BCT
ActiveSummary
BCT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219,023 and a net result of €10,050. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 90% of 2833 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability47▼-7
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days only on tighter terms
Liquidity ample (current ratio 7.39 against 6.72 in 2023; short-term debt: 13.3% and cash: 6.8% of total assets), and 13.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €219,023
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-01-2026, 161 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
161 d late
2023
5 d early
2022
31 d early
2021
142 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€219,023▲ 4.8%
2023 · €208,974
Total assets
€252,635▼ 6.2%
2023 · €269,256
Net result
€10,050▼ 41.8%
2023 · €17,274
Working capital
€214,775▼ 4.8%
2023 · €225,627
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€41,149▼ 0.8%€35,350▼ 14.1%€36,231▲ 2.5%€34,641▼ 4.4%€20,272▼ 41.5%
Net result€21,821▲ 2.5%€18,921▼ 13.3%€14,942▼ 21.0%€17,274▲ 15.6%€10,050▼ 41.8%
Equity€157,837▼ 24.5%€176,758▲ 12.0%€191,700▲ 8.5%€208,974▲ 9.0%€219,023▲ 4.8%
Total assets€218,749▼ 28.9%€227,484▲ 4.0%€265,980▲ 16.9%€269,256▲ 1.2%€252,635▼ 6.2%
Debt€82,733▼ 16.0%€50,726▼ 38.7%€74,280▲ 46.4%€39,412▼ 46.9%€33,612▼ 14.7%
Working capital€131,816▼ 35.6%€173,158▲ 31.4%€190,997▲ 10.3%€225,627▲ 18.1%€214,775▼ 4.8%
Staff (FTE)6▼ 1.6%4.8▼ 20.0%4.6▼ 4.2%3.2▼ 30.4%2.6▼ 18.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 41% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €252,635
Fixed assets
€4,248 ▲ 0.7%
Current assets
€248,386 ▼ 6.3%
Equity and liabilities €252,635
Equity
€219,023 ▲ 4.8%
Provisions
€0 ▼ 100%
Debt
€33,612 ▼ 14.7%
Debt's share of the balance-sheet total falls from 14.6% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.39▲
2023 · 6.72
Debt to equity
0.15▼
2023 · 0.19
ROE
4.6%▼
2023 · 8.3%
ROA
4.0%▼
2023 · 6.4%
Debt ≤ 1 year
€33,612▼
2023 · €39,412
Income taxes
€7,385▼
2023 · €12,260
Staff costs
€214,071▼
2023 · €358,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €376,101 | €358,059 | €358,623 | €214,071 | ▼ 40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | - | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€20,870 | - |
| Other operating charges640/8 | - | €410 | €410 | €446 | €407 | ▼ 8.7% |
| Gross operating margin9900 | €493,648 | €411,860 | €394,700 | €393,710 | €213,880 | ▼ 45.7% |
| Operating profit (loss)9901 | €41,149 | €35,350 | €36,231 | €34,641 | €20,272 | ▼ 41.5% |
| Financial income75/76B | - | - | €3 | €20 | €35 | ▲ 76.1% |
| Recurring financial income75 | €12 | - | €3 | €20 | €35 | ▲ 76.1% |
| Financial charges65/66B | - | €4,337 | €4,782 | €5,127 | €2,872 | ▼ 44.0% |
| Recurring financial charges65 | €4,017 | €4,337 | €4,782 | €5,127 | €2,872 | ▼ 44.0% |
| Profit (loss) for the period before taxes9903 | €37,132 | €31,013 | €31,452 | €29,534 | €17,435 | ▼ 41.0% |
| Income taxes67/77 | €15,840 | €12,092 | €16,510 | €12,260 | €7,385 | ▼ 39.8% |
| Profit (loss) for the period9904 | €21,821 | €18,921 | €14,942 | €17,274 | €10,050 | ▼ 41.8% |
| Profit (loss) for the period to be appropriated9905 | €21,821 | €18,921 | €14,942 | €17,274 | €10,050 | ▼ 41.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €218,749 | €227,484 | €265,980 | €269,256 | €252,635 | ▼ 6.2% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €4,200 | €4,200 | €4,203 | €4,217 | €4,248 | ▲ 0.7% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Financial fixed assets28 | €4,200 | €4,200 | €4,203 | €4,217 | €4,248 | ▲ 0.7% |
| Current assets29/58 | €214,549 | €223,284 | €261,777 | €265,039 | €248,386 | ▼ 6.3% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €195,520 | €200,201 | €206,123 | €212,467 | €231,181 | ▲ 8.8% |
| Trade receivables40 | - | €194,060 | €205,000 | €207,487 | €215,041 | ▲ 3.6% |
| Other amounts receivable41 | - | €6,141 | €1,123 | €4,980 | €16,140 | ▲ 224% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €41,324 | €22,674 | €55,653 | €52,572 | €17,206 | ▼ 67.3% |
| Deferred charges and accrued income490/1 | - | €409 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €218,749 | €227,484 | €265,980 | €269,256 | €252,635 | ▼ 6.2% |
| Equity10/15 | €157,837 | €176,758 | €191,700 | €208,974 | €219,023 | ▲ 4.8% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €0 | €1,859 | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €0 | €1,859 | - |
| Distributable reserves133 | - | - | - | €1,859 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €188,545 | €156,306 | €171,248 | €188,523 | €198,572 | ▲ 5.3% |
| Provisions and deferred taxes16 | - | - | - | €20,870 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | - | - | - | €20,870 | €0 | ▼ 100% |
| Other liabilities and charges164/5 | - | - | - | €20,870 | €0 | ▼ 100% |
| Amounts payable17/49 | €82,733 | €50,726 | €74,280 | €39,412 | €33,612 | ▼ 14.7% |
| Amounts payable within one year42/48 | €82,733 | €50,126 | €70,780 | €39,412 | €33,612 | ▼ 14.7% |
| Trade debts44 | €11,028 | €3,708 | €26,731 | €10,199 | €9,820 | ▼ 3.7% |
| Suppliers440/4 | - | €3,708 | €26,731 | €10,199 | €9,820 | ▼ 3.7% |
| Taxes, remuneration and social security45 | - | €46,419 | €44,048 | €29,213 | €23,792 | ▼ 18.6% |
| Taxes450/3 | - | - | €1,848 | €1,848 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €46,419 | €42,200 | €27,365 | €23,792 | ▼ 13.1% |
| Accrued charges and deferred income492/3 | - | €600 | €3,500 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,821 | €18,921 | €14,942 | €17,274 | €10,050 | ▼ 41.8% |
| + Depreciation and write-downs630 | €0 | - | - | - | - | - |
| Operating cash flow (approximation) | €21,821 | €18,921 | €14,942 | €17,274 | €10,050 | ▼ 41.8% |
| Investment in fixed assets (approximation) | - | €0 | -€3 | -€14 | -€32 | ▼ 127% |
| Change in cash | - | -€18,650 | €32,980 | -€3,082 | -€35,366 | ▼ 1,048% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 161 days late
2024
31-12
Financial
Weakest financial yearnet €10,050 ▼41.8%
Net result drops to €10,050, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200,000Eq €208,974 ▲9%
6 profitable years in a row build equity to €208,974.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 142 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €21,821 ▲2.5%
Net result €21,821, the highest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2000
Ground area
3,380 m²
Parcel 71322A0540/00B002, Flanders. Linked by address, not a title deed.
67
companies at this address
See who is registered here
1 establishment unit
Kempische steenweg 303, 3500 Hasselt
since 20002.097.515.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322A0540/00B002 | Flanders | 3,380 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0467643433
Also
9925:BE0467643433
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.