SAESEN
ActiveSAESEN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €35k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 12.83 against 8.42 in 2024; short-term debt: 7.8% and cash: 53.7% of total assets), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
4 d late
2024
28 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 32.9%
2024 · €107k
2023: €76k
2024: €107k
2023 → 2025
Total assets
€155k▲ 27.8%
2024 · €121k
2023: €96k
2024: €121k
2023 → 2025
Net result
€35k▲ 12.6%
2024 · €31k
2023: €56k
2024: €31k
2023 → 2025
Working capital
€143k▲ 33.8%
2024 · €107k
2023: €76k
2024: €107k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€76k-€107k▲ 41.3%€142k▲ 32.9%
Operating result€73k-€42k▼ 41.8%€48k▲ 13.0%
Net result€56k-€31k▼ 43.8%€35k▲ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €155k
Equity
€142k▲ 32.9%
Debt
€13k▼ 10.0%
The debt ratio falls from 11.9% to 8.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
91.6%▲
2024 · 88.1%
Current ratio
12.83▲
2024 · 8.42
Quick ratio
12.83▲
2024 · 8.42
Debt / equity
0.09▼
2024 · 0.13
ROE
24.8%▼
2024 · 29.2%
ROA
22.7%▼
2024 · 25.8%
Debt
€13k▼
2024 · €14k
Debt ≤ 1 year
€12k▼
2024 · €14k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€155k▲
Current assets29/58€121k€155k▲
Amounts receivable within one year40/41€62k€67k▲
Trade receivables40€61k€64k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€55k€83k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€121k€155k▲
Equity10/15€107k€142k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€87k€122k▲
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€12k▼
Trade debts44€792€4k▲
Suppliers440/4€792€4k▲
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€14k€5k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€1k▲
Accrued charges and deferred income492/3-€878
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€43k€49k▲
Operating profit (loss)9901€42k€48k▲
Financial income75/76B€0€615▲
Recurring financial income75€0€615▲
Financial charges65/66B€195€116▼
Recurring financial charges65€195€116▼
Profit (loss) for the period before taxes9903€42k€48k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€31k€35k▲
Profit (loss) for the period to be appropriated9905€31k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€122k▲
Profit (loss) brought forward from the previous period14P€56k€87k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €31k ▼43.8%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €107k ▲41.3%
2 profitable years in a row build equity to €107k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westrozebekestraat 418980 ZonnebekeGround area
382 m²
Building footprint
141 m²
Volume, LiDAR
567 m³
Parcel 33019A0372/00M000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SAESEN
since 20222.333.334.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019A0372/00M000 | Flanders | 382 m² | 1 · 141 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.