Equity
€14,483
SAILING QUEEN paid out €833 in dividends. That is 4% of the 2025 profit.
SAILING QUEEN
Lifetime
3 annual accounts with figures on one time axispeak €48,885 (2025)
€48,885▲ 185%
lowest -€7,289 (2024)
€20,555▲ €27,844
peak €14,483 (2025)
€14,483▲ €19,722
€54,314▼ 7.2%
Board1 name since 2023
1 directorDE WILDE Charlotte Rolande Jacques
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €17,177 to €48,885Back to profit: €20,555Dividend €833Equity from -€5,239 to €14,483Cash from €10,078 to €29,695
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 72% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.9%
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 0.8%▼ -0.7 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.3 percentage points vs 07-2026
09-2026: 0.2%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.85, cash €29,695
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 29% of them on solvency, 74% on liquidity, 87% on profitability and 97% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as SAILING QUEEN has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAILING QUEEN itself is lower: 0.2% within 12 months. It rests on far more data about SAILING QUEEN than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SAILING QUEEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85 (2.31 in 2024), above the usual 1.5. Short-term debt is 41.4% and cash 43.2% of total assets. However, 78.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
28 days late
2024
28 days late
2023
58 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 38 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002931993
Incorporation
Founder: DE WILDE Charlotte Rolande Jacques · 20 shares · Appointment: DE WILDE Charlotte Rolande Jacques (director) · published on 06-12-2023 · Gazette deed
First establishment
Oudenaardsesteenweg 46, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAILING QUEEN Ghent | €68,797 | €48,885 | 21.1% | - |
| PEBEC Ghent | €69,389 | €48,269 | 88.5% | - |
| WILDEMAN Ghent | €57,799 | €57,425 | 68.0% | - |
| LDW Farma Lievegem | €71,475 | €47,129 | 53.9% | - |
| Lente Ghent | €79,469 | €41,635 | 65.3% | - |
| Scalify Sint-Martens-Latem | €78,361 | €43,823 | 58.8% | - |
| GVC TECHNICS Beveren-Kruibeke-Zwijndrecht | €61,013 | €42,043 | 71.3% | - |
These companies have the same main activity as SAILING QUEEN: other business support services (NACE 82990). They are comparable in size and age: total assets between €57,800 and €79,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 04-12-2023Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.355.252.7439000 Ghent, since 04-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- ≈ €130,000estimated
- €68,797▲ 29.2%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 28-08-2026
Insights on SAILING QUEEN
SAILING QUEEN files the micro format. That format states no turnover. The gross margin rose from €18,538 in 2023 to €48,885 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAILING QUEEN
- What is the company number of SAILING QUEEN?
- The company number of SAILING QUEEN is 1002.931.993. The VAT number is the same number with BE in front: BE 1002.931.993.
- Where is SAILING QUEEN based?
- The registered office is at Oudenaardsesteenweg 46, 9000 Ghent.Company details
- What does SAILING QUEEN do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of SAILING QUEEN?
- SAILING QUEEN is a private limited company (BV).
- When was SAILING QUEEN founded?
- SAILING QUEEN was founded on 04-12-2023.
- Is SAILING QUEEN still active?
- Yes, SAILING QUEEN is an active enterprise in the KBO register.
- What is the turnover of SAILING QUEEN?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €48,885 and 41 comparable companies (NACE 82990). It probably lies between €78,000 and €160,000.Financials
- Is SAILING QUEEN profitable?
- In financial year 2025, SAILING QUEEN made a profit of €20,555.
- Where can I find the annual accounts of SAILING QUEEN?
- SAILING QUEEN filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAILING QUEEN due?
- SAILING QUEEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.