Qaliber
ActiveQaliber has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €41k. Its solvency ranks better than 71% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+13
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 4.18 against 2.4 in 2024; short-term debt: 22% and cash: 59.6% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 75.6%
2024 · €54k
2024: €54k
2024 → 2025
Total assets
€122k▲ 39.8%
2024 · €87k
2024: €87k
2024 → 2025
Net result
€41k▼ 16.7%
2024 · €49k
2024: €49k
2024 → 2025
Working capital
€85k▲ 84.3%
2024 · €46k
2024: €46k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€54k-€95k▲ 75.6%
Operating result€64k-€59k▼ 8.6%
Net result€49k-€41k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€10k▲ 27.1%
Current assets
€112k▲ 41.3%
Equity and liabilities €122k
Equity
€95k▲ 75.6%
Debt
€27k▼ 18.9%
The debt ratio falls from 37.9% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2024 · €67k
Cash flow
€45k▼
2024 · €52k
Solvency
78.0%▲
2024 · 62.1%
Current ratio
4.18▲
2024 · 2.40
Quick ratio
4.18▲
2024 · 2.40
Debt / equity
0.28▼
2024 · 0.61
ROE
43.1%▼
2024 · 90.8%
ROA
33.6%▼
2024 · 56.3%
Interest coverage
49.27▲
2024 · 37.82
Debt
€27k▼
2024 · €33k
Debt ≤ 1 year
€27k▼
2024 · €33k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€122k▲
Formation expenses20€157-
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€10k▲
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€79k€112k▲
Amounts receivable within one year40/41€30k€35k▲
Trade receivables40€30k€35k▲
Cash at bank and in hand54/58€46k€73k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€87k€122k▲
Equity10/15€54k€95k▲
Contributions10/11€5k€5k=
Reserves13-€41k
Distributable reserves133-€41k
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€33k€27k▼
Amounts payable within one year42/48€33k€27k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€26k€24k▼
Taxes450/3€24k€24k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€3k€760▼
Accrued charges and deferred income492/3€15-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Gross operating margin9900€67k€63k▼
Operating profit (loss)9901€64k€59k▼
Financial income75/76B€1€18▲
Recurring financial income75€1€18▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€63k€58k▼
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€49k€41k▼
Profit (loss) for the period to be appropriated9905€49k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€90k▲
Profit (loss) brought forward from the previous period14P-€49k
Transfer to equity691/2-€41k
To other reserves6921-€41k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herdebeekstraat 4001701 DilbeekGround area
1,000 m²
Building footprint
154 m²
Parcel 23037C0193/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Qaliber
since 20232.354.310.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037C0193/00H000 | Flanders | 1,000 m² | 1 · 154 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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About People
BE 0687.729.505
Wortegem-Petegem · Eq €95k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,586 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.