PETER POUSSENIER
ActivePETER POUSSENIER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €11k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency53▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.43 in 2024; short-term debt: 17.8% and cash: 0.7% of total assets), but 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
25 d late
2023
1 d early
2022
6 d early
2021
3 d early
2020
12 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€145k▲ 8.5%
2024 · €134k
2018: €33k
2019: €37k
2020: €78k
2021: €116k
2022: €121k
2023: €124k
2024: €134k
2018 → 2025
Total assets
€515k▼ 1.2%
2024 · €522k
2018: €471k
2019: €419k
2020: €416k
2021: €409k
2022: €521k
2023: €525k
2024: €522k
2018 → 2025
Net result
€11k▲ 12.7%
2024 · €10k
2018: €4k
2019: €4k
2020: €40k
2021: €38k
2022: €5k
2023: €3k
2024: €10k
2018 → 2025
Working capital
€134k▲ 13.0%
2024 · €119k
2018: €85k
2019: €82k
2020: €125k
2021: €136k
2022: €128k
2023: €153k
2024: €119k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€121k▲ 4.6%€124k▲ 2.2%€134k▲ 8.1%€145k▲ 8.5%
Operating result€51k-€21k▼ 58.3%€15k▼ 31.0%€25k▲ 67.7%€25k▼ 0.8%
Net result€38k-€5k▼ 86.1%€3k▼ 49.6%€10k▲ 277%€11k▲ 12.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €515k
Fixed assets
€289k▼ 9.7%
Current assets
€226k▲ 12.1%
Equity and liabilities €515k
Equity
€145k▲ 8.5%
Debt
€370k▼ 4.6%
The debt ratio falls from 74.4% to 71.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €64k
Cash flow
€51k▲
2024 · €50k
Solvency
28.2%▲
2024 · 25.6%
Current ratio
2.46▲
2024 · 2.43
Quick ratio
0.51▼
2024 · 0.57
Debt / equity
2.55▼
2024 · 2.90
ROE
7.8%▲
2024 · 7.5%
ROA
2.2%▲
2024 · 1.9%
Interest coverage
6.35▲
2024 · 5.94
Debt
€370k▼
2024 · €388k
Debt ≤ 1 year
€92k▲
2024 · €83k
Debt > 1 year
€276k▼
2024 · €304k
Income taxes
€5k▲
2024 · €4k
Staff costs
€16k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€522k€515k▼
Fixed assets21/28€320k€289k▼
Tangible fixed assets22/27€320k€289k▼
Land and buildings22€160k€149k▼
Plant, machinery and equipment23€130k€118k▼
Furniture and vehicles24€30k€22k▼
Current assets29/58€202k€226k▲
Stocks and contracts in progress3€155k€179k▲
Stocks30/36€155k€179k▲
Amounts receivable within one year40/41€41k€40k▼
Trade receivables40€38k€37k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€522k€515k▼
Equity10/15€134k€145k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€463€463=
Profit (loss) carried forward14€113k€124k▲
Amounts payable17/49€388k€370k▼
Amounts payable after more than one year17€304k€276k▼
Financial debts170/4€304k€276k▼
Amounts payable within one year42/48€83k€92k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Financial debts43€25k€24k▼
Credit institutions430/8€25k€24k▼
Trade debts44€11k€19k▲
Suppliers440/4€11k€19k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€7k€10k▲
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€719€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€91k€87k▼
Operating profit (loss)9901€25k€25k▼
Financial income75/76B€379€2k▲
Recurring financial income75€379€2k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€14k€16k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€124k▲
Profit (loss) brought forward from the previous period14P€103k€113k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼49.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €116k ▲48.8%
4 profitable years in a row build equity to €116k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €40k ▲880%
Operating result €53k, net result €40k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Herentalsestraat 82018 AntwerpenGround area
381 m²
Building footprint
190 m²
Volume, LiDAR
2,559 m³
2 parcels, Flanders · tallest building 24.7 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
PETER POUSSENIER
since 19982.085.658.267
IdBased
since 20102.192.558.207
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1179/00D021 | Flanders | 277 m² | 1 · 85 m² | 24.7 m · 7 fl. |
| 11808H1174/00C004 | Flanders | 104 m² | 1 · 104 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIAMPREST ANTWERP
BE 0525.731.486
Antwerpen · Eq €145k
CARAT WORLD EUROPE
BE 0555.918.975
Antwerpen · Eq €147k
DIAM SOURCE
BE 0444.444.397
Antwerpen · Eq €143k
DOUBLE M.G.
BE 0456.453.591
Antwerpen · Eq €143k
GILTA DIAMONDS
BE 0419.705.538
Antwerpen · Eq €142k
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-1998
Fiscal year end31-12
Abbreviation NL
P.P.
Activities, NACEBEL
32123Manufacture of jewellery
36223
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.