Salusec
ActiveSummary
Salusec has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €42k. Equity is growing by ~110.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency91▲+10
Growth78=
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.41 against 1.98 in 2024; short-term debt: 34.5% and cash: 16.9% of total assets), and 34.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
37%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
65 d early
2024
21 d early
2023
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 130%
2024 · €32k
2023: €3klowest in 3 years
2024: €32k▲ +974% vs 2023
2025: €74k▲ +130% vs 2024highest in 3 years
2023 → 2025
Total assets
€113k▲ 98.0%
2024 · €57k
2023: €30klowest in 3 years
2024: €57k▲ +87.7% vs 2023
2025: €113k▲ +98.0% vs 2024highest in 3 years
2023 → 2025
Net result
€42k▲ 43.4%
2024 · €29k
2023: €998lowest in 3 years
2024: €29k▲ +2827% vs 2023
2025: €42k▲ +43.4% vs 2024highest in 3 years
2023 → 2025
Working capital
€55k▲ 124%
2024 · €24k
2023: €3klowest in 3 years
2024: €24k▲ +715% vs 2023
2025: €55k▲ +124% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€3k-€32k▲ 974%€74k▲ 130%
2023: €3klowest in 3 years
2024: €32k▲ +974% vs 2023
2025: €74k▲ +130% vs 2024highest in 3 years
Operating result€2k-€41k▲ 2,021%€56k▲ 37.7%
2023: €2klowest in 3 years
2024: €41k▲ +2021% vs 2023
2025: €56k▲ +37.7% vs 2024highest in 3 years
Net result€998-€29k▲ 2,827%€42k▲ 43.4%
2023: €998lowest in 3 years
2024: €29k▲ +2827% vs 2023
2025: €42k▲ +43.4% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€19k ▲ 149%
Current assets
€94k ▲ 90.0%
Equity and liabilities €113k
Equity
€74k ▲ 130%
Debt
€39k ▲ 56.5%
Debt's share of the balance-sheet total falls from 43.6% to 34.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▲
2024 · €42k
Cash flow
€46k▲
2024 · €30k
Current ratio
2.41▲
2024 · 1.98
Debt to equity
0.53▼
2024 · 0.77
ROE
56.5%▼
2024 · 90.7%
ROA
37.0%▼
2024 · 51.1%
Interest coverage
25.13▲
2024 · 13.76
Debt ≤ 1 year
€39k▲
2024 · €25k
Income taxes
€12k▲
2024 · €9k
Staff costs
€144
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€113k▲
Fixed assets21/28€8k€19k▲
Tangible fixed assets22/27€8k€19k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€5k€17k▲
Current assets29/58€49k€94k▲
Amounts receivable within one year40/41€13k€74k▲
Trade receivables40€13k€74k▲
Cash at bank and in hand54/58€35k€19k▼
Deferred charges and accrued income490/1€1k€870▼
Equity and liabilities
Total equity and liabilities10/49€57k€113k▲
Equity10/15€32k€74k▲
Contributions10/11€2k€2k=
Reserves13€30k€72k▲
Distributable reserves133€30k€72k▲
Amounts payable17/49€25k€39k▲
Amounts payable within one year42/48€25k€39k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€18k€32k▲
Taxes450/3€16k€32k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62-€144
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8-€181
Gross operating margin9900€42k€61k▲
Operating profit (loss)9901€41k€56k▲
Financial income75/76B€65€0▼
Recurring financial income75€65€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€38k€54k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€29k€42k▲
Profit (loss) for the period to be appropriated9905€29k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€42k▲
Transfer to equity691/2€29k€42k▲
To other reserves6921€29k€42k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €144 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €4k | ▲ 292% |
| Other operating charges640/8 | - | - | €181 | - |
| Gross operating margin9900 | €2k | €42k | €61k | ▲ 45.0% |
| Operating profit (loss)9901 | €2k | €41k | €56k | ▲ 37.7% |
| Financial income75/76B | - | €65 | €0 | ▼ 100.0% |
| Recurring financial income75 | - | €65 | €0 | ▼ 100.0% |
| Financial charges65/66B | €569 | €3k | €2k | ▼ 21.0% |
| Recurring financial charges65 | €569 | €3k | €2k | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €1k | €38k | €54k | ▲ 42.2% |
| Income taxes67/77 | €360 | €9k | €12k | ▲ 38.1% |
| Profit (loss) for the period9904 | €998 | €29k | €42k | ▲ 43.4% |
| Profit (loss) for the period to be appropriated9905 | €998 | €29k | €42k | ▲ 43.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30k | €57k | €113k | ▲ 98.0% |
| Fixed assets21/28 | - | €8k | €19k | ▲ 149% |
| Tangible fixed assets22/27 | - | €8k | €19k | ▲ 149% |
| Plant, machinery and equipment23 | - | €3k | €3k | ▼ 10.6% |
| Furniture and vehicles24 | - | €5k | €17k | ▲ 248% |
| Current assets29/58 | €30k | €49k | €94k | ▲ 90.0% |
| Amounts receivable within one year40/41 | €29k | €13k | €74k | ▲ 451% |
| Trade receivables40 | €29k | €13k | €74k | ▲ 451% |
| Cash at bank and in hand54/58 | €6 | €35k | €19k | ▼ 45.0% |
| Deferred charges and accrued income490/1 | €933 | €1k | €870 | ▼ 26.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30k | €57k | €113k | ▲ 98.0% |
| Equity10/15 | €3k | €32k | €74k | ▲ 130% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €998 | €30k | €72k | ▲ 139% |
| Distributable reserves133 | €998 | €30k | €72k | ▲ 139% |
| Amounts payable17/49 | €27k | €25k | €39k | ▲ 56.5% |
| Amounts payable within one year42/48 | €27k | €25k | €39k | ▲ 56.5% |
| Trade debts44 | €3k | €4k | €3k | ▼ 17.4% |
| Suppliers440/4 | €3k | €4k | €3k | ▼ 17.4% |
| Taxes, remuneration and social security45 | €3k | €18k | €32k | ▲ 79.4% |
| Taxes450/3 | €3k | €16k | €32k | ▲ 99.7% |
| Remuneration and social security454/9 | - | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | €21k | €3k | €3k | ▲ 18.6% |
| Accrued charges and deferred income492/3 | €3 | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €998 | €29k | €42k | ▲ 43.4% |
| + Depreciation and write-downs630 | - | €1k | €4k | ▲ 292% |
| Operating cash flow (approximation) | €998 | €30k | €46k | ▲ 52.2% |
| Investment in fixed assets (approximation) | - | - | €-16k | - |
| Change in cash | - | €35k | €-16k | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €42k ▲43.4%
Operating result €56k, net result €42k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
Ground area
716 m²
Building footprint
154 m²
Volume, LiDAR
859 m³
Parcel 23086A0200/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Salusec
since 20232.351.965.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0200/00K000 | Flanders | 716 m² | 1 · 154 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63910Web portal activities
Scores and ratios are computed by Checked and are not a credit decision.