
1 directorMandates through the years
1 name, the dashed line is todayVan Ocken Sam
Director
Director
Board
Mandates as a list
- Van Ocken Sam
- Director, from 16-10-2023 to date
Control
Founders
VAN OCKEN Sam, VAN DESSEL Kirsten
This company
Sam Constructions
Equity €18,646
Loss €10,530 in 2025
Capital
- Contribution
- €3,000
- Shares
- 3,000
- Contribution per share
- €1
- Equity per share
- €6.22 in 2025
- Source
- deed of 16-10-2023
Founders
At incorporation
deed of 16-10-2023 ↗
- VAN OCKEN Sam founder
- VAN DESSEL Kirsten
Network & group
No group
Sam Constructions has no parent and no holdings in its annual accounts. Van Ocken Sam is the only director. Sam Constructions shares no director with another company.
At the same address
Vaartlaan 15, 2960 Brecht · 1 other company| Van Dessel, Kirsten (sole trader)
establishment since 01-04-2025 |
founded in 2025 0674.844.836 |
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001131753
2025
Annual accounts 2024 filed PDFmicro format · 31 days late
2023
IncorporationFounding capital of €3,000, 3,000 shares · Founder: VAN OCKEN Sam · published on 16-10-20232 points ▸
- Founder, VAN OCKEN Sam
- Founding capital, €3,000, 3,000 shares
- The deed holds 1 more point.
First establishment Vaartlaan 15, Brecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1001.131.753
- VAT number
- BE 1001.131.753
- Peppol ID
- 0208:1001131753
- Other Peppol ID
- 9925:BE1001131753
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-10-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 27-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Sam Constructions in Dutch
- Name in the Peppol Directory
- Sam Van Ocken
- Entity type
- Legal entity
- Name clauseThe company operates under this name according to its articles.
- Sam Constructionsdeed of 16-10-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vaartlaan 15, 2960 Brecht”deed of 16-10-2023 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Vaartlaan 15 registered office 2960 Brecht | 12-10-2023 | 2.352.487.847 |
Buildings and parcels at the address
- Ground area
- 852 m²
- Buildings
- 124 m²
- Volume, LiDAR
- 613 m³
- Tallest building
- 7.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11042A0104/00N000 | 852 m² | 1 · 124 m² | 7.9 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1001.131.753