Financials
- Financial year
- 2025
- Total assets
- €40,514
- Profit
- €6,674
- Solvency
- 92.0%
Total assets▲ 25.9%
Net result
20232025
Saiko
ActiveSummary
Saiko has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,263 and a net result of €6,674. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 95% of 4,746 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€40,514total assets 2025
- Staff
- 1 FTE
- Equity
- €37,263
- Profit
- €6,674
Turnover not published (abbreviated format)
Structure
2025 accounts 65 days early1 deed in the Belgian Official Gazette
Why 72raises riskSize: total assets €40,514Sector: Food and beverage service activities (NACE 56)Founded in 2022lowers riskLiquidity: current ratio 10.67, cash €18,085Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 84% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 92.0% of total assets
Liquidity
100+1
short-term debt 8.0% · cash 44.6%
Profitability
89-11
return on assets 16.5%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● unchanged vs 11-2024
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.4%▲ +0.1 percentage points vs 03-2025
05-2025: 1.5%▲ +0.1 percentage points vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 1.7%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 1.0%▼ -0.7 percentage points vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.1%▲ +0.1 percentage points vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 0.9%▼ -0.2 percentage points vs 03-2026
05-2026: 1.1%▲ +0.2 percentage points vs 04-2026
06-2026: 0.7%▼ -0.4 percentage points vs 05-2026lowest value
07-2026: 0.7%● unchanged vs 06-2026lowest value
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 10.67, compared with 15.83 in 2024, above the usual 1.5; short-term debt: 8% and cash: 44.6% of total assets), and 8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 99% on liquidity, 78% on profitability and 67% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
65 days early
2024
31 days early
2023
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 43 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Liquidity more than quadruplescurrent ratio 15.83
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 28-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 18-08-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Saiko
- What is the company number of Saiko?
- 0789.749.452. In Belgium the VAT number is the company number with BE in front: BE 0789.749.452.
- Where is Saiko based?
- The registered office is at Heulsestraat(Bis) 109, 8501 Kortrijk.Company details
- What does Saiko do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of Saiko?
- Private limited company (BV).
- When was Saiko founded?
- On 18-08-2022.
- Is Saiko still active?
- Yes, Saiko is an active enterprise in the KBO register.
- How many employees does Saiko have?
- On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Saiko?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Saiko profitable?
- In financial year 2025, Saiko made a profit of €6,674.
- Where can I find the annual accounts of Saiko?
- Saiko filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Saiko due?
- By 31-07-2027, for financial year 2026.Timeline
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