SALTO
ActiveSALTO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €36k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.79 against 5.33 in 2023), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
26 d early
2022
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€99k▲ 30.7%
2023 · €76k
2022: €39k
2023: €76k
2022 → 2024
Total assets
€117k▲ 26.9%
2023 · €92k
2022: €56k
2023: €92k
2022 → 2024
Net result
€36k▼ 22.4%
2023 · €46k
2022: €44k
2023: €46k
2022 → 2024
Working capital
€84k▲ 20.1%
2023 · €70k
2022: €36k
2023: €70k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€39k-€76k▲ 93.1%€99k▲ 30.7%
Operating result€58k-€59k▲ 1.0%€46k▼ 21.7%
Net result€44k-€46k▲ 3.7%€36k▼ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €117k
Fixed assets
€15k▲ 154%
Current assets
€102k▲ 18.0%
Equity and liabilities €117k
Equity
€99k▲ 30.7%
Debt
€18k▲ 8.7%
The debt ratio falls from 17.5% to 15.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€49k▼
2023 · €60k
Cash flow
€38k▼
2023 · €47k
Solvency
85.0%▲
2023 · 82.5%
Current ratio
5.79▲
2023 · 5.33
Quick ratio
5.79▲
2023 · 5.33
Debt / equity
0.18▼
2023 · 0.21
ROE
35.9%▼
2023 · 60.5%
ROA
30.6%▼
2023 · 49.9%
Interest coverage
1032.74▼
2023 · 1542.49
Debt
€18k▲
2023 · €16k
Debt ≤ 1 year
€18k▲
2023 · €16k
Income taxes
€11k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€117k▲
Fixed assets21/28€6k€15k▲
Tangible fixed assets22/27€6k€15k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€951€701▼
Other tangible fixed assets26-€11k
Current assets29/58€86k€102k▲
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€13k€15k▲
Other amounts receivable41-€3k
Current investments50/53€52k€71k▲
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€92k€117k▲
Equity10/15€76k€99k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€71k€94k▲
Amounts payable17/49€16k€18k▲
Amounts payable within one year42/48€16k€18k▲
Trade debts44€115€2k▲
Suppliers440/4€115€2k▲
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€16k€15k▼
Other amounts payable47/48€34€24▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€908€1k▲
Gross operating margin9900€61k€50k▼
Operating profit (loss)9901€59k€46k▼
Financial income75/76B-€132
Recurring financial income75-€132
Financial charges65/66B€39€47▲
Recurring financial charges65€39€47▲
Profit (loss) for the period before taxes9903€59k€46k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€46k€36k▼
Profit (loss) for the period to be appropriated9905€46k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€107k▲
Profit (loss) brought forward from the previous period14P€34k€71k▲
Profit to be distributed694/7€9k€12k▲
Return on contributions (dividend)694€9k€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €36k ▼22.4%
Net result drops to €36k, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €46k ▲3.7%
Operating result €59k, net result €46k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kransvijver(Heu) 88501 KortrijkGround area
608 m²
Building footprint
105 m²
Volume, LiDAR
570 m³
Parcel 34016C0755/00A002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SALTO
since 20222.326.412.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0755/00A002 | Flanders | 608 m² | 1 · 105 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:t.vandenbulcke@telenet.be