UNICOP
ActiveSummary
UNICOP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €699,827 and a net result of €386,756. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 35% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+29
Solvency56▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.9 against 0.79 in 2024; short-term debt: 20.1% and cash: 0.3% of total assets), but 68.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
17.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
60 d late
2023
85 d late
2022
25 d late
2021
15 d late
2020
31 d late
2019
57 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
In the rankings
#7 company by equity in Seraing, Administrative and support services sector#8 company by total assets in Seraing, Administrative and support services sector
Equity
€699,827▲ 124%
2024 · €313,071
Total assets
€2.2m▲ 13.0%
2024 · €2.0m
Net result
€386,756▲ 1,846%
2024 · €19,869
Working capital
€405,877
2024 · -€103,218
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€51,513▲ 38.6%€67,005▲ 30.1%€255,704▲ 282%€63,381▼ 75.2%€549,887▲ 768%
Net result€16,805▲ 73.3%€25,860▲ 53.9%€164,639▲ 537%€19,869▼ 87.9%€386,756▲ 1,846%
Equity€102,702▲ 19.6%€128,563▲ 25.2%€293,201▲ 128%€313,071▲ 6.8%€699,827▲ 124%
Total assets€1.8m▲ 30.2%€2.0m▲ 12.0%€2.1m▲ 6.5%€2.0m▼ 6.3%€2.2m▲ 13.0%
Debt€1.7m▲ 30.9%€1.9m▲ 11.2%€1.8m▼ 4.4%€1.6m▼ 8.6%€1.4m▼ 15.2%
Working capital-€208,837▲ 0.4%-€190,920▲ 8.6%-€122,123▲ 36.0%-€103,218▲ 15.5%€405,877
Staff (FTE)1▲ 66.7%1=1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 768% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.4m ▼ 13.5%
Current assets
€857,657 ▲ 124%
Equity and liabilities €2.2m
Equity
€699,827 ▲ 124%
Provisions
€163,937 ▲ 262%
Debt
€1.4m ▼ 15.2%
Debt's share of the balance-sheet total falls from 82.0% to 61.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€663,638▲
2024 · €172,883
Cash flow
€500,506▲
2024 · €129,371
Current ratio
1.90▲
2024 · 0.79
Quick ratio
1.88▲
2024 · 0.77
Debt to equity
1.97▼
2024 · 5.20
ROE
55.3%▲
2024 · 6.3%
ROA
17.2%▲
2024 · 1.0%
Interest coverage
20.03▲
2024 · 4.88
Debt ≤ 1 year
€451,780▼
2024 · €485,667
Debt > 1 year
€922,026▼
2024 · €1.1m
Income taxes
€11,315▲
2024 · €10,070
Staff costs
€40,174▲
2024 · €39,175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €30,126 | €30,774 | €34,575 | €39,175 | €40,174 | ▲ 2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €106,909 | €108,212 | €117,729 | €109,502 | €113,750 | ▲ 3.9% |
| Other operating charges640/8 | €8,823 | €10,660 | €13,265 | €14,874 | €12,789 | ▼ 14.0% |
| Gross operating margin9900 | €197,372 | €216,651 | €421,274 | €226,932 | €716,601 | ▲ 216% |
| Operating profit (loss)9901 | €51,513 | €67,005 | €255,704 | €63,381 | €549,887 | ▲ 768% |
| Financial charges65/66B | €30,390 | €32,065 | €34,512 | €35,408 | €33,126 | ▼ 6.4% |
| Recurring financial charges65 | €30,390 | €32,065 | €34,512 | €35,408 | €33,126 | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €21,123 | €34,940 | €221,192 | €27,973 | €516,761 | ▲ 1,747% |
| Transfer from deferred taxes780 | - | - | €1,967 | €1,967 | €1,967 | = |
| Transfer to deferred taxes680 | - | - | €49,180 | - | €120,658 | - |
| Income taxes67/77 | €4,319 | €9,080 | €9,341 | €10,070 | €11,315 | ▲ 12.4% |
| Profit (loss) for the period9904 | €16,805 | €25,860 | €164,639 | €19,869 | €386,756 | ▲ 1,846% |
| Transfer from tax-exempt reserves789 | - | - | €5,902 | €5,902 | €5,902 | = |
| Transfer to tax-exempt reserves689 | - | - | €147,539 | - | €361,975 | - |
| Profit (loss) for the period to be appropriated9905 | €16,805 | €25,860 | €23,001 | €25,771 | €30,682 | ▲ 19.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €2.0m | €2.1m | €2.0m | €2.2m | ▲ 13.0% |
| Fixed assets21/28 | €1.5m | €1.7m | €1.7m | €1.6m | €1.4m | ▼ 13.5% |
| Tangible fixed assets22/27 | €1.5m | €1.7m | €1.7m | €1.6m | €1.4m | ▼ 13.5% |
| Land and buildings22 | €1.1m | €1.3m | €1.3m | €1.2m | €1.0m | ▼ 16.1% |
| Furniture and vehicles24 | €1,772 | €1,709 | €1,646 | €1,583 | €1,520 | ▼ 4.0% |
| Other tangible fixed assets26 | €474,193 | €434,122 | €394,051 | €353,980 | €313,910 | ▼ 11.3% |
| Assets under construction and advance payments27 | - | - | - | - | €24,620 | - |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €175 | = |
| Current assets29/58 | €249,862 | €297,423 | €399,967 | €382,449 | €857,657 | ▲ 124% |
