Skip to content

SALERNO Santo

Active
Private limited companyfounded 1989active for 37 yearsRue Tewée 4, 4400 Flémalle, BelgiumKBO/BCE: BE 0437.898.580

From the official registers: KBO 22 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SALERNO Santo has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,387 and a net result of €7,683. Equity is growing by about 7.8% per year across the filed financial years. Its solvency ranks better than 13% of 9,368 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
SALERNO SantoActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 30-06-1989 Normal situation
Legal form
Private limited company
Registered office
Rue Tewée 4, 4400 Flémalle
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.053.570.865 4400 Flémalle, since 11-07-1991
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Who decides

Board
Holdings
Shares in 1 company SALERNO Mattéo
Board & ownership

How it is doing

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€8,254
▼ 8.0%
Turnover
≈ €99,000
estimated
Profit
€7,683
▼ 1.8%
Equity
€3,387
Total assets
€157,921
▲ 5.3%
2025 accounts filed 26 days late
Filed on 26-08-2026at the National Bank
Financials
Why 67raises riskSector: Construction of residential and non-residential buildings (NACE 41)Equity €3,387 (2.1% of total assets)lowers riskFounded in 1989Size: total assets €157,921Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 35% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 27+5
equity 2.1% of total assets
Liquidity 5+3
short-term debt 97.9% · cash 4.1%
Profitability 50-1
return on assets 4.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 2.7%highest value 12-2024: 1.2%▼ -1.5 percentage points vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.2 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026 09-2026: 0.8%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 13% on solvency, 6% on liquidity, 29% on profitability and 94% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €157,921
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €3,387 (2.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9368 sector peers (2025).
NBB · sector comparison
Position among 9368 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
64 days early
2023
28 days late
2022
56 days early
2021
146 days early
2020
74 days early
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Caution: Among the weakest 14% on solvencysector median 43.0% · 9,368 companies 2.1% View

Documents

Annual accounts at the NBB

All 22 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SALERNO Santo

What is the company number of SALERNO Santo?
0437.898.580. In Belgium the VAT number is the company number with BE in front: BE 0437.898.580.
Where is SALERNO Santo based?
The registered office is at Rue Tewée 4, 4400 Flémalle.Company details
What does SALERNO Santo do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SALERNO Santo?
Private limited company (BV).
When was SALERNO Santo founded?
On 30-06-1989.
Is SALERNO Santo still active?
Yes, SALERNO Santo is an active enterprise in the KBO register.
What is the turnover of SALERNO Santo?
≈ €99,000 in financial year 2025. Estimated from the gross margin of €8,254: probably between €51,000 and €180,000, based on 271 comparable companies, NACE 41001. A rough estimate.Financials
Is SALERNO Santo profitable?
In financial year 2025, SALERNO Santo made a profit of €7,683.
Where can I find the annual accounts of SALERNO Santo?
SALERNO Santo filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SALERNO Santo due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to SALERNO Santo

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure