SAFETY CONSTRUCT DAKBEVEILIGING
ActiveThe computed 12-month bankruptcy probability of SAFETY CONSTRUCT DAKBEVEILIGING is 2.2% (moderate). The 2024 annual accounts show equity of €248k and a net result of €310k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 40% of 992 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
83
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency49▼-21
Growth78=
Stability94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.52 in 2023), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
35 d early
2022
on the day
2021
32 d early
2020
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€248k=
2023 · €248k
2020: €10k
2021: €248k
2022: €462k
2023: €248k
2020 → 2024
Total assets
€875k▲ 32.3%
2023 · €661k
2020: €178k
2021: €384k
2022: €598k
2023: €661k
2020 → 2024
Net result
€310k▲ 58.3%
2023 · €196k
2020: €38
2021: €239k
2022: €215k
2023: €196k
2020 → 2024
Working capital
€130k▼ 16.3%
2023 · €155k
2020: €-150k
2021: €94k
2022: €329k
2023: €155k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€248k▲ 2,375%€462k▲ 86.1%€248k▼ 46.3%€248k=
Operating result€62-€320k▲ 519,202%€273k▼ 14.5%€258k▼ 5.6%€440k▲ 70.7%
Net result€38-€239k▲ 633,771%€215k▼ 10.2%€196k▼ 8.9%€310k▲ 58.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 71% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €875k
Fixed assets
€199k▼ 4.2%
Current assets
€676k▲ 48.9%
Equity and liabilities €875k
Equity
€248k=
Debt
€626k▲ 51.7%
The debt ratio rises from 62.4% to 71.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€513k▲
2023 · €366k
Cash flow
€383k▲
2023 · €304k
Solvency
28.4%▼
2023 · 37.6%
Current ratio
1.24▼
2023 · 1.52
Quick ratio
1.24▼
2023 · 1.52
Debt / equity
2.52▲
2023 · 1.66
ROE
124.6%▲
2023 · 78.7%
ROA
35.4%▲
2023 · 29.6%
Interest coverage
88.20▲
2023 · 64.22
Debt
€626k▲
2023 · €413k
Debt ≤ 1 year
€546k▲
2023 · €298k
Debt > 1 year
€80k▼
2023 · €114k
Income taxes
€127k▲
2023 · €58k
Staff costs
€223k▲
2023 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€661k€875k▲
Fixed assets21/28€208k€199k▼
Tangible fixed assets22/27€208k€198k▼
Plant, machinery and equipment23€29k€70k▲
Furniture and vehicles24€179k€128k▼
Financial fixed assets28-€800
Current assets29/58€454k€676k▲
Amounts receivable after more than one year29€62k€59k▼
Other amounts receivable291€62k€59k▼
Amounts receivable within one year40/41€235k€333k▲
Trade receivables40€173k€330k▲
Other amounts receivable41€61k€3k▼
Cash at bank and in hand54/58€136k€264k▲
Deferred charges and accrued income490/1€21k€20k▼
Equity and liabilities
Total equity and liabilities10/49€661k€875k▲
Equity10/15€248k€248k=
Contributions10/11€10k€10k=
Reserves13€238k€238k=
Distributable reserves133€238k€238k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€413k€626k▲
Amounts payable after more than one year17€114k€80k▼
Financial debts170/4€114k€80k▼
Amounts payable within one year42/48€298k€546k▲
Current portion of amounts payable after more than one year42€33k€34k▲
Trade debts44€62k€94k▲
Suppliers440/4€62k€94k▲
Taxes, remuneration and social security45€8k€53k▲
Taxes450/3€6k€34k▲
Remuneration and social security454/9€2k€20k▲
Other amounts payable47/48€196k€365k▲
Income statement
Code20232024
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€176k€223k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€73k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€30k€0▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€575k€739k▲
Operating profit (loss)9901€258k€440k▲
Financial income75/76B€861€2k▲
Recurring financial income75€861€2k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€253k€437k▲
Income taxes67/77€58k€127k▲
Profit (loss) for the period9904€196k€310k▲
Profit (loss) for the period to be appropriated9905€196k€310k▲
Appropriation of the result
Profit (loss) to be appropriated9906€196k€310k▲
Transfer from equity791/2€214k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€410k€310k▼
Return on contributions (dividend)694€410k€310k▼
Social balance
Average headcount (FTE)90872.13.0▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €310k ▲58.3%
Operating result €440k, net result €310k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.81
Current ratio from 1.69 to 4.81; short-term debt falls from €135k to €87k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 16current ratio 1.69
Current ratio from 0.11 to 1.69; short-term debt falls from €168k to €135k.
31-12
Financial
Equity above €200kEq €248k ▲2375%
2 profitable years in a row build equity to €248k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlimmersebaan 1362275 LilleGround area
1.4 ha
Building footprint
7,609 m²
Volume, LiDAR
51,524 m³
Parcel 13047A0198/00Y002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAFETY CONSTRUCT DAKBEVEILIGING
since 20202.311.648.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13047A0198/00Y002 | Flanders | 1.4 ha | 1 · 7,609 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,786 EUR awarded · 1,786 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,064 EUR | 1,064 EUR |
| 2024 | 1 | 194 EUR | 264 EUR |
| 2023 | 1 | 528 EUR | 458 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,481 companies in sector 43410 we hold annual accounts for 4,306. 3,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
77320Rental and leasing activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.