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Jémat

Active
Private limited companyfounded 20178 yrs activeChaussée d'Anton 487, 5300 Andenne, BelgiumKBO/BCE: BE 0685.603.126
Summary

The computed 12-month bankruptcy probability of Jémat is 2.1% (moderate). The 2024 annual accounts show equity of €230,823 and a net result of €6,193. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 651 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Support activities for crop production
NACE 01610Rental and leasing activities NACE 77320
#8 company by total assets in Andenne, Agriculture, forestry and fishing sector1 site
Size
€1.0mtotal assets 2024
Staff
4 FTE
Equity
€230,823
Profit
€6,193
Financial health
53 Fair Checked score 2024
Bankruptcy chance 12 m
2.1%
Structure
Accounts 63 d overdue0 of 3 deeds read
Why 53- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late- Founded in 2017+ Sector Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 47-1
equity 22.3% of total assets
Liquidity 51+4
short-term debt 26.0% · cash 8.9%
Profitability 61-14
return on assets 0.6%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,649 companies)
Last 8 months 03-2026: 0.6%lowest value 04-2026: 0.6%▲ +0.7% vs 03-2026 05-2026: 0.6%▼ -0.3% vs 04-2026 06-2026: 0.7%▲ +6.8% vs 05-2026 07-2026: 0.8%▲ +23.1% vs 06-2026 08-2026: 1.3%▲ +54.8% vs 07-2026 09-2026: 1.5%▲ +17.0% vs 08-2026 10-2026: 2.1%▲ +44.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 02-10-2025) raises the probability
  • Sector Crop and animal production, hunting and related service activities (NACE 01) lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Founded in 2017 raises the probability for this profile
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.76 in 2023; short-term debt: 26% and cash: 8.9% of total assets), and 77.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 36%, liquidity 54%, profitability 31%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Crop and animal production, hunting and related service activities (NACE 01)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2017
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €230,823
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
143 d early
2021
31 d late
2020
9 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Back to profitnet €49,757

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: Company by total assets in Andenne, Agriculture, forestry…in the Checked rankings #8 View
  • Total assets 20246 fiscal years filed €1.0m View

By topic

Financials

Fiscal year
2024
Total assets
€1.0m
Profit
€6,193
Solvency
22.3%
Total assets▲ 4.6%
Net result
20182024
Go to Financials

Timeline

Events
11
Since
2019
  1. 30-09-2025Annual accounts filed
  2. 30-09-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Support activities for crop productionNACE 01610
Founded
04-12-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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