KLAPS BOUWWERKEN
ActiveSummary
KLAPS BOUWWERKEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €-13k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▼-8
Solvency100▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 12.95 against 2.54 in 2023; short-term debt: 6.2% and cash: 76.2% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.8%
Return on assets
-10.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
29 d late
2022
60 d late
2021
30 d late
2020
19 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€118k▼ 10.1%
2023 · €131k
2018: €138k
2019: €156k
2020: €176k
2021: €142k
2022: €137k
2023: €131k
2018 → 2024
Total assets
€125k▼ 32.9%
2023 · €187k
2018: €146k
2019: €179k
2020: €194k
2021: €151k
2022: €138k
2023: €187k
2018 → 2024
Net result
€-13k▼ 109%
2023 · €-6k
2018: €15k
2019: €18k
2020: €20k
2021: €-33k
2022: €-5k
2023: €-6k
2018 → 2024
Working capital
€93k▲ 7.6%
2023 · €86k
2018: €108k
2019: €133k
2020: €161k
2021: €67k
2022: €79k
2023: €86k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€176k-€142k▼ 19.0%€137k▼ 3.6%€131k▼ 4.6%€118k▼ 10.1%
Operating result€27k-€-33k€-5k▲ 83.5%€-7k▼ 32.4%€-13k▼ 82.8%
Net result€20k-€-33k€-5k▲ 84.8%€-6k▼ 25.3%€-13k▼ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €7k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€25k ▼ 44.6%
Current assets
€101k ▼ 29.3%
Equity and liabilities €125k
Equity
€118k ▼ 10.1%
Debt
€8k ▼ 86.1%
Debt's share of the balance-sheet total falls from 30.0% to 6.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2023 · €12k
Cash flow
€7k▼
2023 · €13k
Current ratio
12.95▲
2023 · 2.54
Quick ratio
12.47▲
2023 · 2.47
Debt to equity
0.07▼
2023 · 0.43
ROE
-11.3%▼
2023 · -4.9%
ROA
-10.6%▼
2023 · -3.4%
Interest coverage
25.31▼
2023 · 98.25
Debt ≤ 1 year
€8k▼
2023 · €56k
Income taxes
€58
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€187k€125k▼
Fixed assets21/28€45k€25k▼
Tangible fixed assets22/27€44k€25k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€19k€11k▼
Furniture and vehicles24€17k€6k▼
Financial fixed assets28€135€135=
Current assets29/58€142k€101k▼
Amounts receivable after more than one year29-€189
Other amounts receivable291-€189
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€136k€1k▼
Trade receivables40€136k€1k▼
Cash at bank and in hand54/58€2k€95k▲
Equity and liabilities
Total equity and liabilities10/49€187k€125k▼
Equity10/15€131k€118k▼
Contributions10/11€19k€20k▲
Capital10€19k-
Issued capital100€19k-
Reserves13€99k€97k▼
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133€97k€97k=
Profit (loss) carried forward14€13k€158▼
Amounts payable17/49€56k€8k▼
Amounts payable within one year42/48€56k€8k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€26k-
Taxes450/3€26k-
Other amounts payable47/48€21k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€180-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€14k€8k▼
Operating profit (loss)9901€-7k€-13k▼
Financial income75/76B€1k€318▼
Recurring financial income75€1k€318▼
Financial charges65/66B€125€260▲
Recurring financial charges65€125€260▲
Profit (loss) for the period before taxes9903€-6k€-13k▼
Income taxes67/77-€58
Profit (loss) for the period9904€-6k€-13k▼
Profit (loss) for the period to be appropriated9905€-6k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€158▼
Profit (loss) brought forward from the previous period14P€20k€13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity times 5current ratio 12.95
Current ratio from 2.54 to 12.95; short-term debt falls from €56k to €8k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Liquidity times 24current ratio 199.65
Current ratio from 8.41 to 199.65; short-term debt falls from €9k to €398.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-33k ▼270%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Highest result since 2018net €20k ▲7.9%
Operating result €27k, net result €20k, both a record.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €150kEq €156k ▲13.2%
2 profitable years in a row build equity to €156k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongerlostraat 423960 BreeGround area
940 m²
Building footprint
272 m²
Volume, LiDAR
1,266 m³
Parcel 72027C0302/00F000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLAPS BOUWWERKEN BVBA
since 19922.059.362.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72027C0302/00F000 | Flanders | 940 m² | 1 · 272 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEGNARO CONSTRUCTION
BE 0843.037.292
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BACKES BOUWONDERNEMING
BE 0819.614.960
Kalmthout · Eq €117,502
BOUWWERKEN VANMOL OLIVIER
BE 0538.922.793
Ronse · Eq €117,484
M.B.S.CONSTRUCTIONS SPRL
BE 0842.013.745
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I&D SOLUTIONS
BE 0801.833.870
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.