Skip to content

Sainte Catherine

Active
Public limited companyfounded 1982active for 44 yearsJean-Baptiste de Gieylaan 6, 9051 Gent, BelgiumKBO/BCE: BE 0423.401.436
Summary

The annual accounts of Sainte Catherine for financial year 2026 show a net loss of 71% of total assets. The 2026 annual accounts show equity of €948,469 and a net result of -€711,446. Equity has been stable since 2019 (±1.1% per year). The company has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 28-10-1982 Normal situation
Activity
“De inrichting van een studie-,expertise-,organisaties raadgevend bureau inzake financiële,maritieme of sociale en commerciële aangelegenheden.” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
Establishment unit
2.242.010.290 9051 Gent, since 02-12-1987
Financial year end
30 June
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

54 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-06-2026
Gross margin
-€15,699
▲ 45.1%
Loss
€711,446
Equity
€948,469
▼ 42.9%
Total assets
€997,469
▼ 41.5%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €711,446 (financial year 2026)Liquidity: current ratio 19.93, cash €193, halvedlowers riskSize: total assets €997,469Equity €948,469 (95.1% of total assets)Show the evidence

Checked score

Score 2026
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies without a NACE code
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2025
Average
Solvency 100=
equity 95.1% of total assets
Liquidity 50-1
short-term debt 4.9% · cash 0.0%
Profitability 0-41
return on assets -71.3%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.7%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 0.7%● unchanged vs 10-2026highest value
Credit of up to €50,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 19.93 (36.45 in 2025), above the usual 1.5. Short-term debt is 4.9% and cash 0% of total assets. 4.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 38% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €997,469
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €711,446 (financial year 2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 19.93, cash €193, halved
NBB · annual accounts
lowers risk · Equity €948,469 (95.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 16-10-2026, 107 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
107 days early
2025
45 days early
2024
49 days early
2023
7 days early
2022
16 days late
2021
4 days early
2020
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 28 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 17 December (4 of the last 5 accounts filed within 61 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2026after a profit of €23,077 in 2025 -€711,446 View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed 2 directors appointed, 1 director resigningResignation: Barones Eliane Achten (bestuurder) · Appointments: William (Frédéric Aline) Koninckx (director) and Frederic Koninckx (director)
  2. · Gazette deed Resignation: KONINCKX Frédéric (director)Appointment: Barones ACHTEN Eliane (sole director)
All 16 events

Key facts about Sainte Catherine

What is the company number of Sainte Catherine?
The company number of Sainte Catherine is 0423.401.436. The VAT number is the same number with BE in front: BE 0423.401.436.
Where is Sainte Catherine based?
The registered office is at Jean-Baptiste de Gieylaan 6, 9051 Gent.Company details
What is the legal form of Sainte Catherine?
The legal form of Sainte Catherine is Public limited company (NV).
When was Sainte Catherine founded?
Sainte Catherine was founded on 28-10-1982.
Is Sainte Catherine still active?
Yes, Sainte Catherine is an active enterprise in the KBO register.
What is the turnover of Sainte Catherine?
The annual accounts for financial year 2026 state no turnover.Financials
Is Sainte Catherine profitable?
In financial year 2026, Sainte Catherine made a loss of €711,446.
Where can I find the annual accounts of Sainte Catherine?
Sainte Catherine filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Sainte Catherine due?
Sainte Catherine must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.