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SAGOMA GROUP

Active
Public limited companyfounded 2018active for 8 yearsMarcel Habetslaan 30, 3600 Genk, Belgium10 active companies are registered at this addressKBO/BCE: BE 0712.678.695

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SAGOMA GROUP has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €564,516 and a net result of €100,638. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 52% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
SAGOMA GROUPActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 29-10-2018 Normal situation
Legal form
Public limited company
Registered office
Marcel Habetslaan 30, 3600 Genk
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 2 others
Establishment unit
2.281.647.559 3600 Genk, since 29-10-2018
Financial year end
31 December
Peppol
Reachable since 02-09-2025
Company details

Who decides

Board
  • CMARManaging director · permanent representative Marchetta Claudia
  • M.G.C.C.Managing director · permanent representative Marchetta Cerina
  • Marchetta FrancoManaging director
Shareholders
Board & ownership

How it is doing

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€281,764
▲ 12.6%
Turnover
≈ €320,000
estimated
Profit
€100,638
▲ 509%
Equity
€564,516
▲ 21.7%
Total assets
€1.7m
▼ 15.9%
2025 accounts 58 days early
Filed on 03-06-2026PDF
Financials
Why 96lowers riskSize: total assets €1.7mSector: Real estate activities (NACE 68)Liquidity: current ratio 1.57, cash €963,033Figures for financial year 2025 (filed 06-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 58+10
equity 33.5% of total assets
Liquidity 72+46
short-term debt 54.1% · cash 57.1%
Profitability 76+23
return on assets 6.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.57, compared with 1.21 in 2024, above the usual 1.5; short-term debt: 54.1% and cash: 57.1% of total assets), but 66.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 52% on solvency, 82% on liquidity, 72% on profitability and 76% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.57, cash €963,033
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 06-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
58 days early
2024
13 days early
2023
2 days early
2022
18 days early
2021
20 days early
2020
4 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Result rose in 2025from €16,538 to €100,638 ▲ 509% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Documents

Annual accounts at the NBB

All 7 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SAGOMA GROUP

What is the company number of SAGOMA GROUP?
0712.678.695. In Belgium the VAT number is the company number with BE in front: BE 0712.678.695.
Where is SAGOMA GROUP based?
The registered office is at Marcel Habetslaan 30, 3600 Genk.Company details
What does SAGOMA GROUP do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of SAGOMA GROUP?
Public limited company (NV).
When was SAGOMA GROUP founded?
On 29-10-2018.
Is SAGOMA GROUP still active?
Yes, SAGOMA GROUP is an active enterprise in the KBO register.
How many employees does SAGOMA GROUP have?
On average 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of SAGOMA GROUP?
≈ €320,000 in financial year 2025. Estimated from the gross margin of €281,764: probably between €280,000 and €350,000, based on 38 comparable companies, NACE 68201.
Is SAGOMA GROUP profitable?
In financial year 2025, SAGOMA GROUP made a profit of €100,638.
Where can I find the annual accounts of SAGOMA GROUP?
SAGOMA GROUP filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SAGOMA GROUP due?
By 31-07-2027, for financial year 2026.Timeline

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