SALVERIUM SOLUTIONS
ActiveSALVERIUM SOLUTIONS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €12k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.76 against 4.85 in 2024; short-term debt: 11.1% and cash: 88.6% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 d early
2024
11 d early
2022
15 d late
2021
7 d late
2020
25 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 5.1%
2024 · €229k
2019: €67k
2020: €116k
2021: €160k
2022: €192k
2024: €229k
2019 → 2025
Total assets
€291k▼ 5.5%
2024 · €308k
2019: €131k
2020: €155k
2021: €274k
2022: €248k
2024: €308k
2019 → 2025
Net result
€12k▲ 57.6%
2024 · €7k
2019: €61k
2020: €49k
2021: €44k
2022: €32k
2024: €7k
2019 → 2025
Working capital
€251k▲ 6.8%
2024 · €235k
2019: €75k
2020: €125k
2021: €175k
2022: €187k
2024: €235k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€116k-€160k▲ 38.1%€192k▲ 20.2%€229k▲ 19.0%€241k▲ 5.1%
Operating result€62k-€56k▼ 9.8%€42k▼ 25.6%€13k▼ 70.0%€18k▲ 42.0%
Net result€49k-€44k▼ 9.6%€32k▼ 26.6%€7k▼ 77.2%€12k▲ 57.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€8k▼ 36.3%
Current assets
€283k▼ 4.3%
Equity and liabilities €291k
Equity
€241k▲ 5.1%
Debt
€50k▼ 36.5%
The debt ratio falls from 25.5% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €18k
Cash flow
€16k▲
2024 · €13k
Solvency
82.9%▲
2024 · 74.5%
Current ratio
8.76▲
2024 · 4.85
Quick ratio
8.76▲
2024 · 4.85
Debt / equity
0.21▼
2024 · 0.34
ROE
4.8%▲
2024 · 3.2%
ROA
4.0%▲
2024 · 2.4%
Interest coverage
137.39▲
2024 · 113.98
Debt
€50k▼
2024 · €78k
Debt ≤ 1 year
€32k▼
2024 · €61k
Debt > 1 year
€18k=
2024 · €18k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€291k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€93€93=
Current assets29/58€296k€283k▼
Amounts receivable within one year40/41€80k€25k▼
Trade receivables40€77k€17k▼
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€216k€258k▲
Deferred charges and accrued income490/1€728€864▲
Equity and liabilities
Total equity and liabilities10/49€308k€291k▼
Equity10/15€229k€241k▲
Contributions10/11€6k€6k=
Reserves13€194k€205k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€192k€203k▲
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€78k€50k▼
Amounts payable after more than one year17€18k€18k=
Financial debts170/4€18k€18k=
Amounts payable within one year42/48€61k€32k▼
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€23k€997▼
Suppliers440/4€23k€997▼
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€23k€20k▼
Remuneration and social security454/9€0€650▲
Other amounts payable47/48€12k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€680€692▲
Gross operating margin9900€19k€23k▲
Operating profit (loss)9901€13k€18k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€160€161▲
Recurring financial charges65€160€161▲
Profit (loss) for the period before taxes9903€12k€18k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€7k€12k▲
Profit (loss) for the period to be appropriated9905€7k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€41k▲
Profit (loss) brought forward from the previous period14P€29k€29k=
Transfer to equity691/2€7k€12k▲
To other reserves6921€7k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €7k ▼77.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €200kEq €229k ▲19%
5 profitable years in a row build equity to €229k.
2023
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
30-06
Financial
Liquidity doublescurrent ratio 5.96
Current ratio from 2.81 to 5.96; short-term debt falls from €97k to €38k.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
30-06
Financial
Equity above €150kEq €160k ▲38.1%
3 profitable years in a row build equity to €160k.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 5.24
Current ratio from 2.39 to 5.24; short-term debt falls from €54k to €30k.
30-06
Financial
Equity above €100kEq €116k ▲72.7%
2 profitable years in a row build equity to €116k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Gentweg 319840 Nazareth-De PinteGround area
725 m²
Building footprint
106 m²
Volume, LiDAR
654 m³
Parcel 44012B0135/00V000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Gentweg 31, 9840 Nazareth-De Pinte
since 20172.269.116.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0135/00V000 | Flanders | 725 m² | 1 · 106 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2017
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
01191Growing of flowers
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.