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PASTE INVEST

Active
Private limited companyfounded 201510 yrs activeSteenweg 3, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0643.862.640

PASTE INVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €5k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
56 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-8
Solvency30▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.2 in 2024; short-term debt: 20.4% and cash: 0.3% of total assets), and 95.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.8%
Return on assets
0.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9114 sector peers (2025).
NBB · sector comparison
Position among 9114 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-11-2025, 65 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
65 d early
2024
71 d early
2023
55 d early
2022
53 d early
2021
60 d early
2020
23 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€108k▲ 4.4%
2024 · €104k
2019: €38k 2021: €46k 2022: €91k 2023: €103k 2024: €104k
2019 → 2025
Total assets
€2.26M▼ 3.0%
2024 · €2.33M
2019: €1.14M 2021: €1.63M 2022: €1.65M 2023: €2.27M 2024: €2.33M
2019 → 2025
Net result
€5k▲ 1,566%
2024 · €271
2019: €18k 2021: €622 2022: €44k 2023: €13k 2024: €271
2019 → 2025
Working capital
€-391k▼ 43.9%
2024 · €-272k
2019: €-175k 2021: €-123k 2022: €-150k 2023: €-339k 2024: €-272k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€46k-€91k▲ 95.2%€103k▲ 13.9%€104k▲ 0.3%€108k▲ 4.4%
Operating result€32k-€83k▲ 158%€60k▼ 27.1%€57k▼ 4.7%€76k▲ 32.4%
Net result€622-€44k▲ 7,012%€13k▼ 71.5%€271▼ 97.8%€5k▲ 1,566%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €32k€32kNet result 2021: €622€622Operating result 2022: €83k€83kNet result 2022: €44k€44kOperating result 2023: €60k€60kNet result 2023: €13k€13kOperating result 2024: €57k€57kNet result 2024: €271€271Operating result 2025: €76k€76kNet result 2025: €5k€5k20212022202320242025
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets €2.19M▼ 3.1%
Current assets €70k▲ 0.2%
Equity and liabilities €2.26M
Equity €108k▲ 4.4%
Debt €2.15M▼ 3.4%
The debt ratio falls from 95.6% to 95.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€182k
2024 · €203k
Cash flow
€110k
2024 · €146k
Solvency
4.8%
2024 · 4.4%
Current ratio
0.15
2024 · 0.20
Quick ratio
0.15
2024 · 0.20
Debt / equity
19.88
2024 · 21.47
ROE
4.2%
2024 · 0.3%
ROA
0.2%
2024 · 0.0%
Interest coverage
2.54
2024 · 3.55
Debt
€2.15M
2024 · €2.22M
Debt ≤ 1 year
€460k
2024 · €341k
Debt > 1 year
€1.69M
2024 · €1.88M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.33M€2.26M
Fixed assets21/28€2.26M€2.19M
Tangible fixed assets22/27€2.26M€2.19M
Land and buildings22€2.26M€2.19M
Current assets29/58€70k€70k
Amounts receivable within one year40/41€58k€57k
Trade receivables40€57k€57k=
Other amounts receivable41€784€261
Cash at bank and in hand54/58€6k€7k
Deferred charges and accrued income490/1€5k€5k
Equity and liabilities
Total equity and liabilities10/49€2.33M€2.26M
Equity10/15€104k€108k
Contributions10/11€19k€19k=
Reserves13€970€970=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€970€970=
Profit (loss) carried forward14€84k€89k
Amounts payable17/49€2.22M€2.15M
Amounts payable after more than one year17€1.88M€1.69M
Financial debts170/4€1.88M€1.69M
Amounts payable within one year42/48€341k€460k
Current portion of amounts payable after more than one year42€188k€207k
Trade debts44€968€15k
Suppliers440/4€968€15k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€152k€238k
Accrued charges and deferred income492/3€2k€0
Income statement Code20242025
Non-recurring operating income76A€29k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€106k
Other operating charges640/8€15k€14k
Non-recurring operating charges66A-€1k
Gross operating margin9900€217k€197k
Operating profit (loss)9901€57k€76k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€57k€72k
Recurring financial charges65€57k€72k
Profit (loss) for the period before taxes9903€271€5k
Income taxes67/77€0-
Profit (loss) for the period9904€271€5k
Profit (loss) for the period to be appropriated9905€271€5k
Appropriation of the result
Profit (loss) to be appropriated9906€84k€89k
Profit (loss) brought forward from the previous period14P€84k€84k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
27-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
21-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial Weakest financial yearnet €271 ▼97.8%
Net result drops to €271, the lowest in the series; recovery starts the following year.
2023
07-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Equity above €100kEq €103k ▲13.9%
4 profitable years in a row build equity to €103k.
2022
09-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Highest result since 2019net €44k ▲7012%
Operating result €83k, net result €44k, both a record.
2021
02-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
08-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenweg 33540 Herk-de-Stad
Ground area
5,956 m²
Building footprint
357 m²
Parcel 71003B0070/00Z004, Flanders. Linked by address, not a title deed.
1 establishment unit
PASTE INVEST
Steenweg 3, 3540 Herk-de-StadAgents specialised in the wholesale of other particular products
since 20152.249.579.755
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71003B0070/00Z004 Flanders 5,956 m² 1 · 357 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,262 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-12-2015
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.