Lorissima
ActiveSummary
Lorissima has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €163k and a net result of €-8k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability47▼-19
Solvency67▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.81 against 2.81 in 2023; short-term debt: 14.2% and cash: 3.3% of total assets), and 57.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.4%
Return on assets
-2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
27 d early
2022
13 d early
2021
65 d late
2020
124 d late
2019
105 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Equity
€163k▼ 4.6%
2023 · €171k
Total assets
€385k▼ 8.4%
2023 · €421k
Net result
€-8k
2023 · €25k
Working capital
€-10k
2023 · €97k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€26k▲ 124%€31k▲ 20.4%€16k▼ 49.6%€36k▲ 128%€-5k
Net result€12k▲ 458%€11k▼ 4.3%€4k▼ 65.8%€25k▲ 549%€-8k
Equity€151k▲ 8.4%€162k▲ 7.4%€166k▲ 2.4%€171k▲ 3.0%€163k▼ 4.6%
Total assets€695k▼ 2.1%€766k▲ 10.2%€729k▼ 4.9%€421k▼ 42.3%€385k▼ 8.4%
Debt€544k▼ 4.6%€604k▲ 11.0%€563k▼ 6.8%€250k▼ 55.7%€222k▼ 11.1%
Working capital€49k▼ 0.2%€29k▼ 39.7%€30k▲ 3.4%€97k▲ 222%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €36k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €385k
Fixed assets
€341k ▲ 26.4%
Current assets
€44k ▼ 70.6%
Equity and liabilities €385k
Equity
€163k ▼ 4.6%
Debt
€222k ▼ 11.1%
Debt's share of the balance-sheet total falls from 59.3% to 57.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €43k
Cash flow
€9k▼
2023 · €33k
Current ratio
0.81▼
2023 · 2.81
Debt to equity
1.36▼
2023 · 1.46
ROE
-4.8%▼
2023 · 14.6%
ROA
-2.0%▼
2023 · 5.9%
Interest coverage
3.65▼
2023 · 4.82
Debt ≤ 1 year
€55k▲
2023 · €54k
Debt > 1 year
€167k▼
2023 · €188k
Income taxes
€0▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3k | €0 | €56k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €33k | €24k | €8k | €17k | ▲ 120% |
| Other operating charges640/8 | - | €6k | €4k | €6k | €3k | ▼ 45.9% |
| Gross operating margin9900 | €50k | €70k | €43k | €49k | €15k | ▼ 69.3% |
| Operating profit (loss)9901 | €26k | €31k | €16k | €36k | €-5k | ▼ 113% |
| Financial income75/76B | - | €506 | €878 | €1k | €0 | ▼ 100% |
| Recurring financial income75 | - | €506 | €878 | €1k | €0 | ▼ 100% |
| Financial charges65/66B | - | €15k | €10k | €9k | €3k | ▼ 63.5% |
| Recurring financial charges65 | €9k | €15k | €10k | €9k | €3k | ▼ 63.5% |
| Profit (loss) for the period before taxes9903 | €17k | €17k | €7k | €28k | €-8k | ▼ 128% |
| Income taxes67/77 | €5k | €6k | €3k | €3k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €12k | €11k | €4k | €25k | €-8k | ▼ 131% |
| Profit (loss) for the period to be appropriated9905 | €12k | €11k | €4k | €25k | €-8k | ▼ 131% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €695k | €766k | €729k | €421k | €385k | ▼ 8.4% |
| Fixed assets21/28 | €543k | €637k | €613k | €270k | €341k | ▲ 26.4% |
| Tangible fixed assets22/27 | €536k | €631k | €607k | €265k | €300k | ▲ 13.4% |
| Land and buildings22 | - | €628k | €607k | €265k | €256k | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | - | €44k | - |
| Leasing and similar rights25 | - | €3k | €0 | - | - | - |
| Financial fixed assets28 | €8k | €6k | €6k | €5k | €41k | ▲ 715% |
| Current assets29/58 | €152k | €129k | €116k | €151k | €44k | ▼ 70.6% |
| Amounts receivable after more than one year29 | - | €45k | €33k | €85k | - | - |
| Other amounts receivable291 | - | €45k | €33k | €85k | - | - |
| Amounts receivable within one year40/41 | €29k | €55k | €76k | €47k | €24k | ▼ 48.4% |
| Trade receivables40 | - | €55k | €75k | €42k | €20k | ▼ 52.6% |
| Other amounts receivable41 | - | €506 | €1k | €5k | €4k | ▼ 9.4% |
| Cash at bank and in hand54/58 | €123k | €28k | €6k | €19k | €13k | ▼ 32.6% |
| Deferred charges and accrued income490/1 | - | €264 | €223 | €243 | €7k | ▲ 2,945% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €695k | €766k | €729k | €421k | €385k | ▼ 8.4% |
| Equity10/15 | €151k | €162k | €166k | €171k | €163k | ▼ 4.6% |
| Contributions10/11 | - | €100k | €100k | €100k | €102k | ▲ 2.0% |
| Reserves13 | €39k | €62k | €66k | €71k | €69k | ▼ 2.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | €60k | €64k | €69k | €69k | = |
| Profit (loss) carried forward14 | €12k | €0 | - | €0 | €-8k | - |
| Amounts payable17/49 | €544k | €604k | €563k | €250k | €222k | ▼ 11.1% |
| Amounts payable after more than one year17 | €433k | €496k | €470k | €188k | €167k | ▼ 11.1% |
| Financial debts170/4 | - | €496k | €470k | €188k | €167k | ▼ 11.1% |
| Amounts payable within one year42/48 | €103k | €100k | €85k | €54k | €55k | ▲ 1.8% |
| Current portion of amounts payable after more than one year42 | - | €29k | €27k | €14k | €17k | ▲ 23.7% |
| Financial debts43 | - | - | - | - | €7k | - |
| Credit institutions430/8 | - | - | - | - | €7k | - |
| Trade debts44 | €4k | €2k | €5k | €5k | €16k | ▲ 204% |
| Suppliers440/4 | - | €2k | €5k | €5k | €16k | ▲ 204% |
| Taxes, remuneration and social security45 | - | €13k | €12k | €3k | €3k | ▼ 16.2% |
| Taxes450/3 | - | €13k | €12k | €3k | €3k | ▼ 16.2% |
| Other amounts payable47/48 | - | €55k | €41k | €31k | €11k | ▼ 63.5% |
| Accrued charges and deferred income492/3 | - | €8k | €8k | €8k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €11k | €4k | €25k | €-8k | ▼ 131% |
| + Depreciation and write-downs630 | €20k | €33k | €24k | €8k | €17k | ▲ 120% |
| Operating cash flow (approximation) | €32k | €44k | €28k | €33k | €9k | ▼ 73.3% |
| Investment in fixed assets (approximation) | - | €-126k | €0 | €336k | €-88k | ▼ 126% |
| Change in cash | - | €-95k | €-22k | €13k | €-6k | ▼ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.81
Current ratio from 1.35 to 2.81; short-term debt falls from €85k to €54k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 124 days late
2020
31-12
Financial
Equity above €150kEq €151k ▲8.4%
3 profitable years in a row build equity to €151k.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
1,268 m²
Building footprint
172 m²
Volume, LiDAR
2,964 m³
Parcel 11803C2393/00E000, Flanders · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lorissima
since 20162.340.917.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2393/00E000 | Flanders | 1,268 m² | 1 · 172 m² | 21.0 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 190 EUR awarded · 190 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 190 EUR | 190 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
529900DROIPFBNXI6H89
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 7,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.