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Safety & Co

Active
Private limited companyfounded 20224 yrs activeKoningin Astridlaan 35, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0784.237.179

Safety & Co has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €13k. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 37% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
94 / 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency80▼-4
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.59 in 2023), but 58.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
41.4%
Return on assets
14.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-09-2025, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
41 d late
2023
29 d late
2022
53 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€37k▲ 53.0%
2023 · €24k
2022: €14k 2023: €24k
2022 → 2024
Total assets
€90k▲ 78.0%
2023 · €51k
2022: €27k 2023: €51k
2022 → 2024
Net result
€13k▲ 24.0%
2023 · €10k
2022: €11k 2023: €10k
2022 → 2024
Working capital
€31k▲ 99.2%
2023 · €16k
2022: €2k 2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€14k-€24k▲ 74.5%€37k▲ 53.0%
Operating result€15k-€16k▲ 6.1%€18k▲ 12.9%
Net result€11k-€10k▼ 5.2%€13k▲ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15k€20kOperating result 2022: €15k€15kNet result 2022: €11k€11kOperating result 2023: €16k€16kNet result 2023: €10k€10kOperating result 2024: €18k€18kNet result 2024: €13k€13k202220232024
The operating result has risen two years in a row; 2024 is 13% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets €18k▲ 104%
Current assets €72k▲ 72.4%
Equity and liabilities €90k
Equity €37k▲ 53.0%
Debt €53k▲ 101%
The debt ratio rises from 51.9% to 58.6%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€21k
2023 · €21k
Cash flow
€16k
2023 · €16k
Solvency
41.4%
2023 · 48.1%
Current ratio
1.75
2023 · 1.59
Quick ratio
1.75
2023 · 1.59
Debt / equity
1.42
2023 · 1.08
ROE
34.6%
2023 · 42.7%
ROA
14.3%
2023 · 20.6%
Interest coverage
49.02
2023 · 84.62
Debt
€53k
2023 · €26k
Debt ≤ 1 year
€41k
2023 · €26k
Debt > 1 year
€11k
Income taxes
€5k
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€51k€90k
Fixed assets21/28€9k€18k
Tangible fixed assets22/27€9k€18k
Furniture and vehicles24€8k€18k
Leasing and similar rights25€526€268
Financial fixed assets28€150€150=
Current assets29/58€42k€72k
Amounts receivable within one year40/41€33k€54k
Trade receivables40€31k€35k
Other amounts receivable41€2k€18k
Cash at bank and in hand54/58€7k€17k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€51k€90k
Equity10/15€24k€37k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€21k€34k
Amounts payable17/49€26k€53k
Amounts payable after more than one year17-€11k
Financial debts170/4-€11k
Amounts payable within one year42/48€26k€41k
Financial debts43-€5k
Other loans439-€5k
Trade debts44€14k€22k
Suppliers440/4€14k€22k
Taxes, remuneration and social security45€13k€15k
Taxes450/3€13k€15k
Other amounts payable47/48-€19
Accrued charges and deferred income492/3-€795
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k
Other operating charges640/8€438€5k
Gross operating margin9900€22k€27k
Operating profit (loss)9901€16k€18k
Financial income75/76B€49€614
Recurring financial income75€49€614
Financial charges65/66B€252€434
Recurring financial charges65€252€434
Profit (loss) for the period before taxes9903€16k€18k
Income taxes67/77€5k€5k
Profit (loss) for the period9904€10k€13k
Profit (loss) for the period to be appropriated9905€10k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€34k
Profit (loss) brought forward from the previous period14P€11k€21k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
10-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
31-12
Financial Highest result since 2022net €13k ▲24%
Operating result €18k, net result €13k, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Weakest financial yearnet €10k ▼5.2%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
22-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningin Astridlaan 359100 Sint-Niklaas
Ground area
253 m²
Building footprint
236 m²
Volume, LiDAR
1,658 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Safety & Co
Plezantstraat 40, 9100 Sint-NiklaasActivities of building architects
since 20222.331.142.996
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46445D1588/00Y000 Flanders 132 m² 1 · 115 m² 10.3 m · 2 fl.
46443E0869/00B000 Flanders 121 m² 1 · 121 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 1,155 EUR awarded · 1,155 EUR paid
Year Entries awardedpaid
2023 1 1,155 EUR1,155 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 1,155 EUR · 1,155 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,118 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:tabla_2004@hotmail.com
Enterprise
Phone:0470366747
Establishment Sint-Niklaas 2.331.142.996