SAGEST
The computed 12-month bankruptcy probability of SAGEST is 0.4% (very low). The 2025 annual accounts show equity of €111k and a net result of €38k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 4723 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €111k |
| Net result | €38k |
| Better than sector | 55% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 61.6% | 55.5% | |
| Net result | €38k | €38k | |
| Equity | €111k | €64k | |
| Gross operating margin | €86k | €61k | |
| Total assets | €180k | €146k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €61k |
| Net profit | €38k |
| Cash flow | €44k |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | €30k |
| Total assets | €180k |
| Equity | €111k |
| Debt | €67k |
| of which ≤ 1y | €67k |
| of which > 1y | - |
| Working capital | €66k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.99 |
| Quick ratio | 1.99 |
| Working capital ratio | 36.8% |
| Solvency | 61.6% |
| Debt / equity | 0.61 |
| Long-term debt ratio | - |
| Interest coverage | 21.03 |
| Gross margin | - |
| Net margin | - |
| ROA | 21.0% |
| ROE | 34.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €180k |
| Fixed assets | 21/28 | €47k |
| Tangible fixed assets | 22/27 | €46k |
| Financial fixed assets | 28 | €700 |
| Current assets | 29/58 | €134k |
| Amounts receivable within one year | 40/41 | €59k |
| Cash & bank | 54/58 | €69k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €180k |
| Equity | 10/15 | €111k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €101k |
| Provisions & deferred taxes | 16 | €2k |
| Amounts payable | 17/49 | €67k |
| Amounts payable within one year | 42/48 | €67k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €86k |
| Operating result | 9901 | €55k |
| Financial income | 75 | €275 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €52k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €38k |
| Result to be appropriated | 9905 | €38k |
Former directors (1)
-
Former01-10-2023 → 20-01-2026
2 events
- 20-01-2026 Resigned· Director
- 01-10-2023 Appointed· Director
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 10-02-2021 |
| Status | Active |
| Postal code | 4960 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63502C0202/00D000 | Wallonia | 962 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
20-01-2026 Katrin MARECHAL resigns as director
- Katrin MARECHAL, Bestuurder
Technical details
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"evidence_quote": "Suivant proc\u00E8s verbal du 23 d\u00E9cembre 2025, l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire a pris acte et accept\u00E9 la d\u00E9mission de son poste d\u0027administrateur de Mademoiselle Katrin MARECHAL (NN 880808.294.12) domicili\u00E9e Chemin de l\u0027Herboriste, 16 \u00E0 4960 MALMEDY. D\u00E9charge a \u00E9t\u00E9 donn\u00E9e au d\u00E9missionnaire pour le ma",
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}30-10-2023 Katrin MARECHAL appointed as director
- Katrin MARECHAL, Bestuurder
Technical details
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}12-02-2021 Incorporation of a new SRL
Technical details
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"founders": [
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"name": "VAN DYCK Michael Brigitte Michel",
"niss": null,
"address": "4960 Malmedy, Chemin de l\u0027Herboriste, 16"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "VAN DYCK Michael Brigitte Michel",
"is_subscriber_only": false,
"n_shares_subscribed": 10,
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"capital_eur": 10000,
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"initial_directors": [],
"incorporation_date": "2021-02-01",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SAGEST |