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SAGOMA GROUP

Active
Public limited companyfounded 2018active for 8 yearsMarcel Habetslaan 30, 3600 Genk, Belgium10 active companies are registered at this addressKBO/BCE: BE 0712.678.695

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SAGOMA GROUP has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €564,516 and a net result of €100,638. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 52% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
SAGOMA GROUPActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 29-10-2018 Normal situation
Legal form
Public limited company
Registered office
Marcel Habetslaan 30, 3600 Genk
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 2 others
Establishment unit
2.281.647.559 3600 Genk, since 29-10-2018
Financial year end
31 December
Peppol
Reachable since 02-09-2025
Company details

Board and ownership

Board
  • CMARManaging director · permanent representative Marchetta Claudia
  • M.G.C.C.Managing director · permanent representative Marchetta Cerina
  • Marchetta FrancoManaging director
Shareholders
Board & ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€281,764
▲ 12.6%
Turnover
≈ €320,000
estimated
Profit
€100,638
▲ 509%
Equity
€564,516
▲ 21.7%
Total assets
€1.7m
▼ 15.9%
2025 accounts filed 58 days before the deadline
Filed on 03-06-2026PDF
Financials
Score breakdownlowers riskSize: total assets €1.7mSector: Real estate activities (NACE 68)Liquidity: current ratio 1.57, cash €963,033Figures for financial year 2025 (filed on 06-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in real estate (NACE 68)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 58+10
equity 33.5% of total assets
Liquidity 72+46
short-term debt 54.1% · cash 57.1%
Profitability 76+23
return on assets 6.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (1.21 in 2024), above the usual 1.5. Short-term debt is 54.1% and cash 57.1% of total assets. However, 66.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 52% of them on solvency, 82% on liquidity, 72% on profitability and 76% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.57, cash €963,033
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 06-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
58 days early
2024
13 days early
2023
2 days early
2022
18 days early
2021
20 days early
2020
4 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €16,538 to €100,638 ▲ 509% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Documents

Annual accounts at the NBB

All 7 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SAGOMA GROUP

What is the company number of SAGOMA GROUP?
The company number of SAGOMA GROUP is 0712.678.695. The VAT number is the same number with BE in front: BE 0712.678.695.
Where is SAGOMA GROUP based?
The registered office is at Marcel Habetslaan 30, 3600 Genk.Company details
What does SAGOMA GROUP do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of SAGOMA GROUP?
The legal form of SAGOMA GROUP is Public limited company (NV).
When was SAGOMA GROUP founded?
SAGOMA GROUP was founded on 29-10-2018.
Is SAGOMA GROUP still active?
Yes, SAGOMA GROUP is an active enterprise in the KBO register.
How many employees does SAGOMA GROUP have?
SAGOMA GROUP had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of SAGOMA GROUP?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €281,764 and 38 comparable companies (NACE 68201). It probably lies between €280,000 and €350,000.
Is SAGOMA GROUP profitable?
In financial year 2025, SAGOMA GROUP made a profit of €100,638.
Where can I find the annual accounts of SAGOMA GROUP?
SAGOMA GROUP filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SAGOMA GROUP due?
SAGOMA GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to SAGOMA GROUP

Comparable companies

These companies have the same main activity as SAGOMA GROUP: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.6m and €2.6m, founded between 2015 and 2020.

CompanyTotal assetsGross margin
SAGOMA GROUP Genk€1.7m€0.3m
PASTE INVEST Herk-de-Stad€2.3m€0.2m
SEMPELS PROJECTS Lubbeek€1.6m€0.2m
WDS Invest Beveren-Kruibeke-Zwijndrecht€1.6m€0.2m
GELINVEST Menen€1.8m€0.2m
MARCH-ONE Namur€2.6m€0.2m
YRICA Herve€1.6m€0.2m
Full comparison

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