| Stocks and contracts in progress3 | €7,791 | €7,791 | €7,791 | €7,791 | €7,791 | = |
| Stocks30/36 | €7,791 | €7,791 | €7,791 | €7,791 | €7,791 | = |
| Amounts receivable within one year40/41 | €233,085 | €283,681 | €376,914 | €355,478 | €838,011 | ▲ 136% |
| Trade receivables40 | €115,115 | €165,711 | €205,995 | €237,508 | €240,041 | ▲ 1.1% |
| Other amounts receivable41 | €117,970 | €117,970 | €170,920 | €117,970 | €597,970 | ▲ 407% |
| Cash at bank and in hand54/58 | €3,645 | €1,747 | €11,058 | €14,634 | €7,369 | ▼ 49.6% |
| Deferred charges and accrued income490/1 | €5,341 | €4,204 | €4,204 | €4,546 | €4,487 | ▼ 1.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €2.0m | €2.1m | €2.0m | €2.2m | ▲ 13.0% |
| Equity10/15 | €102,702 | €128,563 | €293,201 | €313,071 | €699,827 | ▲ 124% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €1,860 | €1,860 | €143,497 | €137,596 | €493,670 | ▲ 259% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | €141,637 | €135,736 | €491,810 | ▲ 262% |
| Profit (loss) carried forward14 | €90,842 | €116,703 | €139,704 | €165,475 | €196,157 | ▲ 18.5% |
| Provisions and deferred taxes16 | - | - | €47,212 | €45,245 | €163,937 | ▲ 262% |
| Deferred taxes168 | - | - | €47,212 | €45,245 | €163,937 | ▲ 262% |
| Amounts payable17/49 | €1.7m | €1.9m | €1.8m | €1.6m | €1.4m | ▼ 15.2% |
| Amounts payable after more than one year17 | €1.2m | €1.4m | €1.3m | €1.1m | €922,026 | ▼ 18.6% |
| Financial debts170/4 | €1.2m | €1.4m | €1.2m | €1.1m | €917,301 | ▼ 18.5% |
| Advances received on contracts in progress176 | - | - | €7,305 | - | - | - |
| Other amounts payable178/9 | €4,525 | €5,945 | - | €8,345 | €4,725 | ▼ 43.4% |
| Amounts payable within one year42/48 | €458,699 | €488,343 | €522,090 | €485,667 | €451,780 | ▼ 7.0% |
| Current portion of amounts payable after more than one year42 | €100,887 | €115,179 | €116,195 | €116,493 | €96,766 | ▼ 16.9% |
| Trade debts44 | €319,430 | €330,103 | €395,504 | €342,390 | €326,094 | ▼ 4.8% |
| Suppliers440/4 | €319,430 | €330,103 | €395,504 | €342,390 | €326,094 | ▼ 4.8% |
| Taxes, remuneration and social security45 | €36,987 | €41,667 | €8,996 | €25,390 | €27,526 | ▲ 8.4% |
| Taxes450/3 | €32,016 | €33,611 | - | €17,029 | €18,749 | ▲ 10.1% |
| Remuneration and social security454/9 | €4,971 | €8,057 | €8,996 | €8,361 | €8,776 | ▲ 5.0% |
| Other amounts payable47/48 | €1,395 | €1,395 | €1,395 | €1,395 | €1,395 | = |
| Accrued charges and deferred income492/3 | €11,252 | €9,214 | €7,862 | €8,792 | €7,230 | ▼ 17.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,805 | €25,860 | €164,639 | €19,869 | €386,756 | ▲ 1,846% |
| + Depreciation and write-downs630 | €106,909 | €108,212 | €117,729 | €109,502 | €113,750 | ▲ 3.9% |
| Operating cash flow (approximation) | €123,714 | €134,072 | €282,368 | €129,371 | €500,506 | ▲ 287% |
| Investment in fixed assets (approximation) | - | -€273,355 | -€145,200 | €7,368 | €102,746 | ▲ 1,294% |
| Change in cash | - | -€1,898 | €9,311 | €3,576 | -€7,265 | ▼ 303% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €386,756 ▲1,846%
Operating result €549,887, net result €386,756, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.90
Current ratio from 0.79 to 1.90; short-term debt falls from €485,667 to €451,780.
31-12
Financial
Equity above €500,000Eq €699,827 ▲124%
8 profitable years in a row build equity to €699,827.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Equity above €200,000Eq €293,201 ▲128%
6 profitable years in a row build equity to €293,201.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Equity above €100,000Eq €102,702 ▲19.6%
4 profitable years in a row build equity to €102,702.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 57 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €494 ▼90.8%
Net result drops to €494, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing
Ground area
801 m²
Building footprint
165 m²
Parcel 62019B0551/00G000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019B0551/00G000 | Wallonia | 801 m² | 1 · 165 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,509. 1,765 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
82100Office administrative and support services
69209Other tax advisory services
77399Renting and leasing of other machinery, equipment and tangible goods
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.