Turnover
≈ €130,000 estimated
The micro format states no turnover.
Sam Constructions
Lifetime
2 annual accounts with figures on one time axispeak €66,195 (2024)
€16,201▼ 75.5%
lowest -€10,530 (2025)
-€10,530▼ €36,706
peak €29,176 (2024)
€18,646▼ 36.1%
€9,543▲ 30.9%
Board1 name since 2023
1 directorVan Ocken Sam
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €66,195 to €16,201Loss of €10,530Equity from €29,176 to €18,646Debts from €7,290 to €9,543Cash from €9,943 to €3,752
Key points
from the 2025 annual accountsLiquidity
2.80 was 4.81 in 2024
Short-term debts rose from €7,290 to €9,543.
Position in the sector
-€10,530
Lower net result than 88% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
2025 accounts filed 31 days after the deadline
Checked score
53
Fair
Financially stronger than 34% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 2.0%▲ +0.1 percentage points vs 12-2024
02-2025: 2.4%▲ +0.4 percentage points vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.3 percentage points vs 03-2025
05-2025: 3.0%▲ +0.3 percentage points vs 04-2025
06-2025: 3.0%● unchanged vs 05-2025highest value
07-2025: 2.9%▼ -0.1 percentage points vs 06-2025
08-2025: 3.0%▲ +0.1 percentage points vs 07-2025
09-2025: 0.9%▼ -2.1 percentage points vs 08-2025lowest value
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 0.9%▼ -0.1 percentage points vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026
09-2026: 2.0%▲ +0.5 percentage points vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Founded in 2023
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.80, cash €3,752, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 72% of them on solvency, 46% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as Sam Constructions has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sam Constructions itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Sam Constructions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (4.81 in 2024), above the usual 1.5. Short-term debt is 33.9% and cash 13.3% of total assets. 33.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VO
Van Ocken Sam
Director, since 16-10-2023
- VAN OCKEN Sam founderdeed of 16-10-2023
- VAN DESSEL Kirstendeed of 16-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001131753
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: VAN OCKEN Sam · published on 16-10-2023 · Gazette deed
First establishment
Vaartlaan 15, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sam Constructions Brecht | €28,188 | €16,201 | 66.1% | - |
| Belbo Duffel | €28,608 | €16,364 | 69.1% | - |
| APEXIS Mortsel | €29,473 | €17,533 | 59.0% | - |
| Kameleon Renovaties Aartselaar | €29,847 | €18,030 | 27.1% | - |
| High Tech Machinery Services Roosdaal | €30,114 | €16,047 | 31.2% | - |
| DEN ELECT Sint-Niklaas | €26,534 | €14,575 | 54.1% | - |
| D.A TECH Zaventem | €29,356 | €14,258 | 70.1% | - |
These companies have the same main activity as Sam Constructions: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €26,500 and €30,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 12-10-2023Normal situation
- Activity
- General electrical installation workNACE 43211
- Establishment unit
- 2.352.487.8472960 Brecht, since 12-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Insights on Sam Constructions
The computed 12-month bankruptcy probability of Sam Constructions is 2.0% (moderate). The 2025 annual accounts show equity of €18,646 and a net result of -€10,530.
Its solvency ranks better than 71% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sam Constructions
- What is the company number of Sam Constructions?
- The company number of Sam Constructions is 1001.131.753. The VAT number is the same number with BE in front: BE 1001.131.753.
- Where is Sam Constructions based?
- The registered office is at Vaartlaan 15, 2960 Brecht.Company details
- What does Sam Constructions do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of Sam Constructions?
- Sam Constructions is a private limited company (BV).
- When was Sam Constructions founded?
- Sam Constructions was founded on 12-10-2023.
- Is Sam Constructions still active?
- Yes, Sam Constructions is an active enterprise in the KBO register.
- What is the turnover of Sam Constructions?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €16,201 and 97 comparable companies (NACE 43211). It probably lies between €88,000 and €280,000. It is a rough estimate.Financials
- Is Sam Constructions profitable?
- In financial year 2025, Sam Constructions made a loss of €10,530.
- Where can I find the annual accounts of Sam Constructions?
- Sam Constructions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sam Constructions due?
- Sam Constructions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